BCAL vs HELE

Comparison between Southern Calif Bancorp (BCAL, Company) and Helen of Troy Ltd (HELE, Company).

BCAL is from the Financial Services sector, while HELE is from the Consumer Defensive sector.

5-Year PerformanceBCAL has outperformed HELE, delivering a return of +7.5% compared to -33.4%

BCAL vs HELE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	HELE(COMPANY)
Market Cap	$636M	$635M
Max Drawdown	52.35%	94.72%
Sharpe Ratio	1.24	0.25
5Y Beta	0.78	1.10
Industry	Banks - Regional	Household & Personal Products
P/E Ratio	10.67	-0.70
Forward P/E	N/A	6.71
PEG Ratio	0.04	1.19
Dividend Yield	1.02%	N/A
Debt to Equity	5.92%	97.82%
Free Cash Flow Yield	9.18%	26.94%
P/S Ratio	3.44	0.35
P/B Ratio	1.09	0.71

Market Cap

Winner

BCAL

$636M

HELE

$635M

Max Drawdown

Winner

BCAL

52.35%

HELE

94.72%

Sharpe Ratio

Winner

BCAL

1.24

HELE

0.25

5Y Beta

Winner

BCAL

0.78

HELE

1.10

Industry

BCAL

Banks - Regional

HELE

Household & Personal Products

P/E Ratio

BCAL

10.67

Winner

HELE

-0.70

Forward P/E

BCAL

N/A

HELE

6.71

PEG Ratio

Winner

BCAL

0.04

HELE

1.19

Dividend Yield

BCAL

1.02%

HELE

N/A

Debt to Equity

Winner

BCAL

5.92%

HELE

97.82%

Free Cash Flow Yield

BCAL

9.18%

Winner

HELE

26.94%

P/S Ratio

BCAL

3.44

Winner

HELE

0.35

P/B Ratio

BCAL

1.09

Winner

HELE

0.71

BCAL vs HELE - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	HELE
1 month	+5.67%	+24.57%
3 months	+13.36%	+78.16%
6 months	+1.05%	+42.19%
1 year	+34.41%	+6.68%
5 years(CAGR)	+7.45%	-33.39%
10 years(CAGR)	+9.26%	-11.52%
Max(CAGR)	+9.20%	+4.58%

BCAL

+5.67%

Winner

HELE

+24.57%

BCAL

+13.36%

Winner

HELE

+78.16%

BCAL

+1.05%

Winner

HELE

+42.19%

Winner

BCAL

+34.41%

HELE

+6.68%

5Y(CAGR)

Winner

BCAL

+7.45%

HELE

-33.39%

10Y(CAGR)

Winner

BCAL

+9.26%

HELE

-11.52%

Max(CAGR)

Winner

BCAL

+9.20%

HELE

+4.58%

BCAL vs HELE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BCAL	HELE
2026	+7.19%	+44.88%
2025	+15.35%	-64.30%
2024	-3.84%	-50.99%
2023	+3.58%	+9.05%
2022	+12.35%	-54.68%
2021	+17.57%	+11.02%
2020	+0.00%	+21.20%
2019	-5.55%	+37.99%
2018	-10.51%	+36.72%
2017	+28.26%	+12.36%
2016	+38.55%	-6.11%
2015	+4.40%	+45.47%
2014	N/A	+33.92%
2013	N/A	+45.15%
2012	N/A	+5.86%
2011	N/A	+0.10%
2010	N/A	+23.40%
2009	N/A	+38.27%
2008	N/A	+5.53%
2007	N/A	-31.77%
2006	N/A	+49.57%
2005	N/A	-51.37%
2004	N/A	+45.81%
2003	N/A	+94.45%
2002	N/A	-5.98%
2001	N/A	+134.99%
2000	N/A	-32.76%
1999	N/A	-20.00%

BCAL vs HELE Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for HELE was -94.72%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The current BCAL drawdown is -0.71%. The current HELE drawdown is -88.64%.

Rank	BCAL	HELE
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-94.72% Jan 27, 2021 - Mar 27, 2026
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	-76.82% Jul 2, 2004 - Feb 12, 2013
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	-61.08% Nov 26, 1999 - Jul 12, 2001
#4	-20.97% May 3, 2017 - Jan 22, 2018	-45.07% Feb 11, 2020 - Jul 9, 2020
#5	-13.51% Dec 8, 2025 - Mar 20, 2026	-43.39% Jul 23, 2001 - Jan 8, 2002
#6	-9.26% Mar 15, 2017 - May 3, 2017	-42.94% Jan 15, 2002 - May 13, 2003
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	-25.99% Jun 8, 2016 - Jul 9, 2018
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	-25.43% Mar 18, 2014 - Jan 9, 2015
#9	-1.04% Nov 12, 2024 - Nov 21, 2024	-24.87% Sep 4, 2003 - Jan 13, 2004
#10	-0.62% Nov 25, 2025 - Dec 3, 2025	-24.59% Dec 3, 2018 - Jul 10, 2019
#11	-0.56% Dec 4, 2025 - Dec 8, 2025	-20.53% Dec 4, 2015 - Mar 29, 2016
#12	-0.37% Nov 5, 2025 - Nov 10, 2025	-17.30% Jun 25, 2015 - Oct 9, 2015
#13	-0.35% Dec 27, 2023 - Dec 29, 2023	-15.70% May 4, 2004 - Jun 30, 2004
#14	-0.12% Dec 22, 2023 - Dec 27, 2023	-12.61% Aug 24, 2020 - Dec 8, 2020
#15	N/A	-11.75% Mar 1, 2004 - Apr 6, 2004

Correlation

Correlation between BCAL and HELE is -0.32 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.32

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