AX vs WTM

Comparison between Axos Financial Inc (AX, Company) and White Mountains Insurance Group Ltd (WTM, Company).

Both AX and WTM are from the Financial Services sector.

5-Year PerformanceAX has outperformed WTM, delivering a return of +13.2% compared to +12.3%

AX vs WTM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AX(COMPANY)	WTM(COMPANY)
Market Cap	$5.01B	$5B
Max Drawdown	59.57%	78.65%
Sharpe Ratio	0.67	0.42
5Y Beta	1.13	0.34
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	10.49	4.83
Forward P/E	9.55	13.87
PEG Ratio	0.87	0.00
Dividend Yield	N/A	0.05%
5Y Dividends CAGR	N/A	14.87%
5Y EPS CAGR	19.22%	12.53%
Debt to Equity	0.00%	15.54%
Free Cash Flow Yield	8.93%	12.42%
P/S Ratio	3.79	1.76
P/B Ratio	1.64	0.95

Market Cap

Winner

$5.01B

WTM

$5B

Max Drawdown

Winner

59.57%

WTM

78.65%

Sharpe Ratio

Winner

0.67

WTM

0.42

5Y Beta

1.13

Winner

WTM

0.34

Industry

Banks - Regional

WTM

Insurance - Property & Casualty

P/E Ratio

10.49

Winner

WTM

4.83

Forward P/E

Winner

9.55

WTM

13.87

PEG Ratio

0.87

Winner

WTM

0.00

Dividend Yield

N/A

WTM

0.05%

5Y Dividends CAGR

N/A

WTM

14.87%

5Y EPS CAGR

Winner

19.22%

WTM

12.53%

Debt to Equity

Winner

0.00%

WTM

15.54%

Free Cash Flow Yield

8.93%

Winner

WTM

12.42%

P/S Ratio

3.79

Winner

WTM

1.76

P/B Ratio

1.64

Winner

WTM

0.95

AX vs WTM - Historical Returns

Returns include dividend reinvestment.

Period	AX	WTM
1 month	+7.03%	-4.04%
3 months	+6.66%	-7.20%
6 months	+5.71%	-1.44%
1 year	+24.40%	+14.44%
5 years(CAGR)	+13.24%	+12.32%
10 years(CAGR)	N/A	+9.69%
Max(CAGR)	+13.27%	+11.45%

Winner

+7.03%

WTM

-4.04%

Winner

+6.66%

WTM

-7.20%

Winner

+5.71%

WTM

-1.44%

Winner

+24.40%

WTM

+14.44%

5Y(CAGR)

Winner

+13.24%

WTM

+12.32%

10Y(CAGR)

N/A

WTM

+9.69%

Max(CAGR)

Winner

+13.27%

WTM

+11.45%

AX vs WTM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AX	WTM
2026	+3.34%	-0.83%
2025	+25.20%	+7.78%
2024	+26.95%	+28.89%
2023	+42.93%	+7.82%
2022	-32.76%	+40.13%
2021	+51.85%	+0.02%
2020	+24.93%	-10.78%
2019	+19.92%	+30.61%
2018	-27.25%	+1.26%
2017	N/A	+0.31%
2016	N/A	+16.25%
2015	N/A	+15.17%
2014	N/A	+5.05%
2013	N/A	+15.41%
2012	N/A	+13.20%
2011	N/A	+32.29%
2010	N/A	+0.31%
2009	N/A	+27.07%
2008	N/A	-46.61%
2007	N/A	-10.07%
2006	N/A	+5.94%
2005	N/A	-10.36%
2004	N/A	+42.59%
2003	N/A	+42.62%
2002	N/A	-7.44%
2001	N/A	+10.58%
2000	N/A	+172.82%
1999	N/A	-4.04%

AX vs WTM Drawdown Comparison

The maximum drawdown for AX was -59.57%, occurring on Mar 23, 2020. Recovery took 551 trading sessions.

The maximum drawdown for WTM was -77.48%, occurring on Mar 9, 2009. Recovery took 2327 trading sessions.

The current AX drawdown is -10.60%. The current WTM drawdown is -12.73%.

Rank	AX	WTM
#1	-59.57% Oct 8, 2018 - Dec 15, 2020	-77.48% Sep 8, 2005 - Dec 5, 2014
#2	-46.31% Nov 24, 2021 - Jul 15, 2024	-40.16% Feb 11, 2020 - Feb 10, 2021
#3	-34.92% Nov 25, 2024 - Aug 12, 2025	-27.02% Jun 21, 2001 - May 12, 2003
#4	-22.78% Jul 30, 2024 - Nov 6, 2024	-22.07% Feb 22, 2021 - Jun 7, 2022
#5	-19.04% Feb 6, 2026 - Mar 18, 2026	-18.77% Nov 1, 1999 - Mar 14, 2000
#6	-18.10% Aug 27, 2025 - Jan 8, 2026	-18.05% Nov 25, 2024 - Nov 26, 2025
#7	-16.13% Mar 17, 2021 - Oct 4, 2021	-16.59% Mar 1, 2017 - Sep 14, 2018
#8	-8.12% Jan 12, 2021 - Feb 4, 2021	-16.37% Mar 11, 2005 - Aug 19, 2005
#9	-6.83% Oct 14, 2021 - Nov 2, 2021	-15.67% Apr 6, 2004 - Nov 18, 2004
#10	-5.25% Nov 11, 2024 - Nov 22, 2024	-15.54% Sep 8, 2022 - Oct 28, 2022
#11	-4.71% Jan 22, 2026 - Jan 30, 2026	-14.93% Feb 17, 2023 - Jul 20, 2023
#12	-4.09% Feb 10, 2021 - Feb 22, 2021	-14.80% Sep 14, 2018 - May 31, 2019
#13	-3.91% Aug 13, 2025 - Aug 22, 2025	-14.22% Apr 17, 2026 - Jun 11, 2026
#14	-2.75% Feb 24, 2021 - Mar 1, 2021	-13.91% Jun 16, 2003 - Oct 3, 2003
#15	-2.72% Nov 6, 2024 - Nov 11, 2024	-13.43% Nov 30, 2015 - Apr 1, 2016