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WTM vs PBF

Comparison between White Mountains Insurance Group Ltd (WTM, Company) and PBF Energy Inc - Class A (PBF, Company).

WTM is from the Financial Services sector, while PBF is from the Energy sector.

5-Year PerformancePBF has outperformed WTM, delivering a return of +21.6% compared to +12.3%

WTM vs PBF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
WTM
$5B
PBF
$4.99B
Max Drawdown
Winner
WTM
78.65%
PBF
92.01%
Sharpe Ratio
WTM
0.42
Winner
PBF
1.42
5Y Beta
Winner
WTM
0.34
PBF
0.73
Industry
WTM
Insurance - Property & Casualty
PBF
Oil & Gas Refining & Marketing
P/E Ratio
WTM
4.83
Winner
PBF
-123.94
Forward P/E
WTM
13.87
Winner
PBF
11.99
PEG Ratio
Winner
WTM
0.00
PBF
2.51
Dividend Yield
WTM
0.05%
Winner
PBF
2.58%
5Y Dividends CAGR
WTM
14.87%
PBF
N/A
5Y EPS CAGR
Winner
WTM
12.53%
PBF
-50.45%
Debt to Equity
Winner
WTM
15.54%
PBF
50.76%
Free Cash Flow Yield
Winner
WTM
12.42%
PBF
-13.71%
P/S Ratio
WTM
1.76
Winner
PBF
0.16
P/B Ratio
WTM
0.95
Winner
PBF
0.86

WTM vs PBF - Historical Returns

Returns include dividend reinvestment.

1M
WTM
-4.04%
Winner
PBF
-0.60%
3M
WTM
-7.20%
Winner
PBF
-1.74%
6M
WTM
-1.44%
Winner
PBF
+40.00%
1Y
WTM
+14.44%
Winner
PBF
+107.98%
5Y(CAGR)
WTM
+12.32%
Winner
PBF
+21.60%
10Y(CAGR)
Winner
WTM
+9.69%
PBF
+8.42%
Max(CAGR)
Winner
WTM
+11.45%
PBF
+6.76%

WTM vs PBF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearWTMPBF
2026-0.83%+48.98%
2025+7.78%+5.87%
2024+28.89%-38.60%
2023+7.82%+19.40%
2022+40.13%+192.12%
2021+0.02%+89.62%
2020-10.78%-77.40%
2019+30.61%-2.52%
2018+1.26%-7.09%
2017+0.31%+30.89%
2016+16.25%-17.48%
2015+15.17%+44.65%
2014+5.05%-10.54%
2013+15.41%+11.55%
2012+13.20%+10.67%
2011+32.29%N/A
2010+0.31%N/A
2009+27.07%N/A
2008-46.61%N/A
2007-10.07%N/A
2006+5.94%N/A
2005-10.36%N/A
2004+42.59%N/A
2003+42.62%N/A
2002-7.44%N/A
2001+10.58%N/A
2000+172.82%N/A
1999-4.04%N/A

WTM vs PBF Drawdown Comparison

The maximum drawdown for WTM was -77.48%, occurring on Mar 9, 2009. Recovery took 2327 trading sessions.

The maximum drawdown for PBF was -91.50%, occurring on Oct 28, 2020. Recovery took 1221 trading sessions.

The current WTM drawdown is -12.73%. The current PBF drawdown is -26.89%.

RankWTMPBF
#1-77.48%
Sep 8, 2005 - Dec 5, 2014
-91.50%
Oct 3, 2018 - Aug 11, 2023
#2-40.16%
Feb 11, 2020 - Feb 10, 2021
-76.04%
Apr 5, 2024 - Apr 8, 2025
#3-27.02%
Jun 21, 2001 - May 12, 2003
-50.54%
Nov 27, 2015 - Apr 17, 2018
#4-22.07%
Feb 22, 2021 - Jun 7, 2022
-48.92%
Mar 4, 2013 - Nov 18, 2015
#5-18.77%
Nov 1, 1999 - Mar 14, 2000
-26.53%
Sep 28, 2023 - Mar 13, 2024
#6-18.05%
Nov 25, 2024 - Nov 26, 2025
-17.78%
Jun 4, 2018 - Aug 7, 2018
#7-16.59%
Mar 1, 2017 - Sep 14, 2018
-11.40%
Sep 4, 2018 - Oct 3, 2018
#8-16.37%
Mar 11, 2005 - Aug 19, 2005
-9.70%
Aug 7, 2018 - Aug 29, 2018
#9-15.67%
Apr 6, 2004 - Nov 18, 2004
-7.97%
Aug 11, 2023 - Sep 7, 2023
#10-15.54%
Sep 8, 2022 - Oct 28, 2022
-6.81%
Jan 2, 2013 - Jan 17, 2013
#11-14.93%
Feb 17, 2023 - Jul 20, 2023
-3.64%
Mar 20, 2024 - Mar 28, 2024
#12-14.80%
Sep 14, 2018 - May 31, 2019
-3.50%
Sep 14, 2023 - Sep 28, 2023
#13-14.22%
Apr 17, 2026 - Jun 11, 2026
-3.30%
Apr 26, 2018 - May 2, 2018
#14-13.91%
Jun 16, 2003 - Oct 3, 2003
-3.13%
Jan 17, 2013 - Jan 24, 2013
#15-13.43%
Nov 30, 2015 - Apr 1, 2016
-3.05%
May 21, 2018 - May 30, 2018

Correlation

Correlation between WTM and PBF is 0.53 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.53
-101

Dividend Comparison (1999 - 2026)

WTM vs PBF dividend yield comparison.

YearWTMPBF
20260.05%1.31%
20250.05%4.06%
20240.05%3.86%
20230.07%1.93%
20220.07%0.49%
20210.10%0.00%
20200.10%4.23%
20190.09%3.83%
20180.12%3.67%
20170.12%3.39%
20160.12%4.30%
20150.14%3.26%
20140.16%4.50%
20130.17%3.81%
20120.19%0.00%
20110.22%0.00%
20100.30%0.00%
20090.30%0.00%
20083.00%0.00%
20071.56%0.00%
20061.38%0.00%
20051.43%0.00%
20040.15%0.00%
20030.22%0.00%
20020.31%0.00%
20010.29%0.00%
20000.25%0.00%
19990.33%0.00%

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