ARHS vs UFCS

Comparison between Arhaus Inc Class A (ARHS, Company) and United Fire Group Inc (UFCS, Company).

ARHS is from the Consumer Cyclical sector, while UFCS is from the Financial Services sector.

5-Year PerformanceUFCS has outperformed ARHS, delivering a return of +17.8% compared to -4.0%

ARHS vs UFCS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ARHS(COMPANY)	UFCS(COMPANY)
Market Cap	$1.37B	$1.37B
Max Drawdown	70.78%	71.27%
Sharpe Ratio	0.02	1.89
5Y Beta	1.43	0.57
Industry	Specialty Retail	Insurance - Property & Casualty
P/E Ratio	15.27	9.66
Forward P/E	15.22	14.10
PEG Ratio	0.22	0.18
Dividend Yield	N/A	1.33%
5Y Dividends CAGR	N/A	2.44%
Debt to Equity	0.00%	14.97%
Free Cash Flow Yield	2.99%	19.86%

Market Cap

ARHS

$1.37B

Winner

UFCS

$1.37B

Max Drawdown

Winner

ARHS

70.78%

UFCS

71.27%

Sharpe Ratio

ARHS

0.02

Winner

UFCS

1.89

5Y Beta

ARHS

1.43

Winner

UFCS

0.57

Industry

ARHS

Specialty Retail

UFCS

Insurance - Property & Casualty

P/E Ratio

ARHS

15.27

Winner

UFCS

9.66

Forward P/E

ARHS

15.22

Winner

UFCS

14.10

PEG Ratio

ARHS

0.22

Winner

UFCS

0.18

Dividend Yield

ARHS

N/A

UFCS

1.33%

5Y Dividends CAGR

ARHS

N/A

UFCS

2.44%

Debt to Equity

Winner

ARHS

0.00%

UFCS

14.97%

Free Cash Flow Yield

ARHS

2.99%

Winner

UFCS

19.86%

ARHS vs UFCS - Historical Returns

Returns include dividend reinvestment.

Period	ARHS	UFCS
1 month	+25.49%	+2.42%
3 months	+65.25%	+10.84%
6 months	+10.02%	+37.92%
1 year	-20.06%	+77.84%
5 years(CAGR)	-4.01%	+17.77%
10 years(CAGR)	N/A	+5.53%
Max(CAGR)	-4.01%	+9.12%

Winner

ARHS

+25.49%

UFCS

+2.42%

Winner

ARHS

+65.25%

UFCS

+10.84%

ARHS

+10.02%

Winner

UFCS

+37.92%

ARHS

-20.06%

Winner

UFCS

+77.84%

5Y(CAGR)

ARHS

-4.01%

Winner

UFCS

+17.77%

10Y(CAGR)

ARHS

N/A

UFCS

+5.53%

Max(CAGR)

ARHS

-4.01%

Winner

UFCS

+9.12%

ARHS vs UFCS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ARHS	UFCS
2026	-10.42%	+52.46%
2025	+19.00%	+30.35%
2024	-16.68%	+43.18%
2023	+26.06%	-24.90%
2022	-22.74%	+17.86%
2021	+3.52%	-4.67%
2020	N/A	-40.50%
2019	N/A	-17.93%
2018	N/A	+31.80%
2017	N/A	-5.19%
2016	N/A	+35.86%
2015	N/A	+35.70%
2014	N/A	+10.16%
2013	N/A	+28.91%
2012	N/A	+9.49%
2011	N/A	-10.08%
2010	N/A	+24.39%
2009	N/A	-38.06%
2008	N/A	+7.65%
2007	N/A	-16.01%
2006	N/A	-10.69%
2005	N/A	+20.83%
2004	N/A	+69.60%
2003	N/A	+21.43%
2002	N/A	+20.64%
2001	N/A	+48.98%
2000	N/A	-6.96%
1999	N/A	+7.37%

ARHS vs UFCS Drawdown Comparison

The maximum drawdown for ARHS was -69.35%, occurring on May 15, 2026. This drawdown has not yet recovered.

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The current ARHS drawdown is -48.29%. The current UFCS drawdown is -2.20%.

Rank	ARHS	UFCS
#1	-69.35% Jun 7, 2024 - May 15, 2026	-69.89% Nov 11, 2005 - Oct 22, 2015
#2	-67.08% Dec 30, 2021 - Jan 23, 2023	-64.48% Aug 1, 2018 - May 8, 2026
#3	-54.30% Feb 15, 2023 - Mar 11, 2024	-31.31% Jan 7, 2000 - Jan 25, 2001
#4	-34.22% Nov 4, 2021 - Dec 29, 2021	-28.56% Jun 5, 2001 - Mar 7, 2002
#5	-22.19% Apr 8, 2024 - May 10, 2024	-25.32% Nov 15, 2002 - Aug 19, 2003
#6	-7.86% Mar 13, 2024 - Apr 1, 2024	-20.40% Dec 12, 2016 - Mar 20, 2018
#7	-6.34% Feb 7, 2023 - Feb 15, 2023	-16.81% Nov 9, 2004 - May 3, 2005
#8	-5.84% May 14, 2024 - May 28, 2024	-15.99% Aug 5, 2004 - Nov 2, 2004
#9	-4.09% Jan 23, 2023 - Jan 31, 2023	-15.53% Nov 26, 1999 - Jan 7, 2000
#10	-1.74% Apr 1, 2024 - Apr 3, 2024	-15.46% May 3, 2016 - Nov 17, 2016
#11	-1.49% Jun 5, 2024 - Jun 7, 2024	-15.01% Jun 24, 2002 - Nov 14, 2002
#12	-1.21% Apr 3, 2024 - Apr 5, 2024	-14.96% Jan 25, 2001 - Apr 20, 2001
#13	-0.58% Jun 3, 2024 - Jun 5, 2024	-14.93% Jul 25, 2005 - Nov 10, 2005
#14	-0.34% Feb 2, 2023 - Feb 7, 2023	-12.24% May 18, 2026 - Jun 23, 2026
#15	N/A	-11.06% Sep 3, 2003 - Nov 6, 2003

Correlation

Correlation between ARHS and UFCS is -0.29 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.29

-101

Dividend Comparison (1999 - 2026)

ARHS vs UFCS dividend yield comparison.

Year	ARHS	UFCS
2026	3.61%	0.74%
2025	0.00%	1.76%
2024	5.32%	2.25%
2023	0.00%	3.18%
2022	0.00%	2.30%
2021	0.00%	2.59%
2020	0.00%	4.54%
2019	0.00%	2.97%
2018	0.00%	7.59%
2017	0.00%	2.39%
2016	0.00%	1.97%
2015	0.00%	2.24%
2014	0.00%	2.62%
2013	0.00%	2.41%
2012	0.00%	2.75%
2011	0.00%	2.97%
2010	0.00%	2.69%
2009	0.00%	3.29%
2008	0.00%	1.93%
2007	0.00%	1.91%
2006	0.00%	1.40%
2005	0.00%	1.19%
2004	0.00%	1.25%
2003	0.00%	1.89%
2002	0.00%	2.18%
2001	0.00%	2.51%
2000	0.00%	3.59%
1999	0.00%	0.75%