APPF vs UBSI

Comparison between Appfolio Inc - Class A (APPF, Company) and United Bankshares Inc (UBSI, Company).

APPF is from the Technology sector, while UBSI is from the Financial Services sector.

5-Year PerformanceUBSI has outperformed APPF, delivering a return of +11.1% compared to +6.1%

APPF vs UBSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	APPF(COMPANY)	UBSI(COMPANY)
Market Cap	$6.26B	$6.52B
Max Drawdown	55.38%	65.05%
Sharpe Ratio	-0.58	1.01
5Y Beta	0.79	0.83
Industry	Software - Application	Banks - Regional
P/E Ratio	43.94	14.35
Forward P/E	128.21	13.55
PEG Ratio	3.44	0.85
Dividend Yield	N/A	3.25%
5Y Dividends CAGR	N/A	6.07%
5Y EPS CAGR	27.81%	5.12%
Debt to Equity	0.00%	3.03%
Free Cash Flow Yield	3.75%	8.00%

Market Cap

APPF

$6.26B

Winner

UBSI

$6.52B

Max Drawdown

Winner

APPF

55.38%

UBSI

65.05%

Sharpe Ratio

APPF

-0.58

Winner

UBSI

1.01

5Y Beta

Winner

APPF

0.79

UBSI

0.83

Industry

APPF

Software - Application

UBSI

Banks - Regional

P/E Ratio

APPF

43.94

Winner

UBSI

14.35

Forward P/E

APPF

128.21

Winner

UBSI

13.55

PEG Ratio

APPF

3.44

Winner

UBSI

0.85

Dividend Yield

APPF

N/A

UBSI

3.25%

5Y Dividends CAGR

APPF

N/A

UBSI

6.07%

5Y EPS CAGR

Winner

APPF

27.81%

UBSI

5.12%

Debt to Equity

Winner

APPF

0.00%

UBSI

3.03%

Free Cash Flow Yield

APPF

3.75%

Winner

UBSI

8.00%

APPF vs UBSI - Historical Returns

Returns include dividend reinvestment.

Period	APPF	UBSI
1 month	+14.92%	+7.03%
3 months	+16.91%	+12.49%
6 months	-16.72%	+19.09%
1 year	-26.22%	+36.28%
5 years(CAGR)	+6.13%	+11.12%
10 years(CAGR)	+28.26%	+6.26%
Max(CAGR)	+26.01%	+6.63%

Winner

APPF

+14.92%

UBSI

+7.03%

Winner

APPF

+16.91%

UBSI

+12.49%

APPF

-16.72%

Winner

UBSI

+19.09%

APPF

-26.22%

Winner

UBSI

+36.28%

5Y(CAGR)

APPF

+6.13%

Winner

UBSI

+11.12%

10Y(CAGR)

Winner

APPF

+28.26%

UBSI

+6.26%

Max(CAGR)

Winner

APPF

+26.01%

UBSI

+6.63%

APPF vs UBSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	APPF	UBSI
2026	-21.24%	+27.87%
2025	-6.23%	+7.97%
2024	+45.81%	+3.64%
2023	+61.65%	-2.28%
2022	-14.19%	+13.97%
2021	-31.62%	+16.79%
2020	+58.64%	-11.55%
2019	+86.23%	+25.98%
2018	+43.74%	-7.31%
2017	+80.43%	-21.87%
2016	+70.85%	+33.06%
2015	+3.69%	+3.41%
2014	N/A	+25.41%
2013	N/A	+29.39%
2012	N/A	-11.96%
2011	N/A	-0.92%
2010	N/A	+45.44%
2009	N/A	-34.66%
2008	N/A	+24.31%
2007	N/A	-25.68%
2006	N/A	+11.89%
2005	N/A	-4.12%
2004	N/A	+27.89%
2003	N/A	+7.70%
2002	N/A	+5.73%
2001	N/A	+46.94%
2000	N/A	-5.55%
1999	N/A	-3.44%

APPF vs UBSI Drawdown Comparison

The maximum drawdown for APPF was -55.38%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for UBSI was -62.10%, occurring on Mar 6, 2009. Recovery took 1652 trading sessions.

The current APPF drawdown is -43.52%.

Rank	APPF	UBSI
#1	-55.38% Aug 4, 2025 - Apr 10, 2026	-62.10% Dec 27, 2006 - Jul 23, 2013
#2	-55.37% Dec 28, 2020 - Jul 13, 2023	-52.34% Dec 9, 2016 - May 13, 2021
#3	-41.35% Feb 19, 2020 - May 26, 2020	-38.09% Nov 10, 2022 - Nov 6, 2024
#4	-41.04% Oct 9, 2015 - Sep 14, 2016	-34.79% Nov 3, 1999 - Jun 4, 2001
#5	-40.17% Sep 13, 2018 - Apr 22, 2019	-25.79% Nov 25, 2024 - Jan 15, 2026
#6	-28.89% Jul 23, 2024 - Aug 1, 2025	-23.47% Nov 6, 2015 - Nov 10, 2016
#7	-24.39% Oct 11, 2017 - May 2, 2018	-22.54% May 17, 2021 - Aug 16, 2022
#8	-22.10% Nov 14, 2023 - Jan 26, 2024	-22.48% Dec 15, 2004 - Nov 11, 2005
#9	-21.36% Jun 5, 2020 - Aug 26, 2020	-17.35% May 3, 2002 - Aug 21, 2003
#10	-19.87% Aug 26, 2020 - Dec 22, 2020	-16.34% Jul 22, 2015 - Nov 6, 2015
#11	-19.72% Jun 21, 2019 - Nov 22, 2019	-13.73% Feb 6, 2026 - Jun 12, 2026
#12	-18.44% Jul 15, 2015 - Aug 17, 2015	-12.68% Aug 16, 2022 - Oct 27, 2022
#13	-16.17% Mar 26, 2024 - May 13, 2024	-12.01% Aug 30, 2001 - Dec 17, 2001
#14	-15.07% Jul 18, 2023 - Aug 28, 2023	-11.49% Dec 24, 2013 - Jun 6, 2014
#15	-14.92% Aug 18, 2015 - Sep 11, 2015	-10.27% Dec 29, 2014 - Mar 2, 2015