AMSF vs ATLCP

Comparison between Amerisafe Inc (AMSF, Company) and Atlanticus Holdings Corp (ATLCP, Company).

Both AMSF and ATLCP are from the Financial Services sector.

5-Year PerformanceATLCP has outperformed AMSF, delivering a return of +8.4% compared to -1.4%

AMSF vs ATLCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AMSF(COMPANY)	ATLCP(COMPANY)
Market Cap	$613M	$613M
Max Drawdown	61.19%	37.48%
Sharpe Ratio	-0.77	1.18
5Y Beta	0.18	N/A
Industry	Insurance - Specialty	Credit Services
P/E Ratio	13.37	3.20
Forward P/E	22.37	N/A
PEG Ratio	1.81	N/A
Dividend Yield	4.66%	N/A
5Y Dividends CAGR	-7.14%	N/A
5Y EPS CAGR	-13.01%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	1.30%	N/A
P/S Ratio	1.93	N/A
P/B Ratio	2.49	N/A

Market Cap

Winner

AMSF

$613M

ATLCP

$613M

Max Drawdown

AMSF

61.19%

Winner

ATLCP

37.48%

Sharpe Ratio

AMSF

-0.77

Winner

ATLCP

1.18

5Y Beta

AMSF

0.18

ATLCP

N/A

Industry

AMSF

Insurance - Specialty

ATLCP

Credit Services

P/E Ratio

AMSF

13.37

Winner

ATLCP

3.20

Forward P/E

AMSF

22.37

ATLCP

N/A

PEG Ratio

AMSF

1.81

ATLCP

N/A

Dividend Yield

AMSF

4.66%

ATLCP

N/A

5Y Dividends CAGR

AMSF

-7.14%

ATLCP

N/A

5Y EPS CAGR

AMSF

-13.01%

ATLCP

N/A

Debt to Equity

AMSF

0.00%

ATLCP

N/A

Free Cash Flow Yield

AMSF

1.30%

ATLCP

N/A

P/S Ratio

AMSF

1.93

ATLCP

N/A

P/B Ratio

AMSF

2.49

ATLCP

N/A

AMSF vs ATLCP - Historical Returns

Returns include dividend reinvestment.

Period	AMSF	ATLCP
1 month	+8.22%	+1.08%
3 months	+3.84%	+8.77%
6 months	-8.14%	+2.66%
1 year	-17.27%	+19.56%
5 years(CAGR)	-1.42%	+8.42%
10 years(CAGR)	+0.89%	N/A
Max(CAGR)	+10.92%	+8.19%

Winner

AMSF

+8.22%

ATLCP

+1.08%

AMSF

+3.84%

Winner

ATLCP

+8.77%

AMSF

-8.14%

Winner

ATLCP

+2.66%

AMSF

-17.27%

Winner

ATLCP

+19.56%

5Y(CAGR)

AMSF

-1.42%

Winner

ATLCP

+8.42%

10Y(CAGR)

AMSF

+0.89%

ATLCP

N/A

Max(CAGR)

Winner

AMSF

+10.92%

ATLCP

+8.19%

AMSF vs ATLCP - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	AMSF	ATLCP
2026	-7.26%	+4.91%
2025	-20.24%	+13.94%
2024	+19.12%	+9.54%
2023	-1.39%	+40.70%
2022	+7.27%	-24.98%
2021	+2.32%	+6.18%
2020	-6.38%	N/A
2019	+28.34%	N/A
2018	-3.80%	N/A
2017	-0.93%	N/A
2016	+33.23%	N/A
2015	+31.66%	N/A
2014	+7.81%	N/A
2013	+49.30%	N/A
2012	+19.05%	N/A
2011	+31.13%	N/A
2010	-2.89%	N/A
2009	-11.48%	N/A
2008	+35.60%	N/A
2007	-1.08%	N/A
2006	+57.76%	N/A
2005	+11.89%	N/A

AMSF vs ATLCP Drawdown Comparison

The maximum drawdown for AMSF was -43.28%, occurring on May 6, 2026. This drawdown has not yet recovered.

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The current AMSF drawdown is -34.04%. The current ATLCP drawdown is -0.49%.

Rank	AMSF	ATLCP
#1	-43.28% Nov 12, 2024 - May 6, 2026	-30.60% Apr 4, 2022 - Dec 6, 2023
#2	-40.90% Jul 9, 2007 - Jan 5, 2009	-12.64% Mar 6, 2026 - Jun 2, 2026
#3	-38.87% Jan 6, 2009 - Mar 10, 2011	-10.85% Mar 15, 2024 - Nov 13, 2024
#4	-32.91% Feb 20, 2020 - Oct 24, 2024	-7.69% Dec 15, 2023 - Mar 11, 2024
#5	-28.97% Jul 12, 2006 - Nov 28, 2006	-6.84% Dec 2, 2024 - Aug 26, 2025
#6	-25.34% Jan 26, 2006 - Mar 31, 2006	-5.13% Jan 25, 2022 - Apr 4, 2022
#7	-24.53% Jul 7, 2011 - Nov 8, 2011	-4.63% Sep 23, 2025 - Jan 13, 2026
#8	-23.78% Feb 23, 2017 - Nov 6, 2017	-3.32% Jun 5, 2026 - Jun 24, 2026
#9	-22.07% Nov 6, 2017 - Oct 25, 2018	-2.64% Jun 2, 2026 - Jun 5, 2026
#10	-19.24% Mar 18, 2014 - Dec 5, 2014	-2.07% Sep 2, 2021 - Dec 2, 2021
#11	-19.03% Oct 29, 2018 - Jul 18, 2019	-1.54% Feb 27, 2026 - Mar 6, 2026
#12	-17.92% May 12, 2006 - Jul 12, 2006	-1.42% Jun 14, 2021 - Jul 6, 2021
#13	-16.65% Jun 10, 2016 - Nov 25, 2016	-1.21% Dec 8, 2023 - Dec 13, 2023
#14	-15.33% Jul 18, 2013 - Oct 17, 2013	-1.18% Jul 2, 2026 - Jul 9, 2026
#15	-12.84% Jun 6, 2012 - Jan 2, 2013	-1.14% Nov 13, 2024 - Nov 19, 2024

Correlation

Correlation between AMSF and ATLCP is -0.01 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.01

-101

Dividend Comparison (2013 - 2026)

AMSF vs ATLCP dividend yield comparison.

Year	AMSF	ATLCP
2026	2.41%	3.91%
2025	6.66%	7.94%
2024	8.69%	8.31%
2023	10.39%	8.37%
2022	10.08%	10.90%
2021	9.59%	3.86%
2020	7.97%	0.00%
2019	6.82%	0.00%
2018	1.55%	0.00%
2017	1.30%	0.00%
2016	6.37%	0.00%
2015	7.07%	0.00%
2014	4.67%	0.00%
2013	0.76%	0.00%