AMRC vs UFCS

Comparison between Ameresco Inc - Class A (AMRC, Company) and United Fire Group Inc (UFCS, Company).

AMRC is from the Industrials sector, while UFCS is from the Financial Services sector.

5-Year PerformanceUFCS has outperformed AMRC, delivering a return of +18.9% compared to -16.6%

AMRC vs UFCS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AMRC(COMPANY)	UFCS(COMPANY)
Market Cap	$1.33B	$1.34B
Max Drawdown	91.12%	71.27%
Sharpe Ratio	0.87	2.06
5Y Beta	1.72	0.61
Industry	Engineering & Construction	Insurance - Property & Casualty
P/E Ratio	172.89	10.20
Forward P/E	23.58	14.10
PEG Ratio	2.15	0.11
Dividend Yield	N/A	1.29%
5Y Dividends CAGR	N/A	2.44%
5Y EPS CAGR	-27.22%	N/A
Debt to Equity	15.23%	15.39%
Free Cash Flow Yield	-0.26%	21.75%
P/S Ratio	0.68	0.94
P/B Ratio	1.27	1.46

Market Cap

AMRC

$1.33B

Winner

UFCS

$1.34B

Max Drawdown

AMRC

91.12%

Winner

UFCS

71.27%

Sharpe Ratio

AMRC

0.87

Winner

UFCS

2.06

5Y Beta

AMRC

1.72

Winner

UFCS

0.61

Industry

AMRC

Engineering & Construction

UFCS

Insurance - Property & Casualty

P/E Ratio

AMRC

172.89

Winner

UFCS

10.20

Forward P/E

AMRC

23.58

Winner

UFCS

14.10

PEG Ratio

AMRC

2.15

Winner

UFCS

0.11

Dividend Yield

AMRC

N/A

UFCS

1.29%

5Y Dividends CAGR

AMRC

N/A

UFCS

2.44%

5Y EPS CAGR

AMRC

-27.22%

UFCS

N/A

Debt to Equity

Winner

AMRC

15.23%

UFCS

15.39%

Free Cash Flow Yield

AMRC

-0.26%

Winner

UFCS

21.75%

P/S Ratio

Winner

AMRC

0.68

UFCS

0.94

P/B Ratio

Winner

AMRC

1.27

UFCS

1.46

AMRC vs UFCS - Historical Returns

Returns include dividend reinvestment.

Period	AMRC	UFCS
1 month	-4.77%	+12.15%
3 months	-1.37%	+31.80%
6 months	-15.34%	+47.81%
1 year	+55.99%	+90.61%
5 years(CAGR)	-16.57%	+18.90%
10 years(CAGR)	+17.74%	+5.31%
Max(CAGR)	+10.67%	+9.02%

AMRC

-4.77%

Winner

UFCS

+12.15%

AMRC

-1.37%

Winner

UFCS

+31.80%

AMRC

-15.34%

Winner

UFCS

+47.81%

AMRC

+55.99%

Winner

UFCS

+90.61%

5Y(CAGR)

AMRC

-16.57%

Winner

UFCS

+18.90%

10Y(CAGR)

Winner

AMRC

+17.74%

UFCS

+5.31%

Max(CAGR)

Winner

AMRC

+10.67%

UFCS

+9.02%

AMRC vs UFCS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AMRC	UFCS
2026	-16.38%	+47.43%
2025	+16.51%	+30.35%
2024	-25.20%	+43.18%
2023	-43.06%	-24.90%
2022	-30.41%	+17.86%
2021	+59.97%	-4.67%
2020	+198.17%	-40.50%
2019	+24.38%	-17.93%
2018	+62.07%	+31.80%
2017	+52.21%	-5.19%
2016	-8.49%	+35.86%
2015	-11.85%	+35.70%
2014	-28.43%	+10.16%
2013	-3.21%	+28.91%
2012	-28.03%	+9.49%
2011	-11.48%	-10.08%
2010	+182.40%	+24.39%
2009	N/A	-38.06%
2008	N/A	+7.65%
2007	N/A	-16.01%
2006	N/A	-10.69%
2005	N/A	+20.83%
2004	N/A	+69.60%
2003	N/A	+21.43%
2002	N/A	+20.64%
2001	N/A	+48.98%
2000	N/A	-6.96%
1999	N/A	+7.37%

AMRC vs UFCS Drawdown Comparison

The maximum drawdown for AMRC was -91.12%, occurring on Apr 21, 2025. This drawdown has not yet recovered.

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The current AMRC drawdown is -73.70%. The current UFCS drawdown is -3.67%.

Rank	AMRC	UFCS
#1	-91.12% Nov 5, 2021 - Apr 21, 2025	-69.89% Nov 11, 2005 - Oct 22, 2015
#2	-76.58% Jan 14, 2011 - Mar 4, 2019	-64.48% Aug 1, 2018 - May 8, 2026
#3	-42.79% Feb 9, 2021 - Sep 1, 2021	-31.31% Jan 7, 2000 - Jan 25, 2001
#4	-42.69% Feb 21, 2020 - Jun 23, 2020	-28.56% Jun 5, 2001 - Mar 7, 2002
#5	-26.30% Mar 5, 2019 - Jan 6, 2020	-25.32% Nov 15, 2002 - Aug 19, 2003
#6	-20.39% Sep 7, 2021 - Oct 22, 2021	-20.40% Dec 12, 2016 - Mar 20, 2018
#7	-18.14% Sep 13, 2010 - Dec 29, 2010	-16.81% Nov 9, 2004 - May 3, 2005
#8	-17.83% Sep 1, 2020 - Oct 5, 2020	-15.99% Aug 5, 2004 - Nov 2, 2004
#9	-12.84% Jan 8, 2021 - Feb 2, 2021	-15.53% Nov 26, 1999 - Jan 7, 2000
#10	-11.42% Oct 23, 2020 - Nov 3, 2020	-15.46% May 3, 2016 - Nov 17, 2016
#11	-11.19% Nov 3, 2020 - Nov 11, 2020	-15.01% Jun 24, 2002 - Nov 14, 2002
#12	-7.20% Dec 22, 2020 - Jan 6, 2021	-14.96% Jan 25, 2001 - Apr 20, 2001
#13	-7.18% Jul 21, 2020 - Aug 4, 2020	-14.93% Jul 25, 2005 - Nov 10, 2005
#14	-6.35% Nov 24, 2020 - Dec 15, 2020	-12.24% May 18, 2026 - Jun 23, 2026
#15	-5.52% Aug 24, 2010 - Aug 31, 2010	-11.06% Sep 3, 2003 - Nov 6, 2003