ALRS vs CUBB

Comparison between Alerus Financial Corp (ALRS, Company) and Customers Bancorp Inc (CUBB, Company).

5-Year PerformanceCUBB has outperformed ALRS, delivering a return of +2.7% compared to +1.1%

ALRS vs CUBB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ALRS(COMPANY)	CUBB(COMPANY)
Market Cap	$748M	$750M
Max Drawdown	76.00%	48.24%
Sharpe Ratio	1.48	0.89
5Y Beta	0.78	0.08
Industry	Banks - Regional	N/A
P/E Ratio	27.63	2.65
PEG Ratio	N/A	0.03
Dividend Yield	2.80%	6.75%
5Y Dividends CAGR	6.96%	-4.37%
5Y EPS CAGR	-19.52%	9.91%
Debt to Equity	45.10%	3.26%
Free Cash Flow Yield	10.55%	56.35%

Market Cap

ALRS

$748M

Winner

CUBB

$750M

Max Drawdown

ALRS

76.00%

Winner

CUBB

48.24%

Sharpe Ratio

Winner

ALRS

1.48

CUBB

0.89

5Y Beta

ALRS

0.78

Winner

CUBB

0.08

Industry

ALRS

Banks - Regional

CUBB

N/A

P/E Ratio

ALRS

27.63

Winner

CUBB

2.65

PEG Ratio

ALRS

N/A

CUBB

0.03

Dividend Yield

ALRS

2.80%

Winner

CUBB

6.75%

5Y Dividends CAGR

Winner

ALRS

6.96%

CUBB

-4.37%

5Y EPS CAGR

ALRS

-19.52%

Winner

CUBB

9.91%

Debt to Equity

ALRS

45.10%

Winner

CUBB

3.26%

Free Cash Flow Yield

ALRS

10.55%

Winner

CUBB

56.35%

ALRS vs CUBB - Historical Returns

Returns include dividend reinvestment.

Period	ALRS	CUBB
1 month	+9.68%	-2.06%
3 months	+28.85%	-0.96%
6 months	+30.88%	+1.58%
1 year	+46.28%	+17.68%
5 years(CAGR)	+1.05%	+2.70%
10 years(CAGR)	+8.60%	N/A
Max(CAGR)	+9.21%	+4.47%

Winner

ALRS

+9.68%

CUBB

-2.06%

Winner

ALRS

+28.85%

CUBB

-0.96%

Winner

ALRS

+30.88%

CUBB

+1.58%

Winner

ALRS

+46.28%

CUBB

+17.68%

5Y(CAGR)

ALRS

+1.05%

Winner

CUBB

+2.70%

10Y(CAGR)

ALRS

+8.60%

CUBB

N/A

Max(CAGR)

Winner

ALRS

+9.21%

CUBB

+4.47%

ALRS vs CUBB - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	ALRS	CUBB
2026	+33.38%	+0.22%
2025	+22.37%	+18.45%
2024	-9.41%	+5.73%
2023	+3.46%	+2.28%
2022	-17.64%	-19.06%
2021	+12.65%	+9.68%
2020	+25.20%	+9.32%
2019	+17.70%	+0.76%
2018	-4.84%	N/A
2017	+20.08%	N/A
2016	-7.01%	N/A
2015	-5.84%	N/A
2014	+20.34%	N/A
2013	+68.66%	N/A
2012	+25.48%	N/A
2011	+1.76%	N/A
2010	+13.98%	N/A
2009	-3.42%	N/A
2008	-26.66%	N/A
2007	-8.14%	N/A
2006	+31.91%	N/A
2005	+22.43%	N/A
2004	-17.89%	N/A
2003	+6.76%	N/A
2002	+17.30%	N/A
2001	+32.93%	N/A

ALRS vs CUBB Drawdown Comparison

The maximum drawdown for ALRS was -75.49%, occurring on Apr 9, 2001. Recovery took 2732 trading sessions.

The maximum drawdown for CUBB was -44.38%, occurring on Mar 18, 2020. Recovery took 180 trading sessions.

The current ALRS drawdown is -5.44%. The current CUBB drawdown is -6.10%.

Rank	ALRS	CUBB
#1	-75.49% Mar 21, 2001 - Jan 31, 2012	-44.38% Feb 6, 2020 - Oct 22, 2020
#2	-61.65% Nov 5, 2021 - May 8, 2023	-42.57% Aug 30, 2021 - Dec 15, 2025
#3	-57.57% Jan 31, 2012 - Apr 1, 2014	-8.38% Feb 27, 2026 - Jun 10, 2026
#4	-39.52% Jul 12, 2018 - Nov 16, 2020	-4.55% Oct 22, 2020 - Nov 2, 2020
#5	-21.77% Mar 19, 2021 - Nov 3, 2021	-3.19% Mar 3, 2021 - Apr 7, 2021
#6	-21.19% Jan 12, 2021 - Mar 8, 2021	-3.17% Dec 29, 2020 - Feb 19, 2021
#7	-20.95% Sep 16, 2015 - Aug 2, 2017	-3.02% Aug 4, 2021 - Aug 25, 2021
#8	-14.70% Apr 1, 2014 - Sep 15, 2014	-1.99% Feb 18, 2026 - Feb 25, 2026
#9	-13.11% Sep 17, 2014 - Sep 16, 2015	-1.97% Jul 14, 2021 - Jul 26, 2021
#10	-7.69% Dec 18, 2020 - Jan 7, 2021	-1.82% Dec 17, 2020 - Dec 29, 2020
#11	-6.58% Jan 2, 2001 - Jan 30, 2001	-1.74% Dec 9, 2020 - Dec 17, 2020
#12	-5.49% Nov 16, 2020 - Dec 7, 2020	-1.55% Nov 18, 2020 - Dec 9, 2020
#13	-5.13% Jan 30, 2001 - Mar 21, 2001	-1.54% May 28, 2021 - Jun 25, 2021
#14	-3.56% Mar 12, 2021 - Mar 19, 2021	-1.44% Apr 7, 2021 - Apr 26, 2021
#15	-2.60% Apr 13, 2018 - May 11, 2018	-1.21% Apr 26, 2021 - May 6, 2021

Correlation

Correlation between ALRS and CUBB is 0.84 which considered as a strong positive correlation - the stocks tend to move together.

0.84

-101

Dividend Comparison (2001 - 2026)

ALRS vs CUBB dividend yield comparison.

Year	ALRS	CUBB
2026	0.71%	3.09%
2025	3.69%	6.05%
2024	4.11%	6.92%
2023	3.35%	6.93%
2022	3.00%	6.52%
2021	2.15%	5.00%
2020	2.19%	6.86%
2019	2.49%	0.00%
2018	2.75%	0.00%
2017	2.35%	0.00%
2016	2.59%	0.00%
2015	2.22%	0.00%
2014	1.94%	0.00%
2013	2.00%	0.00%
2012	3.03%	0.00%
2011	1.76%	0.00%
2010	2.70%	0.00%
2009	3.91%	0.00%
2008	3.38%	0.00%
2007	2.18%	0.00%
2006	1.78%	0.00%
2005	2.09%	0.00%
2004	2.80%	0.00%
2003	4.03%	0.00%
2002	2.28%	0.00%
2001	3.18%	0.00%