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ALE vs PFSI

Comparison between ALLETE, Inc. (ALE, Company) and PennyMac Financial Services Inc (PFSI, Company).

ALE is from the Utilities sector, while PFSI is from the Financial Services sector.

5-Year PerformancePFSI has outperformed ALE, delivering a return of +4.1% compared to +2.7%

ALE vs PFSI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
ALE
$3.94B
PFSI
$3.94B
Max Drawdown
Winner
ALE
53.93%
PFSI
56.63%
Sharpe Ratio
Winner
ALE
0.41
PFSI
-0.33
5Y Beta
Winner
ALE
0.06
PFSI
0.61
Industry
ALE
Utilities - Diversified
PFSI
Mortgage Finance
P/E Ratio
ALE
23.76
Winner
PFSI
10.05
Forward P/E
ALE
16.72
Winner
PFSI
5.43
PEG Ratio
Winner
ALE
2.57
PFSI
15.10
Dividend Yield
Winner
ALE
4.26%
PFSI
1.58%
5Y Dividends CAGR
ALE
8.09%
Winner
PFSI
11.38%
5Y EPS CAGR
Winner
ALE
-3.48%
PFSI
-15.33%
Debt to Equity
Winner
ALE
78.44%
PFSI
145.96%
Free Cash Flow Yield
Winner
ALE
-8.16%
PFSI
-45.70%
P/S Ratio
ALE
2.63
Winner
PFSI
1.31
P/B Ratio
ALE
1.38
Winner
PFSI
0.90

ALE vs PFSI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
ALE
+0.00%
PFSI
-5.52%
3M
Winner
ALE
+0.00%
PFSI
-12.84%
6M
Winner
ALE
+0.00%
PFSI
-15.29%
1Y
Winner
ALE
+4.35%
PFSI
-24.15%
5Y(CAGR)
ALE
+2.69%
Winner
PFSI
+4.08%
10Y(CAGR)
ALE
+4.59%
Winner
PFSI
+18.53%
Max(CAGR)
ALE
+9.23%
Winner
PFSI
+11.95%

ALE vs PFSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearALEPFSI
2026+0.00%-41.07%
2025+8.18%+33.53%
2024+8.85%+17.54%
2023-1.62%+54.87%
2022+1.27%-17.98%
2021+11.92%+13.59%
2020-19.81%+98.91%
2019+13.71%+59.37%
2018+6.41%-6.84%
2017+20.35%+33.43%
2016+33.87%+10.05%
2015-4.59%-10.28%
2014+16.73%-2.43%
2013+22.93%-8.12%
2012+4.37%N/A
2011+16.34%N/A
2010+18.89%N/A
2009+6.66%N/A
2008-12.20%N/A
2007-12.13%N/A
2006+5.41%N/A
2005+24.22%N/A
2004+24.41%N/A
2003+38.15%N/A
2002-7.76%N/A
2001+11.58%N/A
2000+61.13%N/A
1999-7.48%N/A

ALE vs PFSI Drawdown Comparison

The maximum drawdown for ALE was -48.82%, occurring on Mar 5, 2009. Recovery took 1056 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current ALE drawdown is -0.82%. The current PFSI drawdown is -51.40%.

RankALEPFSI
#1-48.82%
Apr 25, 2007 - Jul 1, 2011
-56.49%
Feb 7, 2020 - Jun 15, 2020
#2-42.20%
Sep 25, 2019 - May 15, 2020
-52.39%
Jan 16, 2026 - Jul 31, 2026
#3-37.23%
May 2, 2002 - Oct 24, 2003
-51.85%
May 21, 2013 - Jan 2, 2018
#4-26.84%
Jun 10, 2004 - Nov 12, 2004
-43.27%
Dec 30, 2021 - Feb 2, 2023
#5-21.32%
Jan 27, 2015 - Mar 10, 2016
-23.92%
Oct 15, 2020 - Dec 22, 2020
#6-20.22%
Sep 4, 2001 - Jan 30, 2002
-22.97%
Sep 16, 2024 - Sep 4, 2025
#7-19.20%
Nov 5, 1999 - Apr 25, 2000
-22.94%
Feb 16, 2018 - Feb 22, 2019
#8-18.63%
Dec 28, 2000 - Mar 30, 2001
-22.83%
Feb 2, 2023 - Jul 12, 2023
#9-18.57%
Jul 11, 2005 - Feb 6, 2007
-22.69%
Jul 26, 2023 - Dec 12, 2023
#10-15.85%
Nov 30, 2017 - Jul 5, 2018
-18.65%
Dec 22, 2020 - Aug 6, 2021
#11-14.65%
Sep 11, 2000 - Dec 8, 2000
-15.70%
Feb 22, 2019 - Aug 2, 2019
#12-13.60%
Mar 31, 2014 - Oct 30, 2014
-13.02%
Aug 6, 2021 - Dec 8, 2021
#13-13.49%
Jul 21, 2011 - Dec 22, 2011
-10.50%
Jan 5, 2018 - Feb 16, 2018
#14-13.45%
Jun 28, 2000 - Jul 10, 2000
-10.35%
Dec 14, 2023 - Feb 2, 2024
#15-13.40%
Jul 30, 2013 - Mar 25, 2014
-9.88%
Sep 18, 2025 - Oct 22, 2025

Correlation

Correlation between ALE and PFSI is 0.62 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.62
-101

Dividend Comparison (2000 - 2026)

ALE vs PFSI dividend yield comparison.

YearALEPFSI
20260.00%0.78%
20253.23%0.91%
20244.35%0.98%
20234.43%0.91%
20224.03%1.41%
20213.80%1.15%
20203.99%0.82%
20192.90%0.35%
20182.94%1.88%
20172.88%0.00%
20163.24%0.00%
20153.97%0.00%
20143.55%0.00%
20133.81%0.00%
20124.49%0.00%
20114.24%0.00%
20104.72%0.00%
20095.39%0.00%
20085.33%0.00%
20074.14%0.00%
20063.12%0.00%
20052.83%0.00%
20043.12%0.00%
20033.69%0.00%
20024.85%0.00%
20014.25%0.00%
20004.32%0.00%

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