PFSI vs LOPE

Comparison between PennyMac Financial Services Inc (PFSI, Company) and Grand Canyon Education Inc (LOPE, Company).

PFSI is from the Financial Services sector, while LOPE is from the Consumer Defensive sector.

5-Year PerformanceLOPE has outperformed PFSI, delivering a return of +10.1% compared to +4.1%

PFSI vs LOPE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	LOPE(COMPANY)
Market Cap	$3.94B	$3.95B
Max Drawdown	56.63%	54.81%
Sharpe Ratio	-0.33	-0.99
5Y Beta	0.61	0.54
Industry	Mortgage Finance	Education & Training Services
P/E Ratio	10.05	18.10
Forward P/E	5.43	14.31
PEG Ratio	15.10	19.10
Dividend Yield	1.58%	N/A
5Y Dividends CAGR	11.38%	N/A
5Y EPS CAGR	-15.33%	7.70%
Debt to Equity	145.96%	0.00%
Free Cash Flow Yield	-45.70%	7.06%
P/S Ratio	1.31	3.44
P/B Ratio	0.90	5.66

Market Cap

PFSI

$3.94B

Winner

LOPE

$3.95B

Max Drawdown

PFSI

56.63%

Winner

LOPE

54.81%

Sharpe Ratio

Winner

PFSI

-0.33

LOPE

-0.99

5Y Beta

PFSI

0.61

Winner

LOPE

0.54

Industry

PFSI

Mortgage Finance

LOPE

Education & Training Services

P/E Ratio

Winner

PFSI

10.05

LOPE

18.10

Forward P/E

Winner

PFSI

5.43

LOPE

14.31

PEG Ratio

Winner

PFSI

15.10

LOPE

19.10

Dividend Yield

PFSI

1.58%

LOPE

N/A

5Y Dividends CAGR

PFSI

11.38%

LOPE

N/A

5Y EPS CAGR

PFSI

-15.33%

Winner

LOPE

7.70%

Debt to Equity

PFSI

145.96%

Winner

LOPE

0.00%

Free Cash Flow Yield

PFSI

-45.70%

Winner

LOPE

7.06%

P/S Ratio

Winner

PFSI

1.31

LOPE

3.44

P/B Ratio

Winner

PFSI

0.90

LOPE

5.66

PFSI vs LOPE - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	LOPE
1 month	-5.52%	-7.37%
3 months	-12.84%	-11.88%
6 months	-15.29%	-9.68%
1 year	-24.15%	-28.25%
5 years(CAGR)	+4.08%	+10.14%
10 years(CAGR)	+18.53%	+12.60%
Max(CAGR)	+11.95%	+15.04%

Winner

PFSI

-5.52%

LOPE

-7.37%

PFSI

-12.84%

Winner

LOPE

-11.88%

PFSI

-15.29%

Winner

LOPE

-9.68%

Winner

PFSI

-24.15%

LOPE

-28.25%

5Y(CAGR)

PFSI

+4.08%

Winner

LOPE

+10.14%

10Y(CAGR)

Winner

PFSI

+18.53%

LOPE

+12.60%

Max(CAGR)

PFSI

+11.95%

Winner

LOPE

+15.04%

PFSI vs LOPE - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	PFSI	LOPE
2026	-41.07%	-14.11%
2025	+33.53%	+2.81%
2024	+17.54%	+24.16%
2023	+54.87%	+23.66%
2022	-17.98%	+20.80%
2021	+13.59%	-4.46%
2020	+98.91%	-3.37%
2019	+59.37%	+2.49%
2018	-6.84%	+7.61%
2017	+33.43%	+53.36%
2016	+10.05%	+51.50%
2015	-10.28%	-11.98%
2014	-2.43%	+7.98%
2013	-8.12%	+85.30%
2012	N/A	+46.87%
2011	N/A	-19.19%
2010	N/A	+3.54%
2009	N/A	+0.16%
2008	N/A	+58.48%

PFSI vs LOPE Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for LOPE was -54.81%, occurring on Mar 18, 2020. Recovery took 1058 trading sessions.

The current PFSI drawdown is -51.40%. The current LOPE drawdown is -35.59%.

Rank	PFSI	LOPE
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-54.81% Aug 22, 2019 - Nov 3, 2023
#2	-52.39% Jan 16, 2026 - Jul 31, 2026	-54.73% Apr 13, 2010 - May 8, 2013
#3	-51.85% May 21, 2013 - Jan 2, 2018	-38.01% Oct 23, 2025 - Jul 22, 2026
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-35.66% Jan 16, 2009 - Feb 2, 2010
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-33.71% Jan 22, 2014 - Nov 9, 2016
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-29.95% Nov 7, 2018 - Aug 22, 2019
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-16.72% Jun 2, 2025 - Aug 19, 2025
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-15.43% Jul 31, 2024 - Nov 6, 2024
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-14.69% Dec 22, 2023 - May 8, 2024
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-13.30% Feb 20, 2025 - May 7, 2025
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-13.12% Nov 26, 2008 - Dec 17, 2008
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-11.95% Jun 16, 2017 - Aug 7, 2017
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-10.71% Aug 21, 2018 - Oct 22, 2018
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-10.43% Jan 2, 2009 - Jan 15, 2009
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-10.20% May 9, 2024 - Jul 16, 2024