AIFU vs FINS

Comparison between AIFU Inc - Class A (AIFU, Company) and Angel Oak Financial Strategies Income Term Trust (FINS, Company).

Both AIFU and FINS are from the Financial Services sector.

AIFU vs FINS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AIFU(COMPANY)	FINS(COMPANY)
Market Cap	$428M	$427M
Max Drawdown	87.63%	46.19%
Sharpe Ratio	0.50	0.71
5Y Beta	1.34	0.18
Industry	Insurance Brokers	Asset Management
P/E Ratio	-1.31	28.17
Forward P/E	20.41	N/A
Dividend Yield	N/A	10.50%
5Y Dividends CAGR	N/A	1.71%
Debt to Equity	11.70%	26.96%
Free Cash Flow Yield	-0.66%	12.15%
P/S Ratio	0.48	11.96
P/B Ratio	3.51	0.92

Market Cap

Winner

AIFU

$428M

FINS

$427M

Max Drawdown

AIFU

87.63%

Winner

FINS

46.19%

Sharpe Ratio

AIFU

0.50

Winner

FINS

0.71

5Y Beta

AIFU

1.34

Winner

FINS

0.18

Industry

AIFU

Insurance Brokers

FINS

Asset Management

P/E Ratio

Winner

AIFU

-1.31

FINS

28.17

Forward P/E

AIFU

20.41

FINS

N/A

Dividend Yield

AIFU

N/A

FINS

10.50%

5Y Dividends CAGR

AIFU

N/A

FINS

1.71%

Debt to Equity

Winner

AIFU

11.70%

FINS

26.96%

Free Cash Flow Yield

AIFU

-0.66%

Winner

FINS

12.15%

P/S Ratio

Winner

AIFU

0.48

FINS

11.96

P/B Ratio

AIFU

3.51

Winner

FINS

0.92

AIFU vs FINS - Historical Returns

Returns include dividend reinvestment.

Period	AIFU	FINS
1 month	+93.13%	-0.55%
3 months	+33.23%	+0.59%
6 months	-8.99%	+2.43%
1 year	-20.44%	+9.47%
5 years(CAGR)	N/A	+2.20%
Max(CAGR)	-24.67%	+2.31%

Winner

AIFU

+93.13%

FINS

-0.55%

Winner

AIFU

+33.23%

FINS

+0.59%

AIFU

-8.99%

Winner

FINS

+2.43%

AIFU

-20.44%

Winner

FINS

+9.47%

5Y(CAGR)

AIFU

N/A

FINS

+2.20%

Max(CAGR)

AIFU

-24.67%

Winner

FINS

+2.31%

AIFU vs FINS - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	AIFU	FINS
2026	-6.71%	+0.61%
2025	-21.18%	+14.09%
2024	N/A	+18.41%
2023	N/A	+2.36%
2022	N/A	-17.17%
2021	N/A	+10.25%
2020	N/A	-12.66%
2019	N/A	+7.11%

AIFU vs FINS Drawdown Comparison

The maximum drawdown for AIFU was -87.63%, occurring on Apr 9, 2026. This drawdown has not yet recovered.

The maximum drawdown for FINS was -40.77%, occurring on Mar 18, 2020. Recovery took 1394 trading sessions.

The current AIFU drawdown is -72.50%. The current FINS drawdown is -1.66%.

Rank	AIFU	FINS
#1	-87.63% Jul 24, 2025 - Apr 9, 2026	-40.77% Feb 5, 2020 - Aug 22, 2025
#2	-34.41% May 20, 2025 - Jun 16, 2025	-6.43% Aug 21, 2019 - Nov 25, 2019
#3	-23.63% Jul 3, 2025 - Jul 15, 2025	-5.64% Feb 13, 2026 - May 29, 2026
#4	-20.91% Jun 24, 2025 - Jul 1, 2025	-3.98% Jul 3, 2019 - Aug 21, 2019
#5	-8.63% Jul 17, 2025 - Jul 23, 2025	-2.47% Sep 12, 2025 - Nov 4, 2025
#6	-1.63% Jun 20, 2025 - Jun 24, 2025	-2.38% Nov 25, 2019 - Dec 26, 2019
#7	N/A	-2.31% Nov 4, 2025 - Nov 28, 2025
#8	N/A	-2.24% Jun 25, 2019 - Jul 2, 2019
#9	N/A	-2.04% Jan 28, 2020 - Feb 4, 2020
#10	N/A	-1.71% Dec 4, 2025 - Dec 22, 2025
#11	N/A	-1.66% May 29, 2026 - Jun 5, 2026
#12	N/A	-1.49% Jan 22, 2020 - Jan 28, 2020
#13	N/A	-1.28% Dec 22, 2025 - Jan 5, 2026
#14	N/A	-1.00% Dec 26, 2019 - Jan 21, 2020
#15	N/A	-0.91% Jan 21, 2026 - Jan 30, 2026

Correlation

Correlation between AIFU and FINS is -0.65 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.65

-101