AGM vs STEL

Comparison between Federal Agricultural Mortgage Corp - Class C (AGM, Company) and Stellar Bancorp Inc (STEL, Company).

Both AGM and STEL are from the Financial Services sector.

5-Year PerformanceAGM has outperformed STEL, delivering a return of +15.5% compared to +8.3%

AGM vs STEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AGM(COMPANY)	STEL(COMPANY)
Market Cap	$1.95B	$1.95B
Max Drawdown	94.96%	64.92%
Sharpe Ratio	-0.03	1.37
5Y Beta	0.79	0.76
Industry	Credit Services	Banks - Regional
P/E Ratio	8.97	18.62
Forward P/E	8.80	14.88
PEG Ratio	2.08	N/A
Dividend Yield	3.36%	1.53%
5Y Dividends CAGR	13.21%	12.47%
5Y EPS CAGR	12.53%	16.08%
Debt to Equity	1879.86%	0.00%
Free Cash Flow Yield	11.38%	5.91%
P/S Ratio	4.89	4.64
P/B Ratio	1.56	1.17

Market Cap

Winner

AGM

$1.95B

STEL

$1.95B

Max Drawdown

AGM

94.96%

Winner

STEL

64.92%

Sharpe Ratio

AGM

-0.03

Winner

STEL

1.37

5Y Beta

AGM

0.79

Winner

STEL

0.76

Industry

AGM

Credit Services

STEL

Banks - Regional

P/E Ratio

Winner

AGM

8.97

STEL

18.62

Forward P/E

Winner

AGM

8.80

STEL

14.88

PEG Ratio

AGM

2.08

STEL

N/A

Dividend Yield

Winner

AGM

3.36%

STEL

1.53%

5Y Dividends CAGR

Winner

AGM

13.21%

STEL

12.47%

5Y EPS CAGR

AGM

12.53%

Winner

STEL

16.08%

Debt to Equity

AGM

1879.86%

Winner

STEL

0.00%

Free Cash Flow Yield

Winner

AGM

11.38%

STEL

5.91%

P/S Ratio

AGM

4.89

Winner

STEL

4.64

P/B Ratio

AGM

1.56

Winner

STEL

1.17

AGM vs STEL - Historical Returns

Returns include dividend reinvestment.

Period	AGM	STEL
1 month	+2.08%	+5.48%
3 months	+21.44%	+9.25%
6 months	+1.91%	+20.96%
1 year	-2.34%	+44.05%
5 years(CAGR)	+15.53%	+8.25%
10 years(CAGR)	+21.34%	+5.33%
Max(CAGR)	+11.25%	+5.33%

AGM

+2.08%

Winner

STEL

+5.48%

Winner

AGM

+21.44%

STEL

+9.25%

AGM

+1.91%

Winner

STEL

+20.96%

AGM

-2.34%

Winner

STEL

+44.05%

5Y(CAGR)

Winner

AGM

+15.53%

STEL

+8.25%

10Y(CAGR)

Winner

AGM

+21.34%

STEL

+5.33%

Max(CAGR)

Winner

AGM

+11.25%

STEL

+5.33%

AGM vs STEL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AGM	STEL
2026	+4.32%	+26.90%
2025	-5.68%	+13.56%
2024	+8.52%	+5.54%
2023	+73.33%	-2.63%
2022	-6.30%	+0.63%
2021	+71.49%	+16.75%
2020	-6.50%	-16.74%
2019	+38.02%	+5.45%
2018	-21.00%	-0.01%
2017	+37.98%	+3.48%
2016	+86.28%	N/A
2015	+11.02%	N/A
2014	-5.53%	N/A
2013	+4.16%	N/A
2012	+78.92%	N/A
2011	+10.01%	N/A
2010	+132.73%	N/A
2009	+89.12%	N/A
2008	-85.78%	N/A
2007	-3.33%	N/A
2006	-9.14%	N/A
2005	+30.39%	N/A
2004	-24.66%	N/A
2003	+0.98%	N/A
2002	-21.36%	N/A
2001	+60.78%	N/A
2000	+21.08%	N/A
1999	+8.43%	N/A

AGM vs STEL Drawdown Comparison

The maximum drawdown for AGM was -94.63%, occurring on Nov 20, 2008. Recovery took 3561 trading sessions.

The maximum drawdown for STEL was -64.34%, occurring on Mar 18, 2020. Recovery took 1066 trading sessions.

The current AGM drawdown is -11.63%. The current STEL drawdown is -1.70%.

Rank	AGM	STEL
#1	-94.63% Jan 28, 2002 - Mar 21, 2016	-64.34% Aug 8, 2018 - Nov 4, 2022
#2	-53.32% Jul 26, 2018 - Mar 3, 2021	-41.78% Nov 4, 2022 - Jan 28, 2026
#3	-41.16% Dec 9, 1999 - Dec 5, 2000	-10.63% Feb 11, 2026 - Mar 18, 2026
#4	-32.55% Dec 11, 2024 - Mar 19, 2026	-8.16% Dec 28, 2017 - May 17, 2018
#5	-32.01% Nov 8, 2021 - Jan 25, 2023	-4.79% Jul 9, 2018 - Jul 27, 2018
#6	-24.47% May 10, 2016 - Nov 9, 2016	-4.35% Jun 20, 2018 - Jul 5, 2018
#7	-20.41% Aug 11, 2023 - Dec 14, 2023	-3.52% Nov 16, 2017 - Dec 21, 2017
#8	-19.47% Jan 17, 2001 - May 9, 2001	-3.09% May 21, 2018 - Jun 4, 2018
#9	-18.76% Jul 26, 2024 - Dec 4, 2024	-2.21% Nov 10, 2017 - Nov 16, 2017
#10	-16.11% Nov 1, 1999 - Nov 23, 1999	-1.73% Jun 12, 2018 - Jun 18, 2018
#11	-16.04% Sep 10, 2001 - Oct 9, 2001	-1.15% Dec 26, 2017 - Dec 28, 2017
#12	-15.91% Nov 26, 2001 - Jan 24, 2002	-0.79% Aug 2, 2018 - Aug 6, 2018
#13	-15.43% Mar 3, 2023 - Jun 7, 2023	-0.77% Nov 8, 2017 - Nov 10, 2017
#14	-14.54% May 6, 2021 - Sep 27, 2021	-0.47% Aug 6, 2018 - Aug 8, 2018
#15	-13.43% Mar 5, 2024 - Jul 11, 2024	-0.40% Jul 5, 2018 - Jul 9, 2018

Correlation

Correlation between AGM and STEL is 0.34 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.34

-101

Dividend Comparison (2004 - 2026)

AGM vs STEL dividend yield comparison.

Year	AGM	STEL
2026	0.88%	0.39%
2025	3.42%	1.84%
2024	2.84%	1.87%
2023	2.30%	1.87%
2022	3.37%	1.77%
2021	2.84%	1.79%
2020	4.31%	1.57%
2019	3.35%	1.29%
2018	3.84%	0.68%
2017	1.84%	0.17%
2016	1.82%	0.00%
2015	2.03%	0.00%
2014	1.85%	0.00%
2013	1.40%	0.00%
2012	1.23%	0.00%
2011	1.11%	0.00%
2010	1.23%	0.00%
2009	2.85%	0.00%
2008	11.43%	0.00%
2007	1.52%	0.00%
2006	1.47%	0.00%
2005	1.34%	0.00%
2004	0.43%	0.00%