STEL vs PNFPP

Comparison between Stellar Bancorp Inc (STEL, Company) and Pinnacle Financial Partners Inc (PNFPP, Company).

Both STEL and PNFPP are from the Financial Services sector.

5-Year PerformanceSTEL has outperformed PNFPP, delivering a return of +8.3% compared to +4.9%

STEL vs PNFPP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	STEL(COMPANY)	PNFPP(COMPANY)
Market Cap	$1.95B	$1.94B
Max Drawdown	64.92%	31.75%
Sharpe Ratio	1.37	0.50
5Y Beta	0.76	N/A
Industry	Banks - Regional	Banks - Regional
P/E Ratio	18.62	3.11
Forward P/E	14.88	N/A
PEG Ratio	N/A	0.06
Dividend Yield	1.53%	N/A
5Y Dividends CAGR	12.47%	20.12%
5Y EPS CAGR	16.08%	15.52%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	5.91%	54.21%
P/S Ratio	4.64	N/A
P/B Ratio	1.17	N/A

Market Cap

Winner

STEL

$1.95B

PNFPP

$1.94B

Max Drawdown

STEL

64.92%

Winner

PNFPP

31.75%

Sharpe Ratio

Winner

STEL

1.37

PNFPP

0.50

5Y Beta

STEL

0.76

PNFPP

N/A

Industry

STEL

Banks - Regional

PNFPP

Banks - Regional

P/E Ratio

STEL

18.62

Winner

PNFPP

3.11

Forward P/E

STEL

14.88

PNFPP

N/A

PEG Ratio

STEL

N/A

PNFPP

0.06

Dividend Yield

STEL

1.53%

PNFPP

N/A

5Y Dividends CAGR

STEL

12.47%

Winner

PNFPP

20.12%

5Y EPS CAGR

Winner

STEL

16.08%

PNFPP

15.52%

Debt to Equity

STEL

0.00%

PNFPP

0.00%

Free Cash Flow Yield

STEL

5.91%

Winner

PNFPP

54.21%

P/S Ratio

STEL

4.64

PNFPP

N/A

P/B Ratio

STEL

1.17

PNFPP

N/A

STEL vs PNFPP - Historical Returns

Returns include dividend reinvestment.

Period	STEL	PNFPP
1 month	+5.48%	-1.03%
3 months	+9.25%	+0.97%
6 months	+20.96%	+7.46%
1 year	+44.05%	+10.53%
5 years(CAGR)	+8.25%	+4.86%
10 years(CAGR)	+5.33%	N/A
Max(CAGR)	+5.33%	+6.29%

Winner

STEL

+5.48%

PNFPP

-1.03%

Winner

STEL

+9.25%

PNFPP

+0.97%

Winner

STEL

+20.96%

PNFPP

+7.46%

Winner

STEL

+44.05%

PNFPP

+10.53%

5Y(CAGR)

Winner

STEL

+8.25%

PNFPP

+4.86%

10Y(CAGR)

STEL

+5.33%

PNFPP

N/A

Max(CAGR)

STEL

+5.33%

Winner

PNFPP

+6.29%

STEL vs PNFPP - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	STEL	PNFPP
2026	+26.90%	N/A
2025	+13.56%	+8.21%
2024	+5.54%	+14.46%
2023	-2.63%	-4.88%
2022	+0.63%	-5.11%
2021	+16.75%	+8.83%
2020	-16.74%	+10.94%
2019	+5.45%	N/A
2018	-0.01%	N/A
2017	+3.48%	N/A

STEL vs PNFPP Drawdown Comparison

The maximum drawdown for STEL was -64.34%, occurring on Mar 18, 2020. Recovery took 1066 trading sessions.

The maximum drawdown for PNFPP was -24.79%, occurring on May 4, 2023. Recovery took 718 trading sessions.

The current STEL drawdown is -1.70%. The current PNFPP drawdown is -1.03%.

Rank	STEL	PNFPP
#1	-64.34% Aug 8, 2018 - Nov 4, 2022	-24.79% Sep 16, 2021 - Jul 26, 2024
#2	-41.78% Nov 4, 2022 - Jan 28, 2026	-5.62% Feb 28, 2025 - Jul 21, 2025
#3	-10.63% Feb 11, 2026 - Mar 18, 2026	-4.84% Apr 20, 2021 - Jun 29, 2021
#4	-8.16% Dec 28, 2017 - May 17, 2018	-3.49% Jul 6, 2021 - Aug 13, 2021
#5	-4.79% Jul 9, 2018 - Jul 27, 2018	-3.29% Oct 8, 2020 - Nov 4, 2020
#6	-4.35% Jun 20, 2018 - Jul 5, 2018	-3.22% Dec 7, 2020 - Mar 4, 2021
#7	-3.52% Nov 16, 2017 - Dec 21, 2017	-3.19% Jun 8, 2020 - Jun 25, 2020
#8	-3.09% May 21, 2018 - Jun 4, 2018	-3.08% Dec 2, 2024 - Jan 6, 2025
#9	-2.21% Nov 10, 2017 - Nov 16, 2017	-3.03% Jul 31, 2025 - Aug 21, 2025
#10	-1.73% Jun 12, 2018 - Jun 18, 2018	-2.90% Aug 17, 2021 - Sep 16, 2021
#11	-1.15% Dec 26, 2017 - Dec 28, 2017	-2.87% Mar 4, 2021 - Apr 5, 2021
#12	-0.79% Aug 2, 2018 - Aug 6, 2018	-2.84% Jul 26, 2024 - Aug 19, 2024
#13	-0.77% Nov 8, 2017 - Nov 10, 2017	-2.66% Apr 8, 2021 - Apr 16, 2021
#14	-0.47% Aug 6, 2018 - Aug 8, 2018	-2.35% Jan 7, 2025 - Feb 18, 2025
#15	-0.40% Jul 5, 2018 - Jul 9, 2018	-2.24% Sep 2, 2025 - Nov 18, 2025