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AFYA vs GHLD

Comparison between Afya Ltd - Class A (AFYA, Company) and Guild Holdings Company (GHLD, Company).

AFYA is from the Consumer Defensive sector, while GHLD is from the Financial Services sector.

5-Year PerformanceGHLD has outperformed AFYA, delivering a return of +8.6% compared to -9.0%

AFYA vs GHLD - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
AFYA
$1.25B
GHLD
$1.25B
Max Drawdown
AFYA
72.09%
Winner
GHLD
55.18%
Sharpe Ratio
AFYA
-0.18
Winner
GHLD
1.44
5Y Beta
AFYA
0.55
Winner
GHLD
-0.14
Industry
AFYA
Education & Training Services
GHLD
Mortgage Finance
P/E Ratio
AFYA
8.88
Winner
GHLD
-31.26
Forward P/E
Winner
AFYA
7.13
GHLD
8.67
PEG Ratio
AFYA
0.39
GHLD
N/A
Dividend Yield
AFYA
4.69%
GHLD
N/A
5Y EPS CAGR
AFYA
21.83%
GHLD
N/A
Debt to Equity
Winner
AFYA
67.47%
GHLD
128.79%
Free Cash Flow Yield
Winner
AFYA
17.59%
GHLD
2.00%
P/S Ratio
Winner
AFYA
0.34
GHLD
0.98
P/B Ratio
AFYA
1.40
Winner
GHLD
1.01

AFYA vs GHLD - Historical Returns

Returns include dividend reinvestment.

1M
AFYA
-4.18%
Winner
GHLD
+0.00%
3M
AFYA
-4.11%
Winner
GHLD
+0.00%
6M
AFYA
-2.01%
Winner
GHLD
+0.00%
1Y
AFYA
-4.42%
Winner
GHLD
+2.08%
5Y(CAGR)
AFYA
-8.95%
Winner
GHLD
+8.62%
Max(CAGR)
AFYA
-6.81%
Winner
GHLD
+9.85%

AFYA vs GHLD - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

YearAFYAGHLD
2026-3.98%+0.00%
2025-0.13%+53.09%
2024-25.41%+2.54%
2023+35.45%+36.73%
2022+5.47%-29.29%
2021-35.90%-7.66%
2020-8.27%+12.93%
2019+13.73%N/A

AFYA vs GHLD Drawdown Comparison

The maximum drawdown for AFYA was -72.09%, occurring on Jul 11, 2022. This drawdown has not yet recovered.

The maximum drawdown for GHLD was -49.12%, occurring on May 12, 2022. Recovery took 782 trading sessions.

The current AFYA drawdown is -55.01%.

RankAFYAGHLD
#1-72.09%
Aug 27, 2019 - Jul 11, 2022
-49.12%
Jan 5, 2021 - Feb 14, 2024
#2-15.46%
Jul 31, 2019 - Aug 22, 2019
-29.55%
Aug 23, 2024 - Jun 18, 2025
#3-1.20%
Jul 19, 2019 - Jul 23, 2019
-14.40%
Aug 12, 2024 - Aug 23, 2024
#4-0.59%
Aug 22, 2019 - Aug 26, 2019
-13.02%
Jun 5, 2024 - Aug 8, 2024
#5N/A-10.42%
Feb 14, 2024 - May 21, 2024
#6N/A-8.35%
Nov 5, 2020 - Dec 7, 2020
#7N/A-8.22%
May 30, 2024 - Jun 5, 2024
#8N/A-6.82%
May 21, 2024 - May 30, 2024
#9N/A-6.61%
Dec 17, 2020 - Dec 23, 2020
#10N/A-3.75%
Dec 30, 2020 - Jan 5, 2021
#11N/A-2.47%
Oct 22, 2020 - Nov 5, 2020
#12N/A-2.45%
Dec 7, 2020 - Dec 17, 2020
#13N/A-0.75%
Aug 26, 2025 - Nov 6, 2025
#14N/A-0.65%
Nov 6, 2025 - Nov 26, 2025
#15N/A-0.45%
Aug 12, 2025 - Aug 26, 2025

Correlation

Correlation between AFYA and GHLD is 0.04 which considered as a very weak or no correlation - the stocks move independently of each other.

0.04
-101

Dividend Comparison (2021 - 2026)

AFYA vs GHLD dividend yield comparison.

YearAFYAGHLD
20264.77%0.00%
20251.51%3.75%
20240.00%3.54%
20230.00%3.55%
20210.00%14.26%

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