GHLD vs HFWA

Comparison between Guild Holdings Company (GHLD, Company) and Heritage Financial Corp (HFWA, Company).

Both GHLD and HFWA are from the Financial Services sector.

5-Year PerformanceHFWA has outperformed GHLD, delivering a return of +10.2% compared to +8.6%

GHLD vs HFWA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GHLD(COMPANY)	HFWA(COMPANY)
Market Cap	$1.25B	$1.24B
Max Drawdown	55.18%	68.97%
Sharpe Ratio	1.44	0.83
5Y Beta	-0.14	0.80
Industry	Mortgage Finance	Banks - Regional
P/E Ratio	-31.26	14.81
Forward P/E	8.67	12.33
PEG Ratio	N/A	0.42
Dividend Yield	N/A	3.16%
5Y Dividends CAGR	N/A	3.71%
5Y EPS CAGR	N/A	4.17%
Debt to Equity	128.79%	0.00%
Free Cash Flow Yield	2.00%	6.45%
P/S Ratio	0.98	4.68
P/B Ratio	1.01	1.12

Market Cap

Winner

GHLD

$1.25B

HFWA

$1.24B

Max Drawdown

Winner

GHLD

55.18%

HFWA

68.97%

Sharpe Ratio

Winner

GHLD

1.44

HFWA

0.83

5Y Beta

Winner

GHLD

-0.14

HFWA

0.80

Industry

GHLD

Mortgage Finance

HFWA

Banks - Regional

P/E Ratio

Winner

GHLD

-31.26

HFWA

14.81

Forward P/E

Winner

GHLD

8.67

HFWA

12.33

PEG Ratio

GHLD

N/A

HFWA

0.42

Dividend Yield

GHLD

N/A

HFWA

3.16%

5Y Dividends CAGR

GHLD

N/A

HFWA

3.71%

5Y EPS CAGR

GHLD

N/A

HFWA

4.17%

Debt to Equity

GHLD

128.79%

Winner

HFWA

0.00%

Free Cash Flow Yield

GHLD

2.00%

Winner

HFWA

6.45%

P/S Ratio

Winner

GHLD

0.98

HFWA

4.68

P/B Ratio

Winner

GHLD

1.01

HFWA

1.12

GHLD vs HFWA - Historical Returns

Returns include dividend reinvestment.

Period	GHLD	HFWA
1 month	+0.00%	+5.43%
3 months	+0.00%	+10.31%
6 months	+0.00%	+16.05%
1 year	+2.08%	+26.24%
5 years(CAGR)	+8.62%	+10.15%
10 years(CAGR)	N/A	+9.34%
Max(CAGR)	+9.85%	+8.29%

GHLD

+0.00%

Winner

HFWA

+5.43%

GHLD

+0.00%

Winner

HFWA

+10.31%

GHLD

+0.00%

Winner

HFWA

+16.05%

GHLD

+2.08%

Winner

HFWA

+26.24%

5Y(CAGR)

GHLD

+8.62%

Winner

HFWA

+10.15%

10Y(CAGR)

GHLD

N/A

HFWA

+9.34%

Max(CAGR)

Winner

GHLD

+9.85%

HFWA

+8.29%

GHLD vs HFWA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GHLD	HFWA
2026	+0.00%	+30.15%
2025	+53.09%	+2.45%
2024	+2.54%	+21.08%
2023	+36.73%	-26.28%
2022	-29.29%	+28.53%
2021	-7.66%	+9.22%
2020	+12.93%	-14.06%
2019	N/A	-2.73%
2018	N/A	-0.02%
2017	N/A	+21.19%
2016	N/A	+46.02%
2015	N/A	+13.14%
2014	N/A	+6.05%
2013	N/A	+15.50%
2012	N/A	+15.98%
2011	N/A	-7.09%
2010	N/A	-1.63%
2009	N/A	+12.07%
2008	N/A	-32.82%
2007	N/A	-15.32%
2006	N/A	+3.52%
2005	N/A	+13.39%
2004	N/A	+6.88%
2003	N/A	+26.85%
2002	N/A	+56.03%
2001	N/A	+23.90%
2000	N/A	+22.62%
1999	N/A	+1.47%

GHLD vs HFWA Drawdown Comparison

The maximum drawdown for GHLD was -49.12%, occurring on May 12, 2022. Recovery took 782 trading sessions.

The maximum drawdown for HFWA was -65.13%, occurring on Mar 9, 2009. Recovery took 2673 trading sessions.

The current HFWA drawdown is -3.07%.

Rank	GHLD	HFWA
#1	-49.12% Jan 5, 2021 - Feb 14, 2024	-65.13% Apr 4, 2006 - Nov 14, 2016
#2	-29.55% Aug 23, 2024 - Jun 18, 2025	-55.47% Jul 23, 2018 - Oct 28, 2022
#3	-14.40% Aug 12, 2024 - Aug 23, 2024	-54.34% Nov 7, 2022 - Jun 26, 2026
#4	-13.02% Jun 5, 2024 - Aug 8, 2024	-22.87% Apr 3, 2003 - Sep 26, 2005
#5	-10.42% Feb 14, 2024 - May 21, 2024	-17.05% Dec 17, 1999 - Jun 29, 2000
#6	-8.35% Nov 5, 2020 - Dec 7, 2020	-14.54% Jan 25, 2017 - Apr 27, 2017
#7	-8.22% May 30, 2024 - Jun 5, 2024	-11.91% Apr 27, 2017 - Jul 26, 2017
#8	-6.82% May 21, 2024 - May 30, 2024	-11.34% Nov 29, 2017 - May 22, 2018
#9	-6.61% Dec 17, 2020 - Dec 23, 2020	-10.53% Sep 1, 2000 - Nov 22, 2000
#10	-3.75% Dec 30, 2020 - Jan 5, 2021	-9.26% Mar 20, 2001 - Jun 15, 2001
#11	-2.47% Oct 22, 2020 - Nov 5, 2020	-6.77% Dec 29, 2000 - Feb 7, 2001
#12	-2.45% Dec 7, 2020 - Dec 17, 2020	-6.65% Aug 1, 2017 - Sep 18, 2017
#13	-0.75% Aug 26, 2025 - Nov 6, 2025	-6.49% Sep 30, 2005 - Oct 28, 2005
#14	-0.65% Nov 6, 2025 - Nov 26, 2025	-6.11% Nov 6, 2017 - Nov 28, 2017
#15	-0.45% Aug 12, 2025 - Aug 26, 2025	-5.94% Aug 28, 2001 - Dec 3, 2001

Correlation

Correlation between GHLD and HFWA is 0.41 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.41

-101

Dividend Comparison (2000 - 2026)

GHLD vs HFWA dividend yield comparison.

Year	GHLD	HFWA
2026	0.00%	1.58%
2025	3.75%	4.06%
2024	3.54%	3.76%
2023	3.55%	4.11%
2022	0.00%	2.74%
2021	14.26%	3.31%
2020	0.00%	3.42%
2019	0.00%	2.97%
2018	0.00%	2.09%
2017	0.00%	1.66%
2016	0.00%	2.80%
2015	0.00%	2.81%
2014	0.00%	2.85%
2013	0.00%	2.46%
2012	0.00%	5.45%
2011	0.00%	3.03%
2009	0.00%	0.73%
2008	0.00%	6.29%
2007	0.00%	4.22%
2006	0.00%	3.18%
2005	0.00%	2.91%
2004	0.00%	2.85%
2003	0.00%	2.55%
2002	0.00%	2.64%
2001	0.00%	3.27%
2000	0.00%	3.04%