AFRM vs WST

Comparison between Affirm Holdings Inc - Class A (AFRM, Company) and West Pharmaceutical Services Inc (WST, Company).

AFRM is from the Financial Services sector, while WST is from the Healthcare sector.

5-Year PerformanceAFRM has outperformed WST, delivering a return of +3.0% compared to -4.4%

AFRM vs WST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFRM(COMPANY)	WST(COMPANY)
Market Cap	$25B	$25B
Max Drawdown	94.71%	59.61%
Sharpe Ratio	0.27	1.13
5Y Beta	2.49	0.60
Industry	Credit Services	Medical Instruments & Supplies
P/E Ratio	77.60	44.44
Forward P/E	38.17	39.22
PEG Ratio	0.76	2.57
Dividend Yield	N/A	0.25%
5Y Dividends CAGR	N/A	9.90%
5Y EPS CAGR	N/A	2.45%
Debt to Equity	234.55%	6.79%
Free Cash Flow Yield	3.18%	1.76%
P/S Ratio	6.61	7.39
P/B Ratio	6.69	8.29

Market Cap

AFRM

$25B

Winner

WST

$25B

Max Drawdown

AFRM

94.71%

Winner

WST

59.61%

Sharpe Ratio

AFRM

0.27

Winner

WST

1.13

5Y Beta

AFRM

2.49

Winner

WST

0.60

Industry

AFRM

Credit Services

WST

Medical Instruments & Supplies

P/E Ratio

AFRM

77.60

Winner

WST

44.44

Forward P/E

Winner

AFRM

38.17

WST

39.22

PEG Ratio

Winner

AFRM

0.76

WST

2.57

Dividend Yield

AFRM

N/A

WST

0.25%

5Y Dividends CAGR

AFRM

N/A

WST

9.90%

5Y EPS CAGR

AFRM

N/A

WST

2.45%

Debt to Equity

AFRM

234.55%

Winner

WST

6.79%

Free Cash Flow Yield

Winner

AFRM

3.18%

WST

1.76%

P/S Ratio

Winner

AFRM

6.61

WST

7.39

P/B Ratio

Winner

AFRM

6.69

WST

8.29

AFRM vs WST - Historical Returns

Returns include dividend reinvestment.

Period	AFRM	WST
1 month	-0.36%	+0.48%
3 months	+11.81%	+15.88%
6 months	+46.90%	+46.92%
1 year	+2.84%	+44.04%
5 years(CAGR)	+2.99%	-4.43%
10 years(CAGR)	N/A	+16.20%
Max(CAGR)	-4.52%	+13.40%

AFRM

-0.36%

Winner

WST

+0.48%

AFRM

+11.81%

Winner

WST

+15.88%

AFRM

+46.90%

Winner

WST

+46.92%

AFRM

+2.84%

Winner

WST

+44.04%

5Y(CAGR)

Winner

AFRM

+2.99%

WST

-4.43%

10Y(CAGR)

AFRM

N/A

WST

+16.20%

Max(CAGR)

AFRM

-4.52%

Winner

WST

+13.40%

AFRM vs WST - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AFRM	WST
2026	+1.38%	+28.29%
2025	+19.07%	-15.94%
2024	+30.69%	-5.84%
2023	+440.00%	+50.57%
2022	-89.84%	-47.09%
2021	+3.41%	+64.56%
2020	N/A	+87.30%
2019	N/A	+56.73%
2018	N/A	-0.92%
2017	N/A	+18.08%
2016	N/A	+48.33%
2015	N/A	+16.38%
2014	N/A	+10.38%
2013	N/A	+79.66%
2012	N/A	+45.86%
2011	N/A	-7.81%
2010	N/A	+6.19%
2009	N/A	+4.65%
2008	N/A	-5.20%
2007	N/A	-19.56%
2006	N/A	+101.02%
2005	N/A	+0.67%
2004	N/A	-24.94%
2003	N/A	+42.16%
2002	N/A	-5.31%
2001	N/A	+11.83%
2000	N/A	-16.46%
1999	N/A	-9.51%

AFRM vs WST Drawdown Comparison

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The maximum drawdown for WST was -59.29%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current AFRM drawdown is -55.47%. The current WST drawdown is -23.98%.

Rank	AFRM	WST
#1	-94.71% Nov 4, 2021 - Dec 27, 2022	-59.29% Dec 30, 2021 - Apr 8, 2025
#2	-65.45% Feb 11, 2021 - Oct 8, 2021	-52.13% Jul 1, 2004 - Sep 12, 2006
#3	-17.12% Jan 22, 2021 - Feb 8, 2021	-48.66% Nov 24, 1999 - Sep 8, 2003
#4	-9.22% Jan 15, 2021 - Jan 22, 2021	-45.13% Sep 19, 2008 - Jun 13, 2012
#5	-6.11% Oct 18, 2021 - Oct 25, 2021	-30.04% Apr 26, 2007 - Aug 5, 2008
#6	-6.06% Oct 29, 2021 - Nov 4, 2021	-26.21% Feb 19, 2020 - Apr 23, 2020
#7	-5.56% Oct 25, 2021 - Oct 28, 2021	-24.89% Oct 3, 2018 - Apr 26, 2019
#8	-4.36% Oct 8, 2021 - Oct 13, 2021	-22.51% Jan 16, 2014 - Oct 31, 2014
#9	-1.17% Oct 14, 2021 - Oct 18, 2021	-19.92% Jan 4, 2007 - Apr 26, 2007
#10	N/A	-18.63% Jan 29, 2018 - Jul 26, 2018
#11	N/A	-16.29% Jan 8, 2021 - Apr 15, 2021
#12	N/A	-15.87% Sep 2, 2016 - Dec 8, 2016
#13	N/A	-14.87% Jun 7, 2017 - Oct 26, 2017
#14	N/A	-14.62% Nov 27, 2015 - Mar 3, 2016
#15	N/A	-14.14% Sep 8, 2021 - Dec 30, 2021