ACT vs TERN

Comparison between Enact Holdings Inc (ACT, Company) and Terns Pharmaceuticals Inc (TERN, Company).

ACT is from the Financial Services sector, while TERN is from the Healthcare sector.

5-Year PerformanceTERN has outperformed ACT, delivering a return of +25.4% compared to +21.7%

ACT vs TERN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ACT(COMPANY)	TERN(COMPANY)
Market Cap	$5.98B	$5.95B
Max Drawdown	21.87%	94.50%
Sharpe Ratio	0.68	3.07
5Y Beta	0.40	N/A
Industry	Insurance - Specialty	Biotechnology
P/E Ratio	9.08	-50.88
Forward P/E	8.25	N/A
PEG Ratio	2.26	N/A
Dividend Yield	2.01%	N/A
Debt to Equity	13.94%	0.00%
Free Cash Flow Yield	12.07%	-1.38%
P/S Ratio	4.74	N/A
P/B Ratio	1.10	N/A

Market Cap

Winner

ACT

$5.98B

TERN

$5.95B

Max Drawdown

Winner

ACT

21.87%

TERN

94.50%

Sharpe Ratio

ACT

0.68

Winner

TERN

3.07

5Y Beta

ACT

0.40

TERN

N/A

Industry

ACT

Insurance - Specialty

TERN

Biotechnology

P/E Ratio

ACT

9.08

Winner

TERN

-50.88

Forward P/E

ACT

8.25

TERN

N/A

PEG Ratio

ACT

2.26

TERN

N/A

Dividend Yield

ACT

2.01%

TERN

N/A

Debt to Equity

ACT

13.94%

Winner

TERN

0.00%

Free Cash Flow Yield

Winner

ACT

12.07%

TERN

-1.38%

P/S Ratio

ACT

4.74

TERN

N/A

P/B Ratio

ACT

1.10

TERN

N/A

ACT vs TERN - Historical Returns

Returns include dividend reinvestment.

Period	ACT	TERN
1 month	-2.99%	+0.32%
3 months	-2.63%	+49.83%
6 months	+6.67%	+191.09%
1 year	+20.01%	+1504.55%
5 years(CAGR)	+21.74%	+25.44%
Max(CAGR)	+21.74%	+22.35%

ACT

-2.99%

Winner

TERN

+0.32%

ACT

-2.63%

Winner

TERN

+49.83%

ACT

+6.67%

Winner

TERN

+191.09%

ACT

+20.01%

Winner

TERN

+1504.55%

5Y(CAGR)

ACT

+21.74%

Winner

TERN

+25.44%

Max(CAGR)

ACT

+21.74%

Winner

TERN

+22.35%

ACT vs TERN - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	ACT	TERN
2026	+4.82%	+32.01%
2025	+25.43%	+612.52%
2024	+16.49%	-14.51%
2023	+25.34%	-26.08%
2022	+20.99%	+51.94%
2021	+6.61%	-61.56%

ACT vs TERN Drawdown Comparison

The maximum drawdown for ACT was -20.26%, occurring on Sep 27, 2022. Recovery took 202 trading sessions.

The maximum drawdown for TERN was -94.50%, occurring on May 11, 2022. Recovery took 1173 trading sessions.

The current ACT drawdown is -6.46%. The current TERN drawdown is -0.41%.

Rank	ACT	TERN
#1	-20.26% Aug 17, 2022 - Jun 7, 2023	-94.50% Mar 19, 2021 - Nov 18, 2025
#2	-16.25% Jun 3, 2022 - Aug 3, 2022	-32.02% Mar 3, 2021 - Mar 12, 2021
#3	-15.33% Sep 19, 2024 - May 2, 2025	-27.56% Dec 11, 2025 - Mar 18, 2026
#4	-13.95% Feb 10, 2022 - Mar 25, 2022	-16.13% Feb 10, 2021 - Feb 24, 2021
#5	-13.28% Nov 4, 2021 - Jan 12, 2022	-12.11% Nov 25, 2025 - Dec 5, 2025
#6	-10.96% Sep 11, 2025 - Nov 25, 2025	-5.26% Nov 18, 2025 - Nov 24, 2025
#7	-10.27% Apr 20, 2022 - Jun 2, 2022	-4.09% Mar 12, 2021 - Mar 18, 2021
#8	-9.88% Dec 27, 2023 - Mar 11, 2024	-2.27% Mar 1, 2021 - Mar 3, 2021
#9	-9.02% Jul 3, 2025 - Aug 13, 2025	-1.26% Mar 19, 2026 - Mar 23, 2026
#10	-9.00% Mar 29, 2022 - Apr 18, 2022	-1.15% Mar 26, 2026 - Apr 9, 2026
#11	-8.69% Aug 7, 2023 - Dec 14, 2023	-0.13% Feb 25, 2021 - Mar 1, 2021
#12	-8.65% Feb 5, 2026 - Apr 28, 2026	N/A
#13	-7.70% May 2, 2025 - Jun 23, 2025	N/A
#14	-6.96% Sep 29, 2021 - Oct 19, 2021	N/A
#15	-6.93% Jan 8, 2026 - Feb 4, 2026	N/A