ACT vs PCTY

Comparison between Enact Holdings Inc (ACT, Company) and Paylocity Holding Corp (PCTY, Company).

ACT is from the Financial Services sector, while PCTY is from the Technology sector.

5-Year PerformanceACT has outperformed PCTY, delivering a return of +22.4% compared to -9.2%

ACT vs PCTY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ACT(COMPANY)	PCTY(COMPANY)
Market Cap	$5.97B	$5.98B
Max Drawdown	21.87%	68.90%
Sharpe Ratio	0.91	-1.38
5Y Beta	N/A	0.68
Industry	Insurance - Specialty	Software - Application
P/E Ratio	9.07	23.40
Forward P/E	8.25	12.82
PEG Ratio	2.26	1.40
Dividend Yield	2.01%	N/A
5Y EPS CAGR	N/A	32.33%
Debt to Equity	13.94%	6.88%
Free Cash Flow Yield	12.09%	8.15%
P/S Ratio	N/A	3.51
P/B Ratio	N/A	5.13

Market Cap

ACT

$5.97B

Winner

PCTY

$5.98B

Max Drawdown

Winner

ACT

21.87%

PCTY

68.90%

Sharpe Ratio

Winner

ACT

0.91

PCTY

-1.38

5Y Beta

ACT

N/A

PCTY

0.68

Industry

ACT

Insurance - Specialty

PCTY

Software - Application

P/E Ratio

Winner

ACT

9.07

PCTY

23.40

Forward P/E

Winner

ACT

8.25

PCTY

12.82

PEG Ratio

ACT

2.26

Winner

PCTY

1.40

Dividend Yield

ACT

2.01%

PCTY

N/A

5Y EPS CAGR

ACT

N/A

PCTY

32.33%

Debt to Equity

ACT

13.94%

Winner

PCTY

6.88%

Free Cash Flow Yield

Winner

ACT

12.09%

PCTY

8.15%

P/S Ratio

ACT

N/A

PCTY

3.51

P/B Ratio

ACT

N/A

PCTY

5.13

ACT vs PCTY - Historical Returns

Returns include dividend reinvestment.

Period	ACT	PCTY
1 month	-0.35%	+1.39%
3 months	+5.16%	-1.52%
6 months	+7.86%	-27.87%
1 year	+21.84%	-40.19%
5 years(CAGR)	+22.40%	-9.20%
10 years(CAGR)	N/A	+10.62%
Max(CAGR)	+22.40%	+13.14%

ACT

-0.35%

Winner

PCTY

+1.39%

Winner

ACT

+5.16%

PCTY

-1.52%

Winner

ACT

+7.86%

PCTY

-27.87%

Winner

ACT

+21.84%

PCTY

-40.19%

5Y(CAGR)

Winner

ACT

+22.40%

PCTY

-9.20%

10Y(CAGR)

ACT

N/A

PCTY

+10.62%

Max(CAGR)

Winner

ACT

+22.40%

PCTY

+13.14%

ACT vs PCTY - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ACT	PCTY
2026	+8.18%	-25.30%
2025	+25.43%	-21.82%
2024	+16.49%	+22.52%
2023	+25.34%	-14.38%
2022	+20.99%	-16.21%
2021	+6.61%	+18.66%
2020	N/A	+62.42%
2019	N/A	+102.89%
2018	N/A	+26.15%
2017	N/A	+56.73%
2016	N/A	-22.17%
2015	N/A	+57.97%
2014	N/A	+8.61%

ACT vs PCTY Drawdown Comparison

The maximum drawdown for ACT was -20.26%, occurring on Sep 27, 2022. Recovery took 202 trading sessions.

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current ACT drawdown is -3.46%. The current PCTY drawdown is -64.40%.

Rank	ACT	PCTY
#1	-20.26% Aug 17, 2022 - Jun 7, 2023	-68.90% Nov 1, 2021 - Apr 10, 2026
#2	-16.25% Jun 3, 2022 - Aug 3, 2022	-50.57% Feb 4, 2020 - Jul 1, 2020
#3	-15.33% Sep 19, 2024 - May 2, 2025	-45.55% Nov 19, 2015 - Aug 4, 2016
#4	-13.95% Feb 10, 2022 - Mar 25, 2022	-40.41% Mar 21, 2014 - Nov 7, 2014
#5	-13.28% Nov 4, 2021 - Jan 12, 2022	-36.70% Aug 8, 2016 - Jun 1, 2017
#6	-10.96% Sep 11, 2025 - Nov 25, 2025	-35.97% Sep 14, 2018 - Feb 19, 2019
#7	-10.27% Apr 20, 2022 - Jun 2, 2022	-26.96% Dec 23, 2020 - Aug 5, 2021
#8	-9.88% Dec 27, 2023 - Mar 11, 2024	-23.64% Nov 21, 2014 - Feb 19, 2015
#9	-9.02% Jul 3, 2025 - Aug 13, 2025	-22.59% Aug 5, 2015 - Nov 6, 2015
#10	-9.00% Mar 29, 2022 - Apr 18, 2022	-19.66% Oct 31, 2017 - Mar 12, 2018
#11	-8.69% Aug 7, 2023 - Dec 14, 2023	-17.47% Mar 20, 2015 - May 8, 2015
#12	-8.65% Feb 5, 2026 - Apr 28, 2026	-16.92% Jul 2, 2020 - Sep 28, 2020
#13	-7.70% May 2, 2025 - Jun 23, 2025	-15.07% Aug 27, 2019 - Nov 15, 2019
#14	-7.65% Apr 29, 2026 - Jun 3, 2026	-13.76% Jul 26, 2019 - Aug 9, 2019
#15	-6.96% Sep 29, 2021 - Oct 19, 2021	-13.09% May 16, 2019 - Jul 11, 2019