ACIW vs LMND

Comparison between ACI Worldwide Inc (ACIW, Company) and Lemonade Inc (LMND, Company).

ACIW is from the Technology sector, while LMND is from the Financial Services sector.

5-Year PerformanceACIW has outperformed LMND, delivering a return of +8.8% compared to -5.8%

ACIW vs LMND - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ACIW(COMPANY)	LMND(COMPANY)
Market Cap	$5.66B	$5.45B
Max Drawdown	89.14%	94.23%
Sharpe Ratio	0.66	0.96
5Y Beta	0.96	1.95
Industry	Software - Infrastructure	Insurance - Property & Casualty
P/E Ratio	27.86	-38.40
Forward P/E	17.36	N/A
5Y EPS CAGR	19.78%	-12.67%
Debt to Equity	53.80%	0.00%
Free Cash Flow Yield	5.21%	0.36%

Market Cap

Winner

ACIW

$5.66B

LMND

$5.45B

Max Drawdown

Winner

ACIW

89.14%

LMND

94.23%

Sharpe Ratio

ACIW

0.66

Winner

LMND

0.96

5Y Beta

Winner

ACIW

0.96

LMND

1.95

Industry

ACIW

Software - Infrastructure

LMND

Insurance - Property & Casualty

P/E Ratio

ACIW

27.86

Winner

LMND

-38.40

Forward P/E

ACIW

17.36

LMND

N/A

5Y EPS CAGR

Winner

ACIW

19.78%

LMND

-12.67%

Debt to Equity

ACIW

53.80%

Winner

LMND

0.00%

Free Cash Flow Yield

Winner

ACIW

5.21%

LMND

0.36%

ACIW vs LMND - Historical Returns

Returns include dividend reinvestment.

Period	ACIW	LMND
1 month	+31.30%	+34.04%
3 months	+35.04%	+20.46%
6 months	+19.66%	-12.09%
1 year	+21.66%	+70.22%
5 years(CAGR)	+8.76%	-5.85%
10 years(CAGR)	+11.17%	N/A
Max(CAGR)	+6.43%	+0.38%

ACIW

+31.30%

Winner

LMND

+34.04%

Winner

ACIW

+35.04%

LMND

+20.46%

Winner

ACIW

+19.66%

LMND

-12.09%

ACIW

+21.66%

Winner

LMND

+70.22%

5Y(CAGR)

Winner

ACIW

+8.76%

LMND

-5.85%

10Y(CAGR)

ACIW

+11.17%

LMND

N/A

Max(CAGR)

Winner

ACIW

+6.43%

LMND

+0.38%

ACIW vs LMND - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ACIW	LMND
2026	+22.36%	-6.53%
2025	-9.09%	+95.60%
2024	+70.87%	+115.26%
2023	+32.87%	+17.48%
2022	-34.19%	-67.64%
2021	-8.39%	-62.85%
2020	+0.60%	+76.49%
2019	+39.61%	N/A
2018	+21.95%	N/A
2017	+22.14%	N/A
2016	-12.19%	N/A
2015	+8.57%	N/A
2014	-3.95%	N/A
2013	+46.23%	N/A
2012	+52.55%	N/A
2011	+4.34%	N/A
2010	+53.28%	N/A
2009	+6.72%	N/A
2008	-13.07%	N/A
2007	-42.16%	N/A
2006	+12.04%	N/A
2005	+47.41%	N/A
2004	-12.17%	N/A
2003	+215.89%	N/A
2002	-45.19%	N/A
2001	+6.61%	N/A
2000	-56.99%	N/A
1999	-11.81%	N/A

ACIW vs LMND Drawdown Comparison

The maximum drawdown for ACIW was -89.14%, occurring on Oct 10, 2002. Recovery took 3106 trading sessions.

The maximum drawdown for LMND was -94.23%, occurring on Apr 27, 2023. This drawdown has not yet recovered.

The current ACIW drawdown is -5.61%. The current LMND drawdown is -61.26%.

Rank	ACIW	LMND
#1	-89.14% Mar 1, 2000 - Jul 5, 2012	-94.23% Jan 11, 2021 - Apr 27, 2023
#2	-54.18% Feb 17, 2021 - Jul 29, 2024	-45.40% Jul 17, 2020 - Dec 7, 2020
#3	-45.75% Jan 13, 2020 - Dec 8, 2020	-19.92% Dec 23, 2020 - Jan 7, 2021
#4	-40.61% Nov 3, 1999 - Feb 24, 2000	-15.62% Jul 6, 2020 - Jul 10, 2020
#5	-36.58% Jun 22, 2015 - Mar 7, 2018	-12.39% Jul 10, 2020 - Jul 17, 2020
#6	-35.02% Nov 7, 2024 - Feb 23, 2026	-8.93% Dec 10, 2020 - Dec 17, 2020
#7	-19.76% Apr 30, 2019 - Nov 19, 2019	-4.72% Dec 7, 2020 - Dec 10, 2020
#8	-19.74% Dec 31, 2013 - Mar 20, 2015	N/A
#9	-18.28% Jul 13, 2012 - Jan 18, 2013	N/A
#10	-16.47% Nov 9, 2018 - Feb 6, 2019	N/A
#11	-15.66% Sep 14, 2018 - Nov 8, 2018	N/A
#12	-14.19% Mar 15, 2018 - Jun 18, 2018	N/A
#13	-12.20% Mar 28, 2013 - Aug 5, 2013	N/A
#14	-9.65% Jun 19, 2018 - Aug 3, 2018	N/A
#15	-7.70% Oct 16, 2024 - Nov 6, 2024	N/A