ACIC vs VBNK

Comparison between American Coastal Insurance Corp (ACIC, Company) and VILLAGE BANCORP INC (VBNK, Company).

Both ACIC and VBNK are from the Financial Services sector.

5-Year PerformanceACIC has outperformed VBNK, delivering a return of +22.0% compared to +14.7%

ACIC vs VBNK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ACIC(COMPANY)	VBNK(COMPANY)
Market Cap	$481M	$477M
Max Drawdown	98.93%	51.37%
Sharpe Ratio	-0.03	1.49
5Y Beta	0.39	0.95
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	4.62	24.03
Forward P/E	9.29	11.81
PEG Ratio	0.11	5.61
Dividend Yield	6.44%	0.48%
5Y Dividends CAGR	39.10%	N/A
5Y EPS CAGR	N/A	2.58%
Debt to Equity	0.00%	18.89%
Free Cash Flow Yield	8.04%	35.93%
P/S Ratio	1.45	4.72
P/B Ratio	1.45	1.72

Market Cap

Winner

ACIC

$481M

VBNK

$477M

Max Drawdown

ACIC

98.93%

Winner

VBNK

51.37%

Sharpe Ratio

ACIC

-0.03

Winner

VBNK

1.49

5Y Beta

Winner

ACIC

0.39

VBNK

0.95

Industry

ACIC

Insurance - Property & Casualty

VBNK

Banks - Regional

P/E Ratio

Winner

ACIC

4.62

VBNK

24.03

Forward P/E

Winner

ACIC

9.29

VBNK

11.81

PEG Ratio

Winner

ACIC

0.11

VBNK

5.61

Dividend Yield

Winner

ACIC

6.44%

VBNK

0.48%

5Y Dividends CAGR

ACIC

39.10%

VBNK

N/A

5Y EPS CAGR

ACIC

N/A

VBNK

2.58%

Debt to Equity

Winner

ACIC

0.00%

VBNK

18.89%

Free Cash Flow Yield

ACIC

8.04%

Winner

VBNK

35.93%

P/S Ratio

Winner

ACIC

1.45

VBNK

4.72

P/B Ratio

Winner

ACIC

1.45

VBNK

1.72

ACIC vs VBNK - Historical Returns

Returns include dividend reinvestment.

Period	ACIC	VBNK
1 month	-8.77%	+4.56%
3 months	-16.33%	+10.90%
6 months	-9.67%	+25.98%
1 year	-2.40%	+69.98%
5 years(CAGR)	+22.03%	+14.71%
10 years(CAGR)	-2.29%	N/A
Max(CAGR)	+3.84%	+14.71%

ACIC

-8.77%

Winner

VBNK

+4.56%

ACIC

-16.33%

Winner

VBNK

+10.90%

ACIC

-9.67%

Winner

VBNK

+25.98%

ACIC

-2.40%

Winner

VBNK

+69.98%

5Y(CAGR)

Winner

ACIC

+22.03%

VBNK

+14.71%

10Y(CAGR)

ACIC

-2.29%

VBNK

N/A

Max(CAGR)

ACIC

+3.84%

Winner

VBNK

+14.71%

ACIC vs VBNK - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	ACIC	VBNK
2026	-12.21%	+32.70%
2025	-0.79%	+9.88%
2024	+38.62%	+25.70%
2023	+846.00%	+47.60%
2022	-75.76%	-37.02%
2021	-20.50%	+13.54%
2020	-51.96%	N/A
2019	-20.86%	N/A
2018	-3.50%	N/A
2017	+9.83%	N/A
2016	-9.92%	N/A
2015	-18.29%	N/A
2014	+72.78%	N/A
2013	+132.02%	N/A
2012	+38.44%	N/A
2011	+43.54%	N/A
2010	-21.39%	N/A
2009	+51.34%	N/A
2008	-64.09%	N/A
2007	+1.26%	N/A

ACIC vs VBNK Drawdown Comparison

The maximum drawdown for ACIC was -98.74%, occurring on Nov 25, 2022. This drawdown has not yet recovered.

The maximum drawdown for VBNK was -50.70%, occurring on May 18, 2023. Recovery took 698 trading sessions.

The current ACIC drawdown is -53.44%. The current VBNK drawdown is -16.33%.

Rank	ACIC	VBNK
#1	-98.74% Feb 6, 2015 - Nov 25, 2022	-50.70% Nov 12, 2021 - Aug 26, 2024
#2	-73.44% Sep 26, 2008 - Jul 11, 2013	-50.53% Dec 5, 2024 - Apr 22, 2026
#3	-32.68% Aug 20, 2008 - Sep 26, 2008	-16.33% Jul 1, 2026 - Jul 23, 2026
#4	-28.96% Jun 9, 2014 - Oct 28, 2014	-9.18% May 8, 2026 - Jun 3, 2026
#5	-12.00% Dec 31, 2013 - Feb 20, 2014	-7.26% Oct 16, 2024 - Nov 5, 2024
#6	-10.79% Feb 21, 2014 - Mar 5, 2014	-6.81% Aug 30, 2024 - Sep 19, 2024
#7	-10.13% Dec 9, 2014 - Jan 14, 2015	-6.67% Sep 15, 2021 - Oct 5, 2021
#8	-9.90% Mar 19, 2014 - May 5, 2014	-6.14% Jun 12, 2026 - Jun 29, 2026
#9	-7.00% Oct 31, 2014 - Dec 4, 2014	-5.38% Jun 3, 2026 - Jun 12, 2026
#10	-6.95% May 5, 2014 - May 13, 2014	-4.05% Sep 19, 2024 - Oct 10, 2024
#11	-5.68% Sep 19, 2013 - Sep 30, 2013	-3.72% Nov 29, 2024 - Dec 5, 2024
#12	-5.42% May 27, 2014 - Jun 9, 2014	-3.59% Nov 11, 2024 - Nov 18, 2024
#13	-5.06% Mar 6, 2014 - Mar 14, 2014	-3.27% Apr 27, 2026 - May 6, 2026
#14	-4.76% Sep 30, 2013 - Oct 28, 2013	-2.37% Oct 14, 2024 - Oct 16, 2024
#15	-4.68% Jan 29, 2015 - Feb 2, 2015	-2.28% Aug 31, 2021 - Sep 13, 2021

Correlation

Correlation between ACIC and VBNK is 0.69 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.69

-101

Dividend Comparison (2009 - 2026)

ACIC vs VBNK dividend yield comparison.

Year	ACIC	VBNK
2026	7.51%	0.27%
2025	3.96%	0.48%
2024	0.00%	0.53%
2023	0.00%	0.75%
2022	5.66%	1.03%
2021	5.53%	0.17%
2020	4.20%	0.00%
2019	1.90%	0.00%
2018	1.44%	0.00%
2017	1.39%	0.00%
2016	1.52%	0.00%
2015	1.17%	0.00%
2014	0.73%	0.00%
2013	0.85%	0.00%
2012	1.33%	0.00%
2011	1.14%	0.00%
2010	1.61%	0.00%
2009	3.95%	0.00%