VBNK vs HVT

Comparison between VILLAGE BANCORP INC (VBNK, Company) and Haverty Furniture Cos. Inc (HVT, Company).

VBNK is from the Financial Services sector, while HVT is from the Consumer Cyclical sector.

5-Year PerformanceVBNK has outperformed HVT, delivering a return of +14.7% compared to -3.0%

VBNK vs HVT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VBNK(COMPANY)	HVT(COMPANY)
Market Cap	$477M	$478M
Max Drawdown	51.37%	68.87%
Sharpe Ratio	1.49	0.63
5Y Beta	0.95	0.87
Industry	Banks - Regional	Home Improvement Retail
P/E Ratio	24.03	20.96
Forward P/E	11.81	14.77
PEG Ratio	5.61	1.23
Dividend Yield	0.48%	5.09%
5Y Dividends CAGR	N/A	-11.72%
5Y EPS CAGR	2.58%	N/A
Debt to Equity	18.89%	0.00%
Free Cash Flow Yield	35.93%	4.83%
P/S Ratio	4.72	0.53
P/B Ratio	1.72	1.34

Market Cap

VBNK

$477M

Winner

HVT

$478M

Max Drawdown

Winner

VBNK

51.37%

HVT

68.87%

Sharpe Ratio

Winner

VBNK

1.49

HVT

0.63

5Y Beta

VBNK

0.95

Winner

HVT

0.87

Industry

VBNK

Banks - Regional

HVT

Home Improvement Retail

P/E Ratio

VBNK

24.03

Winner

HVT

20.96

Forward P/E

Winner

VBNK

11.81

HVT

14.77

PEG Ratio

VBNK

5.61

Winner

HVT

1.23

Dividend Yield

VBNK

0.48%

Winner

HVT

5.09%

5Y Dividends CAGR

VBNK

N/A

HVT

-11.72%

5Y EPS CAGR

VBNK

2.58%

HVT

N/A

Debt to Equity

VBNK

18.89%

Winner

HVT

0.00%

Free Cash Flow Yield

Winner

VBNK

35.93%

HVT

4.83%

P/S Ratio

VBNK

4.72

Winner

HVT

0.53

P/B Ratio

VBNK

1.72

Winner

HVT

1.34

VBNK vs HVT - Historical Returns

Returns include dividend reinvestment.

Period	VBNK	HVT
1 month	+4.56%	-0.08%
3 months	+10.90%	+10.04%
6 months	+25.98%	-3.18%
1 year	+69.98%	+17.74%
5 years(CAGR)	+14.71%	-2.97%
10 years(CAGR)	N/A	+9.46%
Max(CAGR)	+14.71%	+5.88%

Winner

VBNK

+4.56%

HVT

-0.08%

Winner

VBNK

+10.90%

HVT

+10.04%

Winner

VBNK

+25.98%

HVT

-3.18%

Winner

VBNK

+69.98%

HVT

+17.74%

5Y(CAGR)

Winner

VBNK

+14.71%

HVT

-2.97%

10Y(CAGR)

VBNK

N/A

HVT

+9.46%

Max(CAGR)

Winner

VBNK

+14.71%

HVT

+5.88%

VBNK vs HVT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	VBNK	HVT
2026	+32.70%	+7.91%
2025	+9.88%	+13.01%
2024	+25.70%	-35.19%
2023	+47.60%	+26.83%
2022	-37.02%	+4.56%
2021	+13.54%	+12.35%
2020	N/A	+57.59%
2019	N/A	+9.78%
2018	N/A	-10.40%
2017	N/A	-2.81%
2016	N/A	+20.96%
2015	N/A	-1.12%
2014	N/A	-25.16%
2013	N/A	+89.49%
2012	N/A	+57.82%
2011	N/A	-18.22%
2010	N/A	-5.07%
2009	N/A	+45.87%
2008	N/A	+14.21%
2007	N/A	-38.86%
2006	N/A	+14.77%
2005	N/A	-24.10%
2004	N/A	-7.16%
2003	N/A	+51.45%
2002	N/A	-12.89%
2001	N/A	+67.01%
2000	N/A	-13.02%
1999	N/A	-8.68%

VBNK vs HVT Drawdown Comparison

The maximum drawdown for VBNK was -50.70%, occurring on May 18, 2023. Recovery took 698 trading sessions.

The maximum drawdown for HVT was -66.45%, occurring on Jan 9, 2008. Recovery took 2340 trading sessions.

The current VBNK drawdown is -16.33%. The current HVT drawdown is -36.47%.

Rank	VBNK	HVT
#1	-50.70% Nov 12, 2021 - Aug 26, 2024	-66.45% Dec 2, 2003 - Mar 21, 2013
#2	-50.53% Dec 5, 2024 - Apr 22, 2026	-58.90% Jun 7, 2021 - Apr 16, 2025
#3	-16.33% Jul 1, 2026 - Jul 23, 2026	-57.63% Apr 17, 2019 - Oct 7, 2020
#4	-9.18% May 8, 2026 - Jun 3, 2026	-54.47% Mar 4, 2002 - Oct 3, 2003
#5	-7.26% Oct 16, 2024 - Nov 5, 2024	-44.68% Nov 18, 1999 - Feb 15, 2001
#6	-6.81% Aug 30, 2024 - Sep 19, 2024	-40.68% Dec 20, 2013 - Oct 2, 2017
#7	-6.67% Sep 15, 2021 - Oct 5, 2021	-37.83% Aug 15, 2001 - Nov 23, 2001
#8	-6.14% Jun 12, 2026 - Jun 29, 2026	-32.88% Oct 5, 2017 - Apr 17, 2019
#9	-5.38% Jun 3, 2026 - Jun 12, 2026	-19.74% Aug 5, 2013 - Oct 31, 2013
#10	-4.05% Sep 19, 2024 - Oct 10, 2024	-17.27% Feb 15, 2001 - Aug 15, 2001
#11	-3.72% Nov 29, 2024 - Dec 5, 2024	-15.65% Jun 4, 2013 - Jul 9, 2013
#12	-3.59% Nov 11, 2024 - Nov 18, 2024	-12.61% Apr 29, 2021 - Jun 4, 2021
#13	-3.27% Apr 27, 2026 - May 6, 2026	-11.49% Nov 24, 2020 - Dec 17, 2020
#14	-2.37% Oct 14, 2024 - Oct 16, 2024	-11.27% Dec 6, 2001 - Dec 31, 2001
#15	-2.28% Aug 31, 2021 - Sep 13, 2021	-10.76% Oct 15, 2020 - Oct 29, 2020

Correlation

Correlation between VBNK and HVT is -0.10 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.10

-101

Dividend Comparison (1999 - 2026)

VBNK vs HVT dividend yield comparison.

Year	VBNK	HVT
2026	0.27%	2.67%
2025	0.48%	5.52%
2024	0.53%	5.66%
2023	0.75%	6.14%
2022	1.03%	6.99%
2021	0.17%	3.17%
2020	0.00%	10.01%
2019	0.00%	3.77%
2018	0.00%	9.16%
2017	0.00%	2.38%
2016	0.00%	6.08%
2015	0.00%	1.68%
2014	0.00%	6.00%
2013	0.00%	0.77%
2012	0.00%	6.87%
2011	0.00%	1.09%
2010	0.00%	0.77%
2009	0.00%	0.16%
2008	0.00%	2.17%
2007	0.00%	3.00%
2006	0.00%	1.82%
2005	0.00%	1.98%
2004	0.00%	1.35%
2003	0.00%	1.18%
2002	0.00%	1.58%
2001	0.00%	1.27%
2000	0.00%	2.05%
1999	0.00%	0.40%