ZION vs RYAN

Comparison between Zions Bancorporation N.A (ZION, Company) and Ryan Specialty Holdings Inc Class A (RYAN, Company).

Both ZION and RYAN are from the Financial Services sector.

5-Year PerformanceZION has outperformed RYAN, delivering a return of +8.6% compared to +4.5%

ZION vs RYAN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ZION(COMPANY)	RYAN(COMPANY)
Market Cap	$9.73B	$9.72B
Max Drawdown	92.66%	61.29%
Sharpe Ratio	1.22	-1.57
5Y Beta	1.18	0.32
Industry	Banks - Regional	Insurance - Specialty
P/E Ratio	10.15	310.05
Forward P/E	10.49	17.15
PEG Ratio	0.50	N/A
Dividend Yield	2.69%	1.39%
5Y Dividends CAGR	10.40%	N/A
5Y EPS CAGR	4.77%	-29.84%
Debt to Equity	0.00%	544.80%
Free Cash Flow Yield	12.31%	5.92%
P/S Ratio	2.87	2.97
P/B Ratio	1.35	6.65

Market Cap

Winner

ZION

$9.73B

RYAN

$9.72B

Max Drawdown

ZION

92.66%

Winner

RYAN

61.29%

Sharpe Ratio

Winner

ZION

1.22

RYAN

-1.57

5Y Beta

ZION

1.18

Winner

RYAN

0.32

Industry

ZION

Banks - Regional

RYAN

Insurance - Specialty

P/E Ratio

Winner

ZION

10.15

RYAN

310.05

Forward P/E

Winner

ZION

10.49

RYAN

17.15

PEG Ratio

ZION

0.50

RYAN

N/A

Dividend Yield

Winner

ZION

2.69%

RYAN

1.39%

5Y Dividends CAGR

ZION

10.40%

RYAN

N/A

5Y EPS CAGR

Winner

ZION

4.77%

RYAN

-29.84%

Debt to Equity

Winner

ZION

0.00%

RYAN

544.80%

Free Cash Flow Yield

Winner

ZION

12.31%

RYAN

5.92%

P/S Ratio

Winner

ZION

2.87

RYAN

2.97

P/B Ratio

Winner

ZION

1.35

RYAN

6.65

ZION vs RYAN - Historical Returns

Returns include dividend reinvestment.

Period	ZION	RYAN
1 month	+8.05%	+1.77%
3 months	+22.84%	-3.45%
6 months	+13.15%	-35.57%
1 year	+40.10%	-50.99%
5 years(CAGR)	+8.56%	+4.51%
10 years(CAGR)	+12.69%	N/A
Max(CAGR)	+2.45%	+4.51%

Winner

ZION

+8.05%

RYAN

+1.77%

Winner

ZION

+22.84%

RYAN

-3.45%

Winner

ZION

+13.15%

RYAN

-35.57%

Winner

ZION

+40.10%

RYAN

-50.99%

5Y(CAGR)

Winner

ZION

+8.56%

RYAN

+4.51%

10Y(CAGR)

ZION

+12.69%

RYAN

N/A

Max(CAGR)

ZION

+2.45%

Winner

RYAN

+4.51%

ZION vs RYAN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ZION	RYAN
2026	+14.98%	-33.79%
2025	+11.97%	-16.94%
2024	+27.31%	+51.51%
2023	-5.10%	+3.02%
2022	-21.34%	+4.96%
2021	+50.88%	+46.73%
2020	-14.02%	N/A
2019	+28.42%	N/A
2018	-18.05%	N/A
2017	+18.88%	N/A
2016	+62.74%	N/A
2015	-2.77%	N/A
2014	-2.44%	N/A
2013	+36.87%	N/A
2012	+27.91%	N/A
2011	-35.19%	N/A
2010	+82.11%	N/A
2009	-48.37%	N/A
2008	-43.74%	N/A
2007	-42.36%	N/A
2006	+9.78%	N/A
2005	+14.41%	N/A
2004	+15.43%	N/A
2003	+53.90%	N/A
2002	-22.46%	N/A
2001	-10.98%	N/A
2000	+14.54%	N/A
1999	+0.22%	N/A

ZION vs RYAN Drawdown Comparison

The maximum drawdown for ZION was -92.20%, occurring on Mar 6, 2009. Recovery took 3754 trading sessions.

The maximum drawdown for RYAN was -60.94%, occurring on May 6, 2026. This drawdown has not yet recovered.

The current ZION drawdown is -0.19%. The current RYAN drawdown is -55.61%.

Rank	ZION	RYAN
#1	-92.20% Feb 20, 2007 - Jan 14, 2022	-60.94% Apr 3, 2025 - May 6, 2026
#2	-72.22% Feb 15, 2022 - Feb 6, 2026	-30.16% Aug 15, 2022 - Aug 25, 2023
#3	-46.72% Dec 3, 1999 - Nov 7, 2003	-19.44% Nov 29, 2024 - Apr 3, 2025
#4	-18.06% Feb 6, 2026 - Jun 9, 2026	-17.72% Apr 20, 2022 - Jul 20, 2022
#5	-13.65% Nov 12, 2003 - Jul 19, 2004	-16.24% Mar 2, 2022 - Apr 20, 2022
#6	-12.60% Jan 14, 2022 - Feb 4, 2022	-15.25% Sep 11, 2023 - Feb 28, 2024
#7	-11.00% Mar 17, 2006 - Jan 10, 2007	-14.25% Nov 12, 2021 - Mar 2, 2022
#8	-9.45% Jun 17, 2005 - Nov 10, 2005	-12.59% Mar 20, 2024 - Jun 3, 2024
#9	-8.34% Jul 20, 2004 - Oct 20, 2004	-10.54% Sep 7, 2021 - Oct 8, 2021
#10	-8.22% Dec 23, 2004 - Feb 4, 2005	-9.12% Oct 14, 2024 - Nov 22, 2024
#11	-5.34% Feb 4, 2005 - Mar 7, 2005	-8.49% Aug 2, 2024 - Oct 2, 2024
#12	-5.28% Mar 14, 2005 - May 2, 2005	-7.61% Jun 3, 2024 - Jun 21, 2024
#13	-4.46% Nov 19, 1999 - Dec 1, 1999	-7.45% Jun 24, 2024 - Jul 30, 2024
#14	-4.24% Nov 15, 2004 - Dec 23, 2004	-4.39% Aug 24, 2021 - Aug 31, 2021
#15	-3.70% Jan 26, 2006 - Feb 16, 2006	-3.60% Aug 2, 2021 - Aug 9, 2021

Correlation

Correlation between ZION and RYAN is 0.03 which considered as a very weak or no correlation - the stocks move independently of each other.

0.03

-101

Dividend Comparison (2000 - 2026)

ZION vs RYAN dividend yield comparison.

Year	ZION	RYAN
2026	1.34%	0.78%
2025	3.01%	0.93%
2024	3.06%	1.04%
2023	3.74%	0.00%
2022	3.21%	0.00%
2021	2.28%	0.00%
2020	3.13%	0.00%
2019	2.47%	0.00%
2018	2.55%	0.00%
2017	0.87%	0.00%
2016	0.65%	0.00%
2015	0.81%	0.00%
2014	1.47%	0.00%
2013	0.43%	0.00%
2012	0.19%	0.00%
2011	0.25%	0.00%
2010	0.17%	0.00%
2009	0.78%	0.00%
2008	6.57%	0.00%
2007	3.60%	0.00%
2006	1.78%	0.00%
2005	1.91%	0.00%
2004	1.85%	0.00%
2003	1.66%	0.00%
2002	2.03%	0.00%
2001	1.52%	0.00%
2000	1.43%	0.00%