ZION vs FRHC

Comparison between Zions Bancorporation N.A (ZION, Company) and Freedom Holding Corp (FRHC, Company).

Both ZION and FRHC are from the Financial Services sector.

5-Year PerformanceFRHC has outperformed ZION, delivering a return of +24.9% compared to +3.3%

ZION vs FRHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ZION(COMPANY)	FRHC(COMPANY)
Market Cap	$8.77B	$8.68B
Max Drawdown	92.66%	45.93%
Sharpe Ratio	0.78	-0.26
5Y Beta	1.23	1.16
Industry	Banks - Regional	Financial Conglomerates
P/E Ratio	9.14	3896.81
Forward P/E	9.92	12.29
PEG Ratio	0.45	N/A
Dividend Yield	2.93%	N/A
5Y Dividends CAGR	10.40%	N/A
5Y EPS CAGR	4.77%	-37.46%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	13.66%	32.74%
P/S Ratio	2.59	5.79
P/B Ratio	1.27	6.10

Market Cap

Winner

ZION

$8.77B

FRHC

$8.68B

Max Drawdown

ZION

92.66%

Winner

FRHC

45.93%

Sharpe Ratio

Winner

ZION

0.78

FRHC

-0.26

5Y Beta

ZION

1.23

Winner

FRHC

1.16

Industry

ZION

Banks - Regional

FRHC

Financial Conglomerates

P/E Ratio

Winner

ZION

9.14

FRHC

3896.81

Forward P/E

Winner

ZION

9.92

FRHC

12.29

PEG Ratio

ZION

0.45

FRHC

N/A

Dividend Yield

ZION

2.93%

FRHC

N/A

5Y Dividends CAGR

ZION

10.40%

FRHC

N/A

5Y EPS CAGR

Winner

ZION

4.77%

FRHC

-37.46%

Debt to Equity

ZION

0.00%

FRHC

0.00%

Free Cash Flow Yield

ZION

13.66%

Winner

FRHC

32.74%

P/S Ratio

Winner

ZION

2.59

FRHC

5.79

P/B Ratio

Winner

ZION

1.27

FRHC

6.10

ZION vs FRHC - Historical Returns

Returns include dividend reinvestment.

Period	ZION	FRHC
1 month	-2.87%	-13.09%
3 months	-1.93%	+20.29%
6 months	+18.63%	-0.45%
1 year	+25.50%	-17.76%
5 years(CAGR)	+3.28%	+24.91%
10 years(CAGR)	+11.70%	+64.35%
Max(CAGR)	+2.00%	+64.35%

Winner

ZION

-2.87%

FRHC

-13.09%

ZION

-1.93%

Winner

FRHC

+20.29%

Winner

ZION

+18.63%

FRHC

-0.45%

Winner

ZION

+25.50%

FRHC

-17.76%

5Y(CAGR)

ZION

+3.28%

Winner

FRHC

+24.91%

10Y(CAGR)

ZION

+11.70%

Winner

FRHC

+64.35%

Max(CAGR)

ZION

+2.00%

Winner

FRHC

+64.35%

ZION vs FRHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ZION	FRHC
2026	+2.15%	+12.71%
2025	+11.97%	-8.68%
2024	+27.31%	+63.69%
2023	-5.10%	+39.78%
2022	-21.34%	-16.73%
2021	+50.88%	+38.74%
2020	-14.02%	+249.29%
2019	+28.42%	+75.60%
2018	-18.05%	+29.06%
2017	+18.88%	+227.84%
2016	+62.74%	N/A
2015	-2.77%	N/A
2014	-2.44%	N/A
2013	+36.87%	N/A
2012	+27.91%	N/A
2011	-35.19%	N/A
2010	+82.11%	N/A
2009	-48.37%	N/A
2008	-43.74%	N/A
2007	-42.36%	N/A
2006	+9.78%	N/A
2005	+14.41%	N/A
2004	+15.43%	N/A
2003	+53.90%	N/A
2002	-22.46%	N/A
2001	-10.98%	N/A
2000	+14.54%	N/A
1999	+0.22%	N/A

ZION vs FRHC Drawdown Comparison

The maximum drawdown for ZION was -92.20%, occurring on Mar 6, 2009. Recovery took 3754 trading sessions.

The maximum drawdown for FRHC was -45.93%, occurring on Jun 16, 2022. Recovery took 320 trading sessions.

The current ZION drawdown is -7.30%. The current FRHC drawdown is -26.36%.

Rank	ZION	FRHC
#1	-92.20% Feb 20, 2007 - Jan 14, 2022	-45.93% Nov 8, 2021 - Feb 16, 2023
#2	-72.22% Feb 15, 2022 - Feb 6, 2026	-41.08% Aug 6, 2025 - Feb 19, 2026
#3	-46.72% Dec 3, 1999 - Nov 7, 2003	-38.69% Oct 17, 2017 - Nov 15, 2017
#4	-18.06% Feb 6, 2026 - Mar 13, 2026	-35.24% Aug 30, 2023 - Oct 17, 2024
#5	-13.65% Nov 12, 2003 - Jul 19, 2004	-29.13% Feb 13, 2025 - May 13, 2025
#6	-12.60% Jan 14, 2022 - Feb 4, 2022	-27.84% Feb 19, 2020 - May 26, 2020
#7	-11.00% Mar 17, 2006 - Jan 10, 2007	-25.25% Feb 7, 2018 - Sep 27, 2018
#8	-9.45% Jun 17, 2005 - Nov 10, 2005	-25.20% Feb 16, 2021 - Jun 15, 2021
#9	-8.34% Jul 20, 2004 - Oct 20, 2004	-24.46% May 20, 2025 - Jul 31, 2025
#10	-8.22% Dec 23, 2004 - Feb 4, 2005	-22.51% Dec 3, 2018 - Jan 18, 2019
#11	-5.34% Feb 4, 2005 - Mar 7, 2005	-16.57% Jun 13, 2023 - Aug 18, 2023
#12	-5.28% Mar 14, 2005 - May 2, 2005	-16.49% Jan 18, 2019 - May 9, 2019
#13	-4.46% Nov 19, 1999 - Dec 1, 1999	-15.73% Jan 12, 2018 - Jan 26, 2018
#14	-4.24% Nov 15, 2004 - Dec 23, 2004	-13.44% Feb 16, 2023 - May 5, 2023
#15	-3.70% Jan 26, 2006 - Feb 16, 2006	-13.28% Nov 30, 2017 - Dec 28, 2017