YRD vs TSQ

Comparison between Yiren Digital Ltd (YRD, Company) and Townsquare Media Inc - Class A (TSQ, Company).

YRD is from the Financial Services sector, while TSQ is from the Communication Services sector.

5-Year PerformanceTSQ has outperformed YRD, delivering a return of -6.6% compared to -20.9%

YRD vs TSQ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YRD(COMPANY)	TSQ(COMPANY)
Market Cap	$109M	$109M
Max Drawdown	98.65%	73.35%
Sharpe Ratio	-1.26	0.12
5Y Beta	0.91	0.95
Industry	Credit Services	Advertising Agencies
P/E Ratio	14.00	-28.69
Forward P/E	7.10	13.62
PEG Ratio	1.24	0.96
Dividend Yield	27.20%	12.20%
5Y EPS CAGR	N/A	-38.21%
Debt to Equity	0.10%	-1197.85%
Free Cash Flow Yield	88.77%	18.87%
P/S Ratio	0.14	0.26
P/B Ratio	0.08	28.88

Market Cap

Winner

YRD

$109M

TSQ

$109M

Max Drawdown

YRD

98.65%

Winner

TSQ

73.35%

Sharpe Ratio

YRD

-1.26

Winner

TSQ

0.12

5Y Beta

Winner

YRD

0.91

TSQ

0.95

Industry

YRD

Credit Services

TSQ

Advertising Agencies

P/E Ratio

YRD

14.00

Winner

TSQ

-28.69

Forward P/E

Winner

YRD

7.10

TSQ

13.62

PEG Ratio

YRD

1.24

Winner

TSQ

0.96

Dividend Yield

Winner

YRD

27.20%

TSQ

12.20%

5Y EPS CAGR

YRD

N/A

TSQ

-38.21%

Debt to Equity

YRD

0.10%

Winner

TSQ

-1197.85%

Free Cash Flow Yield

Winner

YRD

88.77%

TSQ

18.87%

P/S Ratio

Winner

YRD

0.14

TSQ

0.26

P/B Ratio

Winner

YRD

0.08

TSQ

28.88

YRD vs TSQ - Historical Returns

Returns include dividend reinvestment.

Period	YRD	TSQ
1 month	+11.01%	+1.27%
3 months	-41.83%	-3.33%
6 months	-68.57%	+13.02%
1 year	-80.18%	-5.65%
5 years(CAGR)	-20.92%	-6.64%
10 years(CAGR)	-23.88%	+0.61%
Max(CAGR)	-16.19%	-0.56%

Winner

YRD

+11.01%

TSQ

+1.27%

YRD

-41.83%

Winner

TSQ

-3.33%

YRD

-68.57%

Winner

TSQ

+13.02%

YRD

-80.18%

Winner

TSQ

-5.65%

5Y(CAGR)

YRD

-20.92%

Winner

TSQ

-6.64%

10Y(CAGR)

YRD

-23.88%

Winner

TSQ

+0.61%

Max(CAGR)

YRD

-16.19%

Winner

TSQ

-0.56%

YRD vs TSQ - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	YRD	TSQ
2026	-68.41%	+33.26%
2025	-18.22%	-40.19%
2024	+38.40%	-5.27%
2023	+106.62%	+58.51%
2022	-51.42%	-46.38%
2021	-12.54%	+101.66%
2020	-46.98%	-31.00%
2019	-48.18%	+107.39%
2018	-77.23%	-43.52%
2017	+113.11%	-20.25%
2016	+131.25%	-10.49%
2015	+3.85%	-8.84%
2014	N/A	+28.78%

YRD vs TSQ Drawdown Comparison

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The maximum drawdown for TSQ was -70.74%, occurring on Mar 18, 2020. Recovery took 1560 trading sessions.

The current YRD drawdown is -97.41%. The current TSQ drawdown is -41.86%.

Rank	YRD	TSQ
#1	-98.64% Oct 18, 2017 - Aug 30, 2022	-70.74% Mar 5, 2015 - May 14, 2021
#2	-64.22% Dec 28, 2015 - Mar 28, 2016	-62.39% Nov 9, 2021 - Nov 20, 2025
#3	-46.32% Aug 18, 2016 - Jul 31, 2017	-18.09% Jun 11, 2021 - Nov 8, 2021
#4	-27.69% Apr 4, 2016 - May 27, 2016	-12.33% Dec 24, 2014 - Mar 5, 2015
#5	-21.02% Jun 8, 2016 - Jul 12, 2016	-6.21% Nov 5, 2014 - Dec 17, 2014
#6	-20.10% Jul 31, 2017 - Aug 11, 2017	-4.30% May 18, 2021 - May 27, 2021
#7	-17.03% Aug 1, 2016 - Aug 10, 2016	-3.60% Aug 20, 2014 - Sep 9, 2014
#8	-9.94% Jun 2, 2016 - Jun 8, 2016	-3.22% Sep 11, 2014 - Sep 18, 2014
#9	-9.37% Aug 14, 2017 - Sep 1, 2017	-3.01% Sep 24, 2014 - Oct 3, 2014
#10	-8.75% Aug 10, 2016 - Aug 15, 2016	-3.00% Oct 21, 2014 - Nov 5, 2014
#11	-7.37% Sep 19, 2017 - Oct 3, 2017	-2.37% Jun 2, 2021 - Jun 8, 2021
#12	-7.27% Jul 15, 2016 - Jul 20, 2016	-2.16% Oct 3, 2014 - Oct 20, 2014
#13	-5.25% Aug 15, 2016 - Aug 17, 2016	-1.89% Sep 18, 2014 - Sep 23, 2014
#14	-4.99% Sep 1, 2017 - Sep 7, 2017	-1.66% Sep 9, 2014 - Sep 11, 2014
#15	-4.35% Jul 13, 2016 - Jul 15, 2016	-1.57% Jun 8, 2021 - Jun 11, 2021