YRD vs HERE

Comparison between Yiren Digital Ltd (YRD, Company) and Here Group Ltd (HERE, Company).

YRD is from the Financial Services sector, while HERE is from the Consumer Cyclical sector.

YRD vs HERE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YRD(COMPANY)	HERE(COMPANY)
Market Cap	$103M	$103M
Max Drawdown	98.65%	92.47%
Sharpe Ratio	-2.37	-1.15
5Y Beta	0.92	1.19
Industry	Credit Services	Leisure
P/E Ratio	13.22	2.22
Forward P/E	7.10	32.05
PEG Ratio	1.24	N/A
Dividend Yield	27.20%	N/A
Debt to Equity	0.10%	4.54%
Free Cash Flow Yield	94.04%	0.00%
P/S Ratio	0.02	0.10
P/B Ratio	0.08	0.82

Market Cap

Winner

YRD

$103M

HERE

$103M

Max Drawdown

YRD

98.65%

Winner

HERE

92.47%

Sharpe Ratio

YRD

-2.37

Winner

HERE

-1.15

5Y Beta

Winner

YRD

0.92

HERE

1.19

Industry

YRD

Credit Services

HERE

Leisure

P/E Ratio

YRD

13.22

Winner

HERE

2.22

Forward P/E

Winner

YRD

7.10

HERE

32.05

PEG Ratio

YRD

1.24

HERE

N/A

Dividend Yield

YRD

27.20%

HERE

N/A

Debt to Equity

Winner

YRD

0.10%

HERE

4.54%

Free Cash Flow Yield

Winner

YRD

94.04%

HERE

0.00%

P/S Ratio

Winner

YRD

0.02

HERE

0.10

P/B Ratio

Winner

YRD

0.08

HERE

0.82

YRD vs HERE - Historical Returns

Returns include dividend reinvestment.

Period	YRD	HERE
1 month	-39.90%	-30.19%
3 months	-66.48%	-40.56%
6 months	-72.89%	-56.39%
1 year	-81.74%	-80.71%
5 years(CAGR)	-22.84%	N/A
10 years(CAGR)	-20.35%	N/A
Max(CAGR)	-16.49%	-38.10%

YRD

-39.90%

Winner

HERE

-30.19%

YRD

-66.48%

Winner

HERE

-40.56%

YRD

-72.89%

Winner

HERE

-56.39%

YRD

-81.74%

Winner

HERE

-80.71%

5Y(CAGR)

YRD

-22.84%

HERE

N/A

10Y(CAGR)

YRD

-20.35%

HERE

N/A

Max(CAGR)

Winner

YRD

-16.49%

HERE

-38.10%

YRD vs HERE - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	YRD	HERE
2026	-68.93%	-56.56%
2025	-18.22%	+141.04%
2024	+38.40%	+53.51%
2023	+106.62%	-87.54%
2022	-51.42%	N/A
2021	-12.54%	N/A
2020	-46.98%	N/A
2019	-48.18%	N/A
2018	-77.23%	N/A
2017	+113.11%	N/A
2016	+131.25%	N/A
2015	+3.85%	N/A

YRD vs HERE Drawdown Comparison

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The maximum drawdown for HERE was -92.47%, occurring on Jan 3, 2024. This drawdown has not yet recovered.

The current YRD drawdown is -97.45%. The current HERE drawdown is -86.96%.

Rank	YRD	HERE
#1	-98.64% Oct 18, 2017 - Aug 30, 2022	-92.47% May 24, 2023 - Jan 3, 2024
#2	-64.22% Dec 28, 2015 - Mar 28, 2016	-46.83% Feb 14, 2023 - May 24, 2023
#3	-46.32% Aug 18, 2016 - Jul 31, 2017	-4.05% Jan 27, 2023 - Feb 9, 2023
#4	-27.69% Apr 4, 2016 - May 27, 2016	-2.36% Feb 9, 2023 - Feb 14, 2023
#5	-21.02% Jun 8, 2016 - Jul 12, 2016	N/A
#6	-20.10% Jul 31, 2017 - Aug 11, 2017	N/A
#7	-17.03% Aug 1, 2016 - Aug 10, 2016	N/A
#8	-9.94% Jun 2, 2016 - Jun 8, 2016	N/A
#9	-9.37% Aug 14, 2017 - Sep 1, 2017	N/A
#10	-8.75% Aug 10, 2016 - Aug 15, 2016	N/A
#11	-7.37% Sep 19, 2017 - Oct 3, 2017	N/A
#12	-7.27% Jul 15, 2016 - Jul 20, 2016	N/A
#13	-5.25% Aug 15, 2016 - Aug 17, 2016	N/A
#14	-4.99% Sep 1, 2017 - Sep 7, 2017	N/A
#15	-4.35% Jul 13, 2016 - Jul 15, 2016	N/A