YRD vs FGMCU

Comparison between Yiren Digital Ltd (YRD, Company) and FG Merger II Corp - Units (1 Ord & 1/2 War) (FGMCU, Company).

Both YRD and FGMCU are from the Financial Services sector.

YRD vs FGMCU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YRD(COMPANY)	FGMCU(COMPANY)
Market Cap	$100M	$101M
Max Drawdown	98.65%	47.72%
Sharpe Ratio	-2.11	0.43
5Y Beta	0.92	-0.42
Industry	Credit Services	Shell Companies
P/E Ratio	12.88	76.77
Forward P/E	7.10	N/A
Dividend Yield	27.20%	N/A
Debt to Equity	0.10%	0.00%
Free Cash Flow Yield	96.49%	-0.36%

Market Cap

YRD

$100M

Winner

FGMCU

$101M

Max Drawdown

YRD

98.65%

Winner

FGMCU

47.72%

Sharpe Ratio

YRD

-2.11

Winner

FGMCU

0.43

5Y Beta

YRD

0.92

Winner

FGMCU

-0.42

Industry

YRD

Credit Services

FGMCU

Shell Companies

P/E Ratio

Winner

YRD

12.88

FGMCU

76.77

Forward P/E

YRD

7.10

FGMCU

N/A

Dividend Yield

YRD

27.20%

FGMCU

N/A

Debt to Equity

YRD

0.10%

Winner

FGMCU

0.00%

Free Cash Flow Yield

Winner

YRD

96.49%

FGMCU

-0.36%

YRD vs FGMCU - Historical Returns

Returns include dividend reinvestment.

Period	YRD	FGMCU
1 month	-42.21%	+2.86%
3 months	-68.75%	+7.58%
6 months	-73.68%	+10.58%
1 year	-80.42%	+14.20%
5 years(CAGR)	-25.34%	N/A
10 years(CAGR)	-20.98%	N/A
Max(CAGR)	-16.73%	+12.02%

YRD

-42.21%

Winner

FGMCU

+2.86%

YRD

-68.75%

Winner

FGMCU

+7.58%

YRD

-73.68%

Winner

FGMCU

+10.58%

YRD

-80.42%

Winner

FGMCU

+14.20%

5Y(CAGR)

YRD

-25.34%

FGMCU

N/A

10Y(CAGR)

YRD

-20.98%

FGMCU

N/A

Max(CAGR)

YRD

-16.73%

Winner

FGMCU

+12.02%

YRD vs FGMCU - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	YRD	FGMCU
2026	-69.97%	+10.58%
2025	-18.22%	+5.80%
2024	+38.40%	N/A
2023	+106.62%	N/A
2022	-51.42%	N/A
2021	-12.54%	N/A
2020	-46.98%	N/A
2019	-48.18%	N/A
2018	-77.23%	N/A
2017	+113.11%	N/A
2016	+131.25%	N/A
2015	+3.85%	N/A

YRD vs FGMCU Drawdown Comparison

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The maximum drawdown for FGMCU was -47.72%, occurring on Jun 15, 2026. This drawdown has not yet recovered.

The current YRD drawdown is -97.54%. The current FGMCU drawdown is -38.34%.

Rank	YRD	FGMCU
#1	-98.64% Oct 18, 2017 - Aug 30, 2022	-47.72% Jun 8, 2026 - Jun 15, 2026
#2	-64.22% Dec 28, 2015 - Mar 28, 2016	-5.06% Oct 10, 2025 - May 11, 2026
#3	-46.32% Aug 18, 2016 - Jul 31, 2017	-1.52% Jan 30, 2025 - May 12, 2025
#4	-27.69% Apr 4, 2016 - May 27, 2016	-1.51% Oct 2, 2025 - Oct 8, 2025
#5	-21.02% Jun 8, 2016 - Jul 12, 2016	-1.16% May 18, 2026 - Jun 4, 2026
#6	-20.10% Jul 31, 2017 - Aug 11, 2017	-0.98% Jul 31, 2025 - Aug 11, 2025
#7	-17.03% Aug 1, 2016 - Aug 10, 2016	-0.89% Aug 11, 2025 - Aug 25, 2025
#8	-9.94% Jun 2, 2016 - Jun 8, 2016	-0.84% Jul 1, 2025 - Jul 31, 2025
#9	-9.37% Aug 14, 2017 - Sep 1, 2017	-0.68% Aug 25, 2025 - Sep 25, 2025
#10	-8.75% Aug 10, 2016 - Aug 15, 2016	-0.44% Jun 20, 2025 - Jun 30, 2025
#11	-7.37% Sep 19, 2017 - Oct 3, 2017	-0.40% May 19, 2025 - May 23, 2025
#12	-7.27% Jul 15, 2016 - Jul 20, 2016	-0.40% May 23, 2025 - Jun 5, 2025
#13	-5.25% Aug 15, 2016 - Aug 17, 2016	-0.30% Jun 17, 2025 - Jun 20, 2025
#14	-4.99% Sep 1, 2017 - Sep 7, 2017	-0.20% Jun 5, 2025 - Jun 10, 2025
#15	-4.35% Jul 13, 2016 - Jul 15, 2016	-0.10% Jun 10, 2025 - Jun 16, 2025

Correlation

Correlation between YRD and FGMCU is -0.90 which considered as a very strong negative correlation - the stocks move almost identically in opposite directions.

-0.90

-101