YRD vs AISP

Comparison between Yiren Digital Ltd (YRD, Company) and Airship AI Holdings Inc - Class A (AISP, Company).

YRD is from the Financial Services sector, while AISP is from the Technology sector.

5-Year PerformanceAISP has outperformed YRD, delivering a return of -21.4% compared to -25.3%

YRD vs AISP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YRD(COMPANY)	AISP(COMPANY)
Market Cap	$100M	$100M
Max Drawdown	98.65%	87.56%
Sharpe Ratio	-2.11	-0.26
5Y Beta	0.92	1.90
Industry	Credit Services	Software - Infrastructure
P/E Ratio	12.88	28.20
Forward P/E	7.10	238.10
Dividend Yield	27.20%	N/A
Debt to Equity	0.10%	0.00%
Free Cash Flow Yield	96.49%	-3.70%

Market Cap

Winner

YRD

$100M

AISP

$100M

Max Drawdown

YRD

98.65%

Winner

AISP

87.56%

Sharpe Ratio

YRD

-2.11

Winner

AISP

-0.26

5Y Beta

Winner

YRD

0.92

AISP

1.90

Industry

YRD

Credit Services

AISP

Software - Infrastructure

P/E Ratio

Winner

YRD

12.88

AISP

28.20

Forward P/E

Winner

YRD

7.10

AISP

238.10

Dividend Yield

YRD

27.20%

AISP

N/A

Debt to Equity

YRD

0.10%

Winner

AISP

0.00%

Free Cash Flow Yield

Winner

YRD

96.49%

AISP

-3.70%

YRD vs AISP - Historical Returns

Returns include dividend reinvestment.

Period	YRD	AISP
1 month	-42.21%	+21.34%
3 months	-68.75%	+20.83%
6 months	-73.68%	+1.75%
1 year	-80.42%	-38.03%
5 years(CAGR)	-25.34%	-21.42%
10 years(CAGR)	-20.98%	N/A
Max(CAGR)	-16.73%	-21.22%

YRD

-42.21%

Winner

AISP

+21.34%

YRD

-68.75%

Winner

AISP

+20.83%

YRD

-73.68%

Winner

AISP

+1.75%

YRD

-80.42%

Winner

AISP

-38.03%

5Y(CAGR)

YRD

-25.34%

Winner

AISP

-21.42%

10Y(CAGR)

YRD

-20.98%

AISP

N/A

Max(CAGR)

Winner

YRD

-16.73%

AISP

-21.22%

YRD vs AISP - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	YRD	AISP
2026	-69.97%	-6.75%
2025	-18.22%	-51.59%
2024	+38.40%	+291.25%
2023	+106.62%	-83.13%
2022	-51.42%	+3.60%
2021	-12.54%	-0.10%
2020	-46.98%	N/A
2019	-48.18%	N/A
2018	-77.23%	N/A
2017	+113.11%	N/A
2016	+131.25%	N/A
2015	+3.85%	N/A

YRD vs AISP Drawdown Comparison

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The maximum drawdown for AISP was -87.56%, occurring on Feb 8, 2024. Recovery took 196 trading sessions.

The current YRD drawdown is -97.54%. The current AISP drawdown is -78.47%.

Rank	YRD	AISP
#1	-98.64% Oct 18, 2017 - Aug 30, 2022	-87.56% Jun 6, 2023 - Mar 18, 2024
#2	-64.22% Dec 28, 2015 - Mar 28, 2016	-85.89% Mar 18, 2024 - Oct 31, 2024
#3	-46.32% Aug 18, 2016 - Jul 31, 2017	-4.81% May 22, 2023 - Jun 6, 2023
#4	-27.69% Apr 4, 2016 - May 27, 2016	-4.48% Mar 29, 2023 - May 12, 2023
#5	-21.02% Jun 8, 2016 - Jul 12, 2016	-3.77% May 11, 2021 - Nov 14, 2022
#6	-20.10% Jul 31, 2017 - Aug 11, 2017	-2.15% Feb 27, 2023 - Mar 22, 2023
#7	-17.03% Aug 1, 2016 - Aug 10, 2016	-0.76% May 12, 2023 - May 18, 2023
#8	-9.94% Jun 2, 2016 - Jun 8, 2016	-0.24% Feb 14, 2023 - Feb 27, 2023
#9	-9.37% Aug 14, 2017 - Sep 1, 2017	-0.19% Jan 10, 2023 - Jan 30, 2023
#10	-8.75% Aug 10, 2016 - Aug 15, 2016	-0.15% Dec 13, 2022 - Dec 29, 2022
#11	-7.37% Sep 19, 2017 - Oct 3, 2017	-0.10% Nov 21, 2022 - Nov 29, 2022
#12	-7.27% Jul 15, 2016 - Jul 20, 2016	-0.10% Feb 3, 2023 - Feb 7, 2023
#13	-5.25% Aug 15, 2016 - Aug 17, 2016	-0.10% Feb 8, 2023 - Feb 14, 2023
#14	-4.99% Sep 1, 2017 - Sep 7, 2017	-0.05% Jan 30, 2023 - Feb 2, 2023
#15	-4.35% Jul 13, 2016 - Jul 15, 2016	N/A

Correlation

Correlation between YRD and AISP is -0.56 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.56

-101