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YOU vs SIGI

Comparison between Clear Secure Inc Class A (YOU, Company) and Selective Insurance Group Inc (SIGI, Company).

YOU is from the Technology sector, while SIGI is from the Financial Services sector.

5-Year PerformanceYOU has outperformed SIGI, delivering a return of +8.4% compared to +5.8%

YOU vs SIGI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
YOU
$5.61B
Winner
SIGI
$5.62B
Max Drawdown
YOU
73.41%
Winner
SIGI
64.96%
Sharpe Ratio
Winner
YOU
1.29
SIGI
0.43
5Y Beta
YOU
0.85
Winner
SIGI
0.35
Industry
YOU
Software - Application
SIGI
Insurance - Property & Casualty
P/E Ratio
YOU
44.41
Winner
SIGI
13.87
Forward P/E
YOU
N/A
SIGI
11.57
PEG Ratio
YOU
N/A
SIGI
0.19
Dividend Yield
YOU
0.98%
Winner
SIGI
1.68%
5Y Dividends CAGR
YOU
N/A
SIGI
11.12%
5Y EPS CAGR
Winner
YOU
19.15%
SIGI
14.90%
Debt to Equity
YOU
0.00%
SIGI
0.00%
Free Cash Flow Yield
YOU
7.80%
Winner
SIGI
20.18%
P/S Ratio
YOU
7.93
Winner
SIGI
1.04
P/B Ratio
YOU
29.24
Winner
SIGI
1.70

YOU vs SIGI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
YOU
+10.36%
SIGI
+4.13%
3M
YOU
+5.96%
Winner
SIGI
+17.11%
6M
Winner
YOU
+62.14%
SIGI
+18.96%
1Y
Winner
YOU
+82.91%
SIGI
+11.13%
5Y(CAGR)
Winner
YOU
+8.37%
SIGI
+5.80%
10Y(CAGR)
YOU
N/A
SIGI
+11.08%
Max(CAGR)
YOU
+9.50%
Winner
SIGI
+11.42%

YOU vs SIGI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearYOUSIGI
2026+64.69%+16.63%
2025+33.31%-7.43%
2024+34.72%-5.18%
2023-22.67%+12.31%
2022-13.21%+11.74%
2021-21.57%+27.72%
2020N/A+4.06%
2019N/A+11.13%
2018N/A+7.40%
2017N/A+37.05%
2016N/A+35.02%
2015N/A+27.74%
2014N/A+5.02%
2013N/A+39.24%
2012N/A+8.98%
2011N/A-1.96%
2010N/A+11.59%
2009N/A-24.96%
2008N/A+3.26%
2007N/A-17.98%
2006N/A+4.91%
2005N/A+23.22%
2004N/A+39.66%
2003N/A+26.02%
2002N/A+12.16%
2001N/A-3.92%
2000N/A+49.73%
1999N/A-7.24%

YOU vs SIGI Drawdown Comparison

The maximum drawdown for YOU was -72.92%, occurring on Oct 30, 2023. Recovery took 1183 trading sessions.

The maximum drawdown for SIGI was -63.07%, occurring on Mar 9, 2009. Recovery took 1604 trading sessions.

The current YOU drawdown is -9.89%. The current SIGI drawdown is -7.99%.

RankYOUSIGI
#1-72.92%
Aug 2, 2021 - Apr 20, 2026
-63.07%
Dec 27, 2006 - May 14, 2013
#2-19.19%
May 26, 2026 - Jun 12, 2026
-48.40%
Aug 22, 2019 - Jun 24, 2021
#3-18.33%
Jul 2, 2021 - Jul 30, 2021
-34.86%
May 3, 2002 - Sep 11, 2003
#4-8.86%
May 6, 2026 - May 20, 2026
-30.47%
Mar 28, 2024 - Nov 3, 2025
#5-8.67%
Apr 21, 2026 - May 5, 2026
-29.17%
Jun 21, 2001 - Apr 12, 2002
#6-3.14%
May 20, 2026 - May 26, 2026
-21.89%
Nov 29, 2013 - Feb 5, 2015
#7N/A-20.67%
Nov 2, 1999 - Apr 19, 2000
#8N/A-20.53%
May 16, 2000 - Nov 13, 2000
#9N/A-20.28%
Oct 28, 2015 - Apr 1, 2016
#10N/A-19.32%
Jan 16, 2001 - May 3, 2001
#11N/A-17.42%
Apr 1, 2022 - Oct 19, 2022
#12N/A-15.36%
Jul 2, 2004 - Oct 27, 2004
#13N/A-14.92%
Oct 30, 2018 - Feb 20, 2019
#14N/A-13.95%
Sep 7, 2016 - Nov 22, 2016
#15N/A-13.29%
Mar 4, 2004 - Jun 23, 2004

Correlation

Correlation between YOU and SIGI is -0.29 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.29
-101

Dividend Comparison (1999 - 2026)

YOU vs SIGI dividend yield comparison.

YearYOUSIGI
20260.89%0.89%
20252.19%1.88%
20242.76%1.53%
20234.41%1.26%
20220.91%1.29%
20210.00%1.26%
20200.00%1.40%
20190.00%1.27%
20180.00%1.21%
20170.00%1.12%
20160.00%1.42%
20150.00%1.70%
20140.00%1.95%
20130.00%1.92%
20120.00%2.70%
20110.00%2.93%
20100.00%2.87%
20090.00%3.16%
20080.00%2.27%
20070.00%2.13%
20060.00%1.54%
20050.00%1.49%
20040.00%1.58%
20030.00%1.92%
20020.00%2.38%
20010.00%2.76%
20000.00%2.47%
19990.00%0.87%

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