YORW vs GBFH

Comparison between York Water Company (YORW, Company) and GBank Financial Holdings Inc (GBFH, Company).

YORW is from the Utilities sector, while GBFH is from the Financial Services sector.

5-Year PerformanceGBFH has outperformed YORW, delivering a return of +22.5% compared to -6.8%

YORW vs GBFH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YORW(COMPANY)	GBFH(COMPANY)
Market Cap	$427M	$428M
Max Drawdown	50.83%	43.61%
Sharpe Ratio	-0.35	-0.29
5Y Beta	0.02	0.67
Industry	Utilities - Regulated Water	Banks - Regional
P/E Ratio	20.08	23.85
Forward P/E	25.45	13.93
PEG Ratio	2.61	N/A
Dividend Yield	3.00%	N/A
5Y Dividends CAGR	4.00%	N/A
5Y EPS CAGR	3.32%	N/A
Debt to Equity	93.85%	0.00%
Free Cash Flow Yield	6.84%	1.23%

Market Cap

YORW

$427M

Winner

GBFH

$428M

Max Drawdown

YORW

50.83%

Winner

GBFH

43.61%

Sharpe Ratio

YORW

-0.35

Winner

GBFH

-0.29

5Y Beta

Winner

YORW

0.02

GBFH

0.67

Industry

YORW

Utilities - Regulated Water

GBFH

Banks - Regional

P/E Ratio

Winner

YORW

20.08

GBFH

23.85

Forward P/E

YORW

25.45

Winner

GBFH

13.93

PEG Ratio

YORW

2.61

GBFH

N/A

Dividend Yield

YORW

3.00%

GBFH

N/A

5Y Dividends CAGR

YORW

4.00%

GBFH

N/A

5Y EPS CAGR

YORW

3.32%

GBFH

N/A

Debt to Equity

YORW

93.85%

Winner

GBFH

0.00%

Free Cash Flow Yield

Winner

YORW

6.84%

GBFH

1.23%

YORW vs GBFH - Historical Returns

Returns include dividend reinvestment.

Period	YORW	GBFH
1 month	-1.24%	-0.72%
3 months	-2.83%	+12.40%
6 months	-8.93%	-16.06%
1 year	-7.49%	-19.04%
5 years(CAGR)	-6.80%	+22.53%
10 years(CAGR)	+2.08%	N/A
Max(CAGR)	+9.24%	+24.50%

YORW

-1.24%

Winner

GBFH

-0.72%

YORW

-2.83%

Winner

GBFH

+12.40%

Winner

YORW

-8.93%

GBFH

-16.06%

Winner

YORW

-7.49%

GBFH

-19.04%

5Y(CAGR)

YORW

-6.80%

Winner

GBFH

+22.53%

10Y(CAGR)

YORW

+2.08%

GBFH

N/A

Max(CAGR)

YORW

+9.24%

Winner

GBFH

+24.50%

YORW vs GBFH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	YORW	GBFH
2026	-6.32%	-10.80%
2025	+0.79%	-14.42%
2024	-12.63%	+208.02%
2023	-12.87%	+35.32%
2022	-6.95%	+5.42%
2021	+10.61%	+12.78%
2020	+5.50%	N/A
2019	+48.46%	N/A
2018	-1.75%	N/A
2017	-9.85%	N/A
2016	+57.37%	N/A
2015	+12.97%	N/A
2014	+15.96%	N/A
2013	+19.31%	N/A
2012	+0.88%	N/A
2011	+4.49%	N/A
2010	+20.03%	N/A
2009	+23.12%	N/A
2008	-20.64%	N/A
2007	-10.84%	N/A
2006	+8.38%	N/A
2005	+32.88%	N/A
2004	+11.02%	N/A
2003	+27.79%	N/A
2002	-5.93%	N/A
2001	+62.52%	N/A
2000	+18.88%	N/A
1999	-2.85%	N/A

YORW vs GBFH Drawdown Comparison

The maximum drawdown for YORW was -46.71%, occurring on Mar 9, 2009. Recovery took 1061 trading sessions.

The maximum drawdown for GBFH was -43.61%, occurring on Mar 18, 2026. This drawdown has not yet recovered.

The current YORW drawdown is -38.56%. The current GBFH drawdown is -34.09%.

Rank	YORW	GBFH
#1	-46.71% Sep 27, 2006 - Dec 14, 2010	-43.61% Dec 30, 2024 - Mar 18, 2026
#2	-39.60% Sep 2, 2021 - Jan 22, 2025	-22.56% Mar 1, 2022 - Jan 30, 2023
#3	-34.30% May 21, 2002 - Apr 30, 2003	-17.89% Feb 22, 2021 - May 24, 2021
#4	-27.93% Jan 23, 2020 - Jul 17, 2020	-17.78% Jun 7, 2021 - Feb 23, 2022
#5	-27.72% Jun 15, 2017 - Aug 12, 2019	-13.23% Oct 26, 2023 - Jan 5, 2024
#6	-21.04% May 10, 2006 - Sep 26, 2006	-12.50% Oct 9, 2024 - Oct 24, 2024
#7	-20.30% May 12, 2003 - Jan 26, 2004	-10.94% Feb 1, 2024 - Jul 11, 2024
#8	-20.18% Apr 30, 2015 - Dec 21, 2015	-10.03% Nov 6, 2024 - Nov 21, 2024
#9	-19.70% Jul 21, 2020 - Mar 19, 2021	-7.55% Sep 18, 2024 - Sep 30, 2024
#10	-19.48% Apr 6, 2004 - Apr 18, 2005	-5.85% Jul 3, 2023 - Oct 13, 2023
#11	-19.47% Nov 1, 1999 - Aug 31, 2000	-4.98% Oct 24, 2024 - Nov 6, 2024
#12	-19.44% Apr 19, 2016 - Nov 16, 2016	-4.59% Sep 13, 2024 - Sep 17, 2024
#13	-19.23% Oct 7, 2005 - Nov 30, 2005	-4.57% Aug 1, 2024 - Aug 14, 2024
#14	-18.40% Apr 26, 2017 - Jun 15, 2017	-4.51% Dec 6, 2024 - Dec 27, 2024
#15	-16.51% Jan 2, 2002 - Mar 18, 2002	-4.35% Feb 23, 2022 - Mar 1, 2022