YORW vs CBK

Comparison between York Water Company (YORW, Company) and Commercial Bancgroup Inc (CBK, Company).

YORW is from the Utilities sector, while CBK is from the Financial Services sector.

YORW vs CBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YORW(COMPANY)	CBK(COMPANY)
Market Cap	$449M	$450M
Max Drawdown	50.83%	9.60%
Sharpe Ratio	-0.04	1.79
5Y Beta	0.01	0.33
Industry	Utilities - Regulated Water	Banks - Regional
P/E Ratio	21.12	11.17
Forward P/E	25.45	N/A
PEG Ratio	2.75	N/A
Dividend Yield	2.92%	0.30%
5Y Dividends CAGR	8.62%	N/A
5Y EPS CAGR	3.32%	N/A
Debt to Equity	93.85%	40.29%
Free Cash Flow Yield	6.51%	17.16%
P/S Ratio	6.36	4.94
P/B Ratio	2.05	1.56

Market Cap

YORW

$449M

Winner

CBK

$450M

Max Drawdown

YORW

50.83%

Winner

CBK

9.60%

Sharpe Ratio

YORW

-0.04

Winner

CBK

1.79

5Y Beta

Winner

YORW

0.01

CBK

0.33

Industry

YORW

Utilities - Regulated Water

CBK

Banks - Regional

P/E Ratio

YORW

21.12

Winner

CBK

11.17

Forward P/E

YORW

25.45

CBK

N/A

PEG Ratio

YORW

2.75

CBK

N/A

Dividend Yield

Winner

YORW

2.92%

CBK

0.30%

5Y Dividends CAGR

YORW

8.62%

CBK

N/A

5Y EPS CAGR

YORW

3.32%

CBK

N/A

Debt to Equity

YORW

93.85%

Winner

CBK

40.29%

Free Cash Flow Yield

YORW

6.51%

Winner

CBK

17.16%

P/S Ratio

YORW

6.36

Winner

CBK

4.94

P/B Ratio

YORW

2.05

Winner

CBK

1.56

YORW vs CBK - Historical Returns

Returns include dividend reinvestment.

Period	YORW	CBK
1 month	+3.58%	+3.37%
3 months	+3.68%	+13.12%
6 months	-5.04%	+34.32%
1 year	+2.12%	+37.62%
5 years(CAGR)	-6.11%	N/A
10 years(CAGR)	+1.95%	N/A
Max(CAGR)	+9.45%	+48.69%

Winner

YORW

+3.58%

CBK

+3.37%

YORW

+3.68%

Winner

CBK

+13.12%

YORW

-5.04%

Winner

CBK

+34.32%

YORW

+2.12%

Winner

CBK

+37.62%

5Y(CAGR)

YORW

-6.11%

CBK

N/A

10Y(CAGR)

YORW

+1.95%

CBK

N/A

Max(CAGR)

YORW

+9.45%

Winner

CBK

+48.69%

YORW vs CBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	YORW	CBK
2026	-0.64%	+36.93%
2025	+0.79%	+2.33%
2024	-12.63%	N/A
2023	-12.87%	N/A
2022	-6.95%	N/A
2021	+10.61%	N/A
2020	+5.50%	N/A
2019	+48.46%	N/A
2018	-1.75%	N/A
2017	-9.85%	N/A
2016	+57.37%	N/A
2015	+12.97%	N/A
2014	+15.96%	N/A
2013	+19.31%	N/A
2012	+0.88%	N/A
2011	+4.49%	N/A
2010	+20.03%	N/A
2009	+23.12%	N/A
2008	-20.64%	N/A
2007	-10.84%	N/A
2006	+8.38%	N/A
2005	+32.88%	N/A
2004	+11.02%	N/A
2003	+27.79%	N/A
2002	-5.93%	N/A
2001	+62.52%	N/A
2000	+18.88%	N/A
1999	-2.85%	N/A

YORW vs CBK Drawdown Comparison

The maximum drawdown for YORW was -46.71%, occurring on Mar 9, 2009. Recovery took 1061 trading sessions.

The maximum drawdown for CBK was -9.23%, occurring on Mar 20, 2026. Recovery took 44 trading sessions.

The current YORW drawdown is -34.83%. The current CBK drawdown is -4.23%.

Rank	YORW	CBK
#1	-46.71% Sep 27, 2006 - Dec 14, 2010	-9.23% Feb 3, 2026 - Apr 8, 2026
#2	-39.60% Sep 2, 2021 - Jan 22, 2025	-6.88% Oct 24, 2025 - Dec 17, 2025
#3	-34.30% May 21, 2002 - Apr 30, 2003	-6.85% Apr 20, 2026 - Jun 2, 2026
#4	-27.93% Jan 23, 2020 - Jul 17, 2020	-5.37% Dec 17, 2025 - Jan 15, 2026
#5	-27.72% Jun 15, 2017 - Aug 12, 2019	-4.23% Jul 16, 2026 - Jul 23, 2026
#6	-21.04% May 10, 2006 - Sep 26, 2006	-3.95% Jan 21, 2026 - Jan 29, 2026
#7	-20.30% May 12, 2003 - Jan 26, 2004	-3.32% Jun 2, 2026 - Jun 5, 2026
#8	-20.18% Apr 30, 2015 - Dec 21, 2015	-2.66% Jul 6, 2026 - Jul 16, 2026
#9	-19.70% Jul 21, 2020 - Mar 19, 2021	-2.26% Oct 6, 2025 - Oct 21, 2025
#10	-19.48% Apr 6, 2004 - Apr 18, 2005	-1.79% Jun 26, 2026 - Jul 1, 2026
#11	-19.47% Nov 1, 1999 - Aug 31, 2000	-1.19% Oct 21, 2025 - Oct 24, 2025
#12	-19.44% Apr 19, 2016 - Nov 16, 2016	-0.89% Apr 15, 2026 - Apr 17, 2026
#13	-19.23% Oct 7, 2005 - Nov 30, 2005	-0.67% Jan 16, 2026 - Jan 21, 2026
#14	-18.40% Apr 26, 2017 - Jun 15, 2017	-0.61% Jun 18, 2026 - Jun 23, 2026
#15	-16.51% Jan 2, 2002 - Mar 18, 2002	-0.49% Jun 10, 2026 - Jun 17, 2026

Correlation

Correlation between YORW and CBK is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33

-101

Dividend Comparison (1999 - 2026)

YORW vs CBK dividend yield comparison.

Year	YORW	CBK
2026	1.47%	0.61%
2025	2.78%	0.00%
2024	2.60%	0.00%
2023	2.12%	0.00%
2022	1.75%	0.00%
2021	1.52%	0.00%
2020	1.56%	0.00%
2019	1.52%	0.00%
2018	2.10%	0.00%
2017	1.91%	0.00%
2016	1.64%	0.00%
2015	2.42%	0.00%
2014	2.49%	0.00%
2013	2.67%	0.00%
2012	3.07%	0.00%
2011	2.99%	0.00%
2010	2.98%	0.00%
2009	3.49%	0.00%
2008	4.04%	0.00%
2007	3.06%	0.00%
2006	2.54%	0.00%
2005	2.46%	0.00%
2004	3.05%	0.00%
2003	3.02%	0.00%
2002	3.70%	0.00%
2001	3.45%	0.00%
2000	5.16%	0.00%
1999	1.41%	0.00%