YORW vs AMBC

Comparison between York Water Company (YORW, Company) and AMBAC Financial Group Inc (AMBC, Company).

YORW is from the Utilities sector, while AMBC is from the Financial Services sector.

5-Year PerformanceYORW has outperformed AMBC, delivering a return of -8.6% compared to -9.5%

YORW vs AMBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YORW(COMPANY)	AMBC(COMPANY)
Market Cap	$438M	$438M
Max Drawdown	50.83%	81.17%
Sharpe Ratio	-0.41	-0.29
5Y Beta	0.02	0.76
Industry	Utilities - Regulated Water	Insurance - Specialty
P/E Ratio	20.58	-0.60
Forward P/E	25.45	11.88
PEG Ratio	2.68	N/A
Dividend Yield	2.95%	N/A
5Y Dividends CAGR	4.00%	N/A
5Y EPS CAGR	3.32%	N/A
Debt to Equity	93.85%	0.00%
Free Cash Flow Yield	6.68%	-7.98%
P/S Ratio	6.20	1.76
P/B Ratio	2.02	0.52

Market Cap

YORW

$438M

Winner

AMBC

$438M

Max Drawdown

Winner

YORW

50.83%

AMBC

81.17%

Sharpe Ratio

YORW

-0.41

Winner

AMBC

-0.29

5Y Beta

Winner

YORW

0.02

AMBC

0.76

Industry

YORW

Utilities - Regulated Water

AMBC

Insurance - Specialty

P/E Ratio

YORW

20.58

Winner

AMBC

-0.60

Forward P/E

YORW

25.45

Winner

AMBC

11.88

PEG Ratio

YORW

2.68

AMBC

N/A

Dividend Yield

YORW

2.95%

AMBC

N/A

5Y Dividends CAGR

YORW

4.00%

AMBC

N/A

5Y EPS CAGR

YORW

3.32%

AMBC

N/A

Debt to Equity

YORW

93.85%

Winner

AMBC

0.00%

Free Cash Flow Yield

Winner

YORW

6.68%

AMBC

-7.98%

P/S Ratio

YORW

6.20

Winner

AMBC

1.76

P/B Ratio

YORW

2.02

Winner

AMBC

0.52

YORW vs AMBC - Historical Returns

Returns include dividend reinvestment.

Period	YORW	AMBC
1 month	+1.28%	+8.40%
3 months	-4.28%	+9.85%
6 months	-9.25%	+13.02%
1 year	-5.68%	-26.70%
5 years(CAGR)	-8.61%	-9.48%
10 years(CAGR)	+2.06%	-5.07%
Max(CAGR)	+9.32%	-6.14%

YORW

+1.28%

Winner

AMBC

+8.40%

YORW

-4.28%

Winner

AMBC

+9.85%

YORW

-9.25%

Winner

AMBC

+13.02%

Winner

YORW

-5.68%

AMBC

-26.70%

5Y(CAGR)

Winner

YORW

-8.61%

AMBC

-9.48%

10Y(CAGR)

Winner

YORW

+2.06%

AMBC

-5.07%

Max(CAGR)

Winner

YORW

+9.32%

AMBC

-6.14%

YORW vs AMBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	YORW	AMBC
2026	-4.86%	N/A
2025	+0.79%	-27.24%
2024	-12.63%	-21.43%
2023	-12.87%	-1.67%
2022	-6.95%	+9.00%
2021	+10.61%	+8.30%
2020	+5.50%	-29.32%
2019	+48.46%	+22.98%
2018	-1.75%	+8.36%
2017	-9.85%	-29.10%
2016	+57.37%	+63.40%
2015	+12.97%	-43.23%
2014	+15.96%	+0.62%
2013	+19.31%	+22.80%
2012	+0.88%	N/A
2011	+4.49%	N/A
2010	+20.03%	N/A
2009	+23.12%	N/A
2008	-20.64%	N/A
2007	-10.84%	N/A
2006	+8.38%	N/A
2005	+32.88%	N/A
2004	+11.02%	N/A
2003	+27.79%	N/A
2002	-5.93%	N/A
2001	+62.52%	N/A
2000	+18.88%	N/A
1999	-2.85%	N/A

YORW vs AMBC Drawdown Comparison

The maximum drawdown for YORW was -46.71%, occurring on Mar 9, 2009. Recovery took 1061 trading sessions.

The maximum drawdown for AMBC was -81.17%, occurring on May 14, 2025. This drawdown has not yet recovered.

The current YORW drawdown is -37.60%. The current AMBC drawdown is -73.96%.

Rank	YORW	AMBC
#1	-46.71% Sep 27, 2006 - Dec 14, 2010	-81.17% Mar 5, 2014 - May 14, 2025
#2	-39.60% Sep 2, 2021 - Jan 22, 2025	-42.78% May 20, 2013 - Feb 24, 2014
#3	-34.30% May 21, 2002 - Apr 30, 2003	-6.95% May 8, 2013 - May 17, 2013
#4	-27.93% Jan 23, 2020 - Jul 17, 2020	-4.22% Feb 28, 2014 - Mar 5, 2014
#5	-27.72% Jun 15, 2017 - Aug 12, 2019	N/A
#6	-21.04% May 10, 2006 - Sep 26, 2006	N/A
#7	-20.30% May 12, 2003 - Jan 26, 2004	N/A
#8	-20.18% Apr 30, 2015 - Dec 21, 2015	N/A
#9	-19.70% Jul 21, 2020 - Mar 19, 2021	N/A
#10	-19.48% Apr 6, 2004 - Apr 18, 2005	N/A
#11	-19.47% Nov 1, 1999 - Aug 31, 2000	N/A
#12	-19.44% Apr 19, 2016 - Nov 16, 2016	N/A
#13	-19.23% Oct 7, 2005 - Nov 30, 2005	N/A
#14	-18.40% Apr 26, 2017 - Jun 15, 2017	N/A
#15	-16.51% Jan 2, 2002 - Mar 18, 2002	N/A

Correlation

Correlation between YORW and AMBC is -0.58 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.58

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