YMAB vs CZNC

Comparison between Y-Mabs Therapeutics Inc (YMAB, Company) and Citizens & Northern Corp (CZNC, Company).

YMAB is from the Healthcare sector, while CZNC is from the Financial Services sector.

5-Year PerformanceCZNC has outperformed YMAB, delivering a return of +2.8% compared to -26.5%

YMAB vs CZNC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YMAB(COMPANY)	CZNC(COMPANY)
Market Cap	$390M	$389M
Max Drawdown	94.78%	77.47%
Sharpe Ratio	0.04	0.78
5Y Beta	N/A	0.60
Industry	Biotechnology	Banks - Regional
P/E Ratio	-17.34	20.37
Forward P/E	N/A	11.19
PEG Ratio	N/A	1.21
Dividend Yield	N/A	5.25%
5Y Dividends CAGR	N/A	0.54%
5Y EPS CAGR	N/A	-7.02%
Debt to Equity	3.66%	4.05%
Free Cash Flow Yield	-4.59%	9.65%
P/S Ratio	4.57	3.43
P/B Ratio	4.46	1.14

Market Cap

Winner

YMAB

$390M

CZNC

$389M

Max Drawdown

YMAB

94.78%

Winner

CZNC

77.47%

Sharpe Ratio

YMAB

0.04

Winner

CZNC

0.78

5Y Beta

YMAB

N/A

CZNC

0.60

Industry

YMAB

Biotechnology

CZNC

Banks - Regional

P/E Ratio

Winner

YMAB

-17.34

CZNC

20.37

Forward P/E

YMAB

N/A

CZNC

11.19

PEG Ratio

YMAB

N/A

CZNC

1.21

Dividend Yield

YMAB

N/A

CZNC

5.25%

5Y Dividends CAGR

YMAB

N/A

CZNC

0.54%

5Y EPS CAGR

YMAB

N/A

CZNC

-7.02%

Debt to Equity

Winner

YMAB

3.66%

CZNC

4.05%

Free Cash Flow Yield

YMAB

-4.59%

Winner

CZNC

9.65%

P/S Ratio

YMAB

4.57

Winner

CZNC

3.43

P/B Ratio

YMAB

4.46

Winner

CZNC

1.14

YMAB vs CZNC - Historical Returns

Returns include dividend reinvestment.

Period	YMAB	CZNC
1 month	+1.06%	+5.05%
3 months	+74.29%	+3.15%
6 months	+80.88%	+4.40%
1 year	-33.82%	+23.68%
5 years(CAGR)	-26.52%	+2.80%
10 years(CAGR)	N/A	+5.89%
Max(CAGR)	-13.65%	+5.42%

YMAB

+1.06%

Winner

CZNC

+5.05%

Winner

YMAB

+74.29%

CZNC

+3.15%

Winner

YMAB

+80.88%

CZNC

+4.40%

YMAB

-33.82%

Winner

CZNC

+23.68%

5Y(CAGR)

YMAB

-26.52%

Winner

CZNC

+2.80%

10Y(CAGR)

YMAB

N/A

CZNC

+5.89%

Max(CAGR)

YMAB

-13.65%

Winner

CZNC

+5.42%

YMAB vs CZNC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	YMAB	CZNC
2026	N/A	+13.28%
2025	+8.03%	+16.98%
2024	+13.97%	-13.54%
2023	+41.79%	+3.80%
2022	-71.99%	-8.18%
2021	-67.16%	+35.53%
2020	+62.33%	-25.64%
2019	+71.61%	+11.86%
2018	-15.25%	+14.65%
2017	N/A	-4.00%
2016	N/A	+35.90%
2015	N/A	+6.44%
2014	N/A	+6.82%
2013	N/A	+13.78%
2012	N/A	+4.51%
2011	N/A	+25.65%
2010	N/A	+58.99%
2009	N/A	-49.99%
2008	N/A	+17.35%
2007	N/A	-14.91%
2006	N/A	-10.49%
2005	N/A	-0.87%
2004	N/A	+6.18%
2003	N/A	+35.71%
2002	N/A	+27.68%
2001	N/A	+36.99%
2000	N/A	-22.66%
1999	N/A	-6.13%

YMAB vs CZNC Drawdown Comparison

The maximum drawdown for YMAB was -94.78%, occurring on Mar 22, 2023. This drawdown has not yet recovered.

The maximum drawdown for CZNC was -72.51%, occurring on Nov 27, 2009. Recovery took 2815 trading sessions.

The current YMAB drawdown is -84.13%. The current CZNC drawdown is -6.54%.

Rank	YMAB	CZNC
#1	-94.78% Dec 17, 2020 - Mar 22, 2023	-72.51% Jul 22, 2005 - Sep 27, 2016
#2	-59.80% Jan 28, 2020 - May 8, 2020	-44.88% May 14, 2019 - Oct 7, 2021
#3	-46.72% Oct 2, 2018 - Sep 11, 2019	-36.38% Dec 6, 1999 - Apr 8, 2002
#4	-29.07% Jun 25, 2020 - Nov 10, 2020	-34.20% Nov 11, 2021 - Jan 22, 2026
#5	-24.10% Sep 17, 2019 - Oct 28, 2019	-17.45% Jan 20, 2005 - May 27, 2005
#6	-19.20% Nov 10, 2020 - Nov 30, 2020	-16.65% Aug 24, 2018 - Apr 26, 2019
#7	-12.13% Oct 29, 2019 - Nov 26, 2019	-14.80% Nov 29, 2017 - Jun 1, 2018
#8	-11.52% Dec 4, 2019 - Jan 22, 2020	-14.21% Apr 9, 2026 - May 15, 2026
#9	-10.41% Jun 9, 2020 - Jun 16, 2020	-13.65% Dec 27, 2016 - Oct 10, 2017
#10	-9.44% May 8, 2020 - Jun 1, 2020	-11.33% Oct 16, 2017 - Nov 29, 2017
#11	-8.34% Sep 24, 2018 - Oct 2, 2018	-10.30% Feb 13, 2026 - Apr 9, 2026
#12	-4.12% Nov 29, 2019 - Dec 4, 2019	-8.80% Dec 31, 2003 - Dec 16, 2004
#13	-3.85% Dec 1, 2020 - Dec 14, 2020	-7.39% Nov 23, 2016 - Dec 19, 2016
#14	-3.00% Jun 1, 2020 - Jun 5, 2020	-7.31% Nov 1, 1999 - Dec 2, 1999
#15	-2.25% Dec 15, 2020 - Dec 17, 2020	-7.12% Nov 6, 2002 - Apr 2, 2003

Correlation

Correlation between YMAB and CZNC is -0.46 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.46

-101