XZO vs UMH

Comparison between Exzeo Group Inc (XZO, Company) and UMH Properties Inc (UMH, Company).

XZO is from the Financial Services sector, while UMH is from the Real Estate sector.

XZO vs UMH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XZO(COMPANY)	UMH(COMPANY)
Market Cap	$1.38B	$1.39B
Max Drawdown	48.25%	71.09%
Sharpe Ratio	-0.35	0.21
5Y Beta	1.65	0.32
Industry	Insurance - Diversified	Reit - Residential
P/E Ratio	15.67	44.64
Forward P/E	N/A	129.87
Dividend Yield	N/A	5.74%
5Y Dividends CAGR	N/A	8.74%
5Y EPS CAGR	N/A	-20.82%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.11%	6.51%

Market Cap

XZO

$1.38B

Winner

UMH

$1.39B

Max Drawdown

Winner

XZO

48.25%

UMH

71.09%

Sharpe Ratio

XZO

-0.35

Winner

UMH

0.21

5Y Beta

XZO

1.65

Winner

UMH

0.32

Industry

XZO

Insurance - Diversified

UMH

Reit - Residential

P/E Ratio

Winner

XZO

15.67

UMH

44.64

Forward P/E

XZO

N/A

UMH

129.87

Dividend Yield

XZO

N/A

UMH

5.74%

5Y Dividends CAGR

XZO

N/A

UMH

8.74%

5Y EPS CAGR

XZO

N/A

UMH

-20.82%

Debt to Equity

XZO

0.00%

UMH

0.00%

Free Cash Flow Yield

Winner

XZO

7.11%

UMH

6.51%

XZO vs UMH - Historical Returns

Returns include dividend reinvestment.

Period	XZO	UMH
1 month	-9.68%	+7.66%
3 months	+17.12%	+9.85%
6 months	+1.75%	+6.13%
1 year	N/A	+7.00%
5 years(CAGR)	N/A	-2.22%
10 years(CAGR)	N/A	+8.30%
Max(CAGR)	-31.69%	+9.17%

XZO

-9.68%

Winner

UMH

+7.66%

Winner

XZO

+17.12%

UMH

+9.85%

XZO

+1.75%

Winner

UMH

+6.13%

XZO

N/A

UMH

+7.00%

5Y(CAGR)

XZO

N/A

UMH

-2.22%

10Y(CAGR)

XZO

N/A

UMH

+8.30%

Max(CAGR)

XZO

-31.69%

Winner

UMH

+9.17%

XZO vs UMH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	XZO	UMH
2026	-31.15%	+7.39%
2025	+15.42%	-11.11%
2024	N/A	+30.82%
2023	N/A	+0.35%
2022	N/A	-36.85%
2021	N/A	+97.56%
2020	N/A	+1.29%
2019	N/A	+45.37%
2018	N/A	-14.17%
2017	N/A	+4.25%
2016	N/A	+64.52%
2015	N/A	+13.55%
2014	N/A	+11.43%
2013	N/A	-5.90%
2012	N/A	+14.49%
2011	N/A	-6.44%
2010	N/A	+29.20%
2009	N/A	+52.10%
2008	N/A	-44.13%
2007	N/A	-18.34%
2006	N/A	+4.46%
2005	N/A	+6.50%
2004	N/A	-1.20%
2003	N/A	+34.80%
2002	N/A	+19.92%
2001	N/A	+36.30%
2000	N/A	+24.77%
1999	N/A	-5.05%

XZO vs UMH Drawdown Comparison

The maximum drawdown for XZO was -48.25%, occurring on Jun 4, 2026. This drawdown has not yet recovered.

The maximum drawdown for UMH was -62.52%, occurring on Dec 23, 2008. Recovery took 1121 trading sessions.

The current XZO drawdown is -35.38%. The current UMH drawdown is -23.98%.

Rank	XZO	UMH
#1	-48.25% Dec 31, 2025 - Jun 4, 2026	-62.52% Jan 24, 2007 - Jul 6, 2011
#2	-34.36% Nov 5, 2025 - Dec 22, 2025	-46.96% Dec 31, 2021 - Oct 3, 2023
#3	-2.84% Dec 24, 2025 - Dec 29, 2025	-44.65% Jan 23, 2020 - Dec 15, 2020
#4	N/A	-32.23% Jun 2, 2017 - Nov 27, 2019
#5	N/A	-26.39% Dec 1, 2003 - Feb 9, 2005
#6	N/A	-21.44% Oct 4, 2012 - Mar 20, 2015
#7	N/A	-21.41% Jul 6, 2011 - Feb 8, 2012
#8	N/A	-19.38% Jan 11, 2000 - Jun 6, 2000
#9	N/A	-14.64% Jun 25, 2003 - Oct 17, 2003
#10	N/A	-14.30% Mar 30, 2001 - Nov 16, 2001
#11	N/A	-13.81% Apr 30, 2012 - Jul 9, 2012
#12	N/A	-13.24% Dec 17, 2020 - Feb 10, 2021
#13	N/A	-12.16% Sep 8, 2021 - Dec 15, 2021
#14	N/A	-11.51% Dec 18, 2015 - Mar 11, 2016
#15	N/A	-11.30% Apr 8, 2015 - Oct 19, 2015