XZO vs PEBO

Comparison between Exzeo Group Inc (XZO, Company) and Peoples Bancorp Inc (Marietta OH) (PEBO, Company).

Both XZO and PEBO are from the Financial Services sector.

XZO vs PEBO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XZO(COMPANY)	PEBO(COMPANY)
Market Cap	$1.46B	$1.46B
Max Drawdown	48.25%	77.12%
Sharpe Ratio	-0.29	1.76
5Y Beta	1.67	0.69
Industry	Insurance - Diversified	Banks - Regional
P/E Ratio	17.69	13.55
Forward P/E	N/A	9.77
PEG Ratio	N/A	1.45
Dividend Yield	N/A	4.03%
5Y Dividends CAGR	N/A	7.83%
5Y EPS CAGR	N/A	5.23%
Debt to Equity	0.00%	60.24%
Free Cash Flow Yield	0.00%	9.32%
P/S Ratio	6.46	3.44
P/B Ratio	5.13	1.21

Market Cap

Winner

XZO

$1.46B

PEBO

$1.46B

Max Drawdown

Winner

XZO

48.25%

PEBO

77.12%

Sharpe Ratio

XZO

-0.29

Winner

PEBO

1.76

5Y Beta

XZO

1.67

Winner

PEBO

0.69

Industry

XZO

Insurance - Diversified

PEBO

Banks - Regional

P/E Ratio

XZO

17.69

Winner

PEBO

13.55

Forward P/E

XZO

N/A

PEBO

9.77

PEG Ratio

XZO

N/A

PEBO

1.45

Dividend Yield

XZO

N/A

PEBO

4.03%

5Y Dividends CAGR

XZO

N/A

PEBO

7.83%

5Y EPS CAGR

XZO

N/A

PEBO

5.23%

Debt to Equity

Winner

XZO

0.00%

PEBO

60.24%

Free Cash Flow Yield

XZO

0.00%

Winner

PEBO

9.32%

P/S Ratio

XZO

6.46

Winner

PEBO

3.44

P/B Ratio

XZO

5.13

Winner

PEBO

1.21

XZO vs PEBO - Historical Returns

Returns include dividend reinvestment.

Period	XZO	PEBO
1 month	-6.81%	+7.15%
3 months	+10.51%	+21.75%
6 months	-2.22%	+23.52%
1 year	N/A	+49.24%
5 years(CAGR)	N/A	+11.08%
10 years(CAGR)	N/A	+10.81%
Max(CAGR)	-30.77%	+5.76%

XZO

-6.81%

Winner

PEBO

+7.15%

XZO

+10.51%

Winner

PEBO

+21.75%

XZO

-2.22%

Winner

PEBO

+23.52%

XZO

N/A

PEBO

+49.24%

5Y(CAGR)

XZO

N/A

PEBO

+11.08%

10Y(CAGR)

XZO

N/A

PEBO

+10.81%

Max(CAGR)

XZO

-30.77%

Winner

PEBO

+5.76%

XZO vs PEBO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	XZO	PEBO
2026	-30.23%	+39.46%
2025	+15.42%	+1.59%
2024	N/A	+0.06%
2023	N/A	+26.56%
2022	N/A	-7.40%
2021	N/A	+22.25%
2020	N/A	-17.27%
2019	N/A	+18.64%
2018	N/A	-5.75%
2017	N/A	+4.25%
2016	N/A	+82.23%
2015	N/A	-23.90%
2014	N/A	+18.88%
2013	N/A	+4.26%
2012	N/A	+39.88%
2011	N/A	-4.28%
2010	N/A	+63.62%
2009	N/A	-45.11%
2008	N/A	-16.96%
2007	N/A	-13.34%
2006	N/A	+6.55%
2005	N/A	+9.65%
2004	N/A	-5.42%
2003	N/A	+17.62%
2002	N/A	+60.17%
2001	N/A	+13.87%
2000	N/A	-27.50%
1999	N/A	-18.73%

XZO vs PEBO Drawdown Comparison

The maximum drawdown for XZO was -48.25%, occurring on Jun 4, 2026. This drawdown has not yet recovered.

The maximum drawdown for PEBO was -74.31%, occurring on Mar 9, 2009. Recovery took 1831 trading sessions.

The current XZO drawdown is -34.52%. The current PEBO drawdown is -2.84%.

Rank	XZO	PEBO
#1	-48.25% Dec 31, 2025 - Jun 4, 2026	-74.31% Nov 16, 2006 - Feb 28, 2014
#2	-34.36% Nov 5, 2025 - Dec 22, 2025	-50.21% Nov 2, 1999 - Apr 1, 2002
#3	-2.84% Dec 24, 2025 - Dec 29, 2025	-48.97% Jul 9, 2018 - Mar 8, 2021
#4	N/A	-38.16% Jul 3, 2014 - Nov 10, 2016
#5	N/A	-32.06% Aug 19, 2002 - Dec 29, 2003
#6	N/A	-28.58% Mar 12, 2021 - Dec 13, 2023
#7	N/A	-26.30% Jan 20, 2004 - Nov 29, 2004
#8	N/A	-24.53% Nov 25, 2024 - Feb 4, 2026
#9	N/A	-21.14% Nov 29, 2004 - Apr 19, 2006
#10	N/A	-21.04% Dec 27, 2023 - Jul 17, 2024
#11	N/A	-20.66% Jul 5, 2002 - Aug 15, 2002
#12	N/A	-14.66% Jul 25, 2024 - Nov 6, 2024
#13	N/A	-12.18% Apr 26, 2017 - Oct 25, 2017
#14	N/A	-11.98% Apr 19, 2006 - Oct 20, 2006
#15	N/A	-9.69% Apr 24, 2014 - Jun 27, 2014

Correlation

Correlation between XZO and PEBO is -0.56 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.56

-101