XZO vs INSP

Comparison between Exzeo Group Inc (XZO, Company) and Inspire Medical Systems Inc (INSP, Company).

XZO is from the Financial Services sector, while INSP is from the Healthcare sector.

XZO vs INSP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XZO(COMPANY)	INSP(COMPANY)
Market Cap	$1.21B	$1.22B
Max Drawdown	48.25%	87.72%
Sharpe Ratio	-0.88	-1.18
5Y Beta	2.08	0.94
Industry	Insurance - Diversified	Medical Devices
P/E Ratio	14.68	9.21
Forward P/E	N/A	98.04
PEG Ratio	N/A	0.09
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	0.00%	7.94%
P/S Ratio	5.36	1.33
P/B Ratio	4.42	1.54

Market Cap

XZO

$1.21B

Winner

INSP

$1.22B

Max Drawdown

Winner

XZO

48.25%

INSP

87.72%

Sharpe Ratio

Winner

XZO

-0.88

INSP

-1.18

5Y Beta

XZO

2.08

Winner

INSP

0.94

Industry

XZO

Insurance - Diversified

INSP

Medical Devices

P/E Ratio

XZO

14.68

Winner

INSP

9.21

Forward P/E

XZO

N/A

INSP

98.04

PEG Ratio

XZO

N/A

INSP

0.09

Debt to Equity

XZO

0.00%

INSP

0.00%

Free Cash Flow Yield

XZO

0.00%

Winner

INSP

7.94%

P/S Ratio

XZO

5.36

Winner

INSP

1.33

P/B Ratio

XZO

4.42

Winner

INSP

1.54

XZO vs INSP - Historical Returns

Returns include dividend reinvestment.

Period	XZO	INSP
1 month	-1.99%	+2.70%
3 months	-15.30%	-30.13%
6 months	-31.53%	-65.51%
1 year	N/A	-68.29%
5 years(CAGR)	N/A	-26.17%
10 years(CAGR)	N/A	+6.34%
Max(CAGR)	-52.93%	+6.34%

XZO

-1.99%

Winner

INSP

+2.70%

Winner

XZO

-15.30%

INSP

-30.13%

Winner

XZO

-31.53%

INSP

-65.51%

XZO

N/A

INSP

-68.29%

5Y(CAGR)

XZO

N/A

INSP

-26.17%

10Y(CAGR)

XZO

N/A

INSP

+6.34%

Max(CAGR)

XZO

-52.93%

Winner

INSP

+6.34%

XZO vs INSP - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	XZO	INSP
2026	-41.61%	-55.42%
2025	+15.42%	-51.25%
2024	N/A	-1.31%
2023	N/A	-19.59%
2022	N/A	+5.85%
2021	N/A	+26.09%
2020	N/A	+152.50%
2019	N/A	+80.08%
2018	N/A	+69.14%

XZO vs INSP Drawdown Comparison

The maximum drawdown for XZO was -48.25%, occurring on Jun 4, 2026. This drawdown has not yet recovered.

The maximum drawdown for INSP was -87.72%, occurring on May 15, 2026. This drawdown has not yet recovered.

The current XZO drawdown is -45.20%. The current INSP drawdown is -87.39%.

Rank	XZO	INSP
#1	-48.25% Dec 31, 2025 - Jun 4, 2026	-87.72% Jul 14, 2023 - May 15, 2026
#2	-34.36% Nov 5, 2025 - Dec 22, 2025	-53.71% Mar 2, 2020 - Jun 17, 2020
#3	-2.84% Dec 24, 2025 - Dec 29, 2025	-47.34% Nov 8, 2021 - May 8, 2023
#4	N/A	-34.95% Sep 4, 2018 - Feb 8, 2019
#5	N/A	-33.83% Mar 1, 2021 - Sep 17, 2021
#6	N/A	-25.74% Aug 29, 2019 - Nov 26, 2019
#7	N/A	-24.08% Feb 28, 2019 - Jul 1, 2019
#8	N/A	-16.01% May 18, 2018 - Jun 8, 2018
#9	N/A	-15.52% Jan 19, 2021 - Feb 9, 2021
#10	N/A	-13.71% Jun 23, 2020 - Jul 15, 2020
#11	N/A	-13.33% Sep 21, 2021 - Oct 22, 2021
#12	N/A	-10.79% Oct 7, 2020 - Nov 3, 2020
#13	N/A	-9.72% Jun 22, 2018 - Jul 10, 2018
#14	N/A	-9.30% Jan 17, 2020 - Feb 26, 2020
#15	N/A	-9.06% Jul 15, 2019 - Aug 29, 2019