XZO vs ATLC

Comparison between Exzeo Group Inc (XZO, Company) and Atlanticus Holdings Corp (ATLC, Company).

Both XZO and ATLC are from the Financial Services sector.

XZO vs ATLC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XZO(COMPANY)	ATLC(COMPANY)
Market Cap	$1.44B	$1.44B
Max Drawdown	48.25%	98.25%
Sharpe Ratio	-0.45	1.34
5Y Beta	1.83	1.61
Industry	Insurance - Diversified	Credit Services
P/E Ratio	17.45	10.63
Forward P/E	N/A	7.87
PEG Ratio	N/A	0.75
5Y EPS CAGR	N/A	1.79%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	0.00%	55.21%
P/S Ratio	6.37	2.29
P/B Ratio	5.23	2.25

Market Cap

Winner

XZO

$1.44B

ATLC

$1.44B

Max Drawdown

Winner

XZO

48.25%

ATLC

98.25%

Sharpe Ratio

XZO

-0.45

Winner

ATLC

1.34

5Y Beta

XZO

1.83

Winner

ATLC

1.61

Industry

XZO

Insurance - Diversified

ATLC

Credit Services

P/E Ratio

XZO

17.45

Winner

ATLC

10.63

Forward P/E

XZO

N/A

ATLC

7.87

PEG Ratio

XZO

N/A

ATLC

0.75

5Y EPS CAGR

XZO

N/A

ATLC

1.79%

Debt to Equity

XZO

0.00%

ATLC

0.00%

Free Cash Flow Yield

XZO

0.00%

Winner

ATLC

55.21%

P/S Ratio

XZO

6.37

Winner

ATLC

2.29

P/B Ratio

XZO

5.23

Winner

ATLC

2.25

XZO vs ATLC - Historical Returns

Returns include dividend reinvestment.

Period	XZO	ATLC
1 month	+9.48%	-5.66%
3 months	-8.92%	+25.45%
6 months	-29.88%	+67.72%
1 year	N/A	+80.67%
5 years(CAGR)	N/A	+16.50%
10 years(CAGR)	N/A	+41.79%
Max(CAGR)	-38.29%	+5.67%

Winner

XZO

+9.48%

ATLC

-5.66%

XZO

-8.92%

Winner

ATLC

+25.45%

XZO

-29.88%

Winner

ATLC

+67.72%

XZO

N/A

ATLC

+80.67%

5Y(CAGR)

XZO

N/A

ATLC

+16.50%

10Y(CAGR)

XZO

N/A

ATLC

+41.79%

Max(CAGR)

XZO

-38.29%

Winner

ATLC

+5.67%

XZO vs ATLC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	XZO	ATLC
2026	-34.53%	+44.11%
2025	+15.42%	+22.08%
2024	N/A	+48.04%
2023	N/A	+49.19%
2022	N/A	-62.30%
2021	N/A	+215.30%
2020	N/A	+169.47%
2019	N/A	+174.70%
2018	N/A	+48.57%
2017	N/A	-16.08%
2016	N/A	-8.41%
2015	N/A	+23.08%
2014	N/A	-34.40%
2013	N/A	+5.65%
2012	N/A	-11.38%
2011	N/A	-46.38%
2010	N/A	+111.52%
2009	N/A	-30.29%
2008	N/A	-41.97%
2007	N/A	-74.83%
2006	N/A	+1.66%
2005	N/A	+46.24%
2004	N/A	+29.33%
2003	N/A	+185.64%
2002	N/A	-39.31%
2001	N/A	-32.34%
2000	N/A	-52.32%
1999	N/A	+50.98%

XZO vs ATLC Drawdown Comparison

The maximum drawdown for XZO was -48.25%, occurring on Jun 4, 2026. This drawdown has not yet recovered.

The maximum drawdown for ATLC was -97.96%, occurring on Nov 10, 2014. Recovery took 5256 trading sessions.

The current XZO drawdown is -38.56%. The current ATLC drawdown is -13.40%.

Rank	XZO	ATLC
#1	-48.25% Dec 31, 2025 - Jun 4, 2026	-97.96% Oct 5, 2000 - Aug 27, 2021
#2	-34.36% Nov 5, 2025 - Dec 22, 2025	-74.90% Nov 3, 2021 - May 26, 2026
#3	-2.84% Dec 24, 2025 - Dec 29, 2025	-33.91% Feb 8, 2000 - Sep 6, 2000
#4	N/A	-26.29% Dec 31, 1999 - Feb 2, 2000
#5	N/A	-24.60% Aug 31, 2021 - Oct 18, 2021
#6	N/A	-15.36% Jun 26, 2026 - Jul 8, 2026
#7	N/A	-15.19% May 27, 2026 - Jun 11, 2026
#8	N/A	-10.24% Sep 14, 2000 - Sep 26, 2000
#9	N/A	-7.84% Nov 1, 1999 - Nov 15, 1999
#10	N/A	-7.13% Nov 18, 1999 - Dec 3, 1999
#11	N/A	-4.53% Sep 28, 2000 - Oct 3, 2000
#12	N/A	-3.39% Nov 16, 1999 - Nov 18, 1999
#13	N/A	-1.92% Sep 12, 2000 - Sep 14, 2000
#14	N/A	-1.85% Sep 26, 2000 - Sep 28, 2000
#15	N/A	-1.74% Oct 18, 2021 - Oct 20, 2021

Correlation

Correlation between XZO and ATLC is -0.35 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.35

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