XYL vs CFG

Comparison between Xylem Inc (XYL, Company) and Citizens Financial Group Inc (CFG, Company).

XYL is from the Industrials sector, while CFG is from the Financial Services sector.

5-Year PerformanceCFG has outperformed XYL, delivering a return of +9.6% compared to -0.4%

XYL vs CFG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYL(COMPANY)	CFG(COMPANY)
Market Cap	$27B	$27B
Max Drawdown	47.18%	68.00%
Sharpe Ratio	-0.56	1.89
5Y Beta	0.87	1.17
Industry	Specialty Industrial Machinery	Banks - Regional
P/E Ratio	32.85	13.72
Forward P/E	19.84	11.85
PEG Ratio	2.46	0.43
Dividend Yield	1.48%	2.75%
5Y Dividends CAGR	13.79%	7.31%
5Y EPS CAGR	5.41%	3.71%
Debt to Equity	17.66%	47.05%
Free Cash Flow Yield	4.92%	9.90%
P/S Ratio	2.88	3.38
P/B Ratio	2.38	1.11

Market Cap

XYL

$27B

Winner

CFG

$27B

Max Drawdown

Winner

XYL

47.18%

CFG

68.00%

Sharpe Ratio

XYL

-0.56

Winner

CFG

1.89

5Y Beta

Winner

XYL

0.87

CFG

1.17

Industry

XYL

Specialty Industrial Machinery

CFG

Banks - Regional

P/E Ratio

XYL

32.85

Winner

CFG

13.72

Forward P/E

XYL

19.84

Winner

CFG

11.85

PEG Ratio

XYL

2.46

Winner

CFG

0.43

Dividend Yield

XYL

1.48%

Winner

CFG

2.75%

5Y Dividends CAGR

Winner

XYL

13.79%

CFG

7.31%

5Y EPS CAGR

Winner

XYL

5.41%

CFG

3.71%

Debt to Equity

Winner

XYL

17.66%

CFG

47.05%

Free Cash Flow Yield

XYL

4.92%

Winner

CFG

9.90%

P/S Ratio

Winner

XYL

2.88

CFG

3.38

P/B Ratio

XYL

2.38

Winner

CFG

1.11

XYL vs CFG - Historical Returns

Returns include dividend reinvestment.

Period	XYL	CFG
1 month	-5.17%	-0.58%
3 months	-12.53%	+8.23%
6 months	-20.33%	+16.99%
1 year	-12.08%	+64.02%
5 years(CAGR)	-0.42%	+9.56%
10 years(CAGR)	+10.52%	+14.77%
Max(CAGR)	+12.37%	+12.95%

XYL

-5.17%

Winner

CFG

-0.58%

XYL

-12.53%

Winner

CFG

+8.23%

XYL

-20.33%

Winner

CFG

+16.99%

XYL

-12.08%

Winner

CFG

+64.02%

5Y(CAGR)

XYL

-0.42%

Winner

CFG

+9.56%

10Y(CAGR)

XYL

+10.52%

Winner

CFG

+14.77%

Max(CAGR)

XYL

+12.37%

Winner

CFG

+12.95%

XYL vs CFG - Annual Returns (2011 - 2026)

Returns include dividend reinvestment.

Year	XYL	CFG
2026	-19.23%	+9.25%
2025	+18.85%	+39.15%
2024	+3.20%	+36.46%
2023	+4.60%	-11.29%
2022	-4.17%	-16.71%
2021	+21.44%	+37.87%
2020	+29.15%	-7.00%
2019	+19.96%	+38.20%
2018	-0.83%	-28.63%
2017	+39.14%	+19.13%
2016	+39.18%	+40.90%
2015	-2.61%	+7.46%
2014	+12.99%	+8.17%
2013	+27.96%	N/A
2012	+9.55%	N/A
2011	+6.39%	N/A

XYL vs CFG Drawdown Comparison

The maximum drawdown for XYL was -46.69%, occurring on Jun 17, 2022. Recovery took 669 trading sessions.

The maximum drawdown for CFG was -65.60%, occurring on Mar 18, 2020. Recovery took 771 trading sessions.

The current XYL drawdown is -27.39%. The current CFG drawdown is -5.41%.

Rank	XYL	CFG
#1	-46.69% Sep 2, 2021 - May 2, 2024	-65.60% Jan 23, 2018 - Feb 16, 2021
#2	-36.26% Feb 12, 2020 - Oct 8, 2020	-56.14% Jan 14, 2022 - Jul 17, 2025
#3	-30.04% Oct 29, 2025 - May 19, 2026	-35.12% Jun 5, 2015 - Nov 9, 2016
#4	-28.73% May 21, 2024 - Jul 31, 2025	-18.80% May 17, 2021 - Oct 20, 2021
#5	-24.79% Sep 18, 2018 - Apr 12, 2019	-18.32% Feb 6, 2026 - Mar 13, 2026
#6	-22.29% Jun 23, 2014 - Mar 17, 2016	-18.25% Mar 1, 2017 - Nov 29, 2017
#7	-19.05% Mar 15, 2012 - Feb 14, 2013	-12.83% Nov 24, 2021 - Jan 4, 2022
#8	-17.22% Mar 6, 2013 - Oct 25, 2013	-10.39% Oct 6, 2025 - Nov 25, 2025
#9	-16.38% Mar 9, 2018 - Sep 10, 2018	-10.00% Dec 24, 2014 - Feb 13, 2015
#10	-15.43% Nov 1, 2011 - Feb 7, 2012	-8.93% Feb 24, 2021 - Apr 28, 2021
#11	-14.16% Nov 15, 2016 - Jun 26, 2017	-7.00% Oct 1, 2014 - Oct 29, 2014
#12	-12.73% Jul 1, 2019 - Oct 29, 2019	-6.44% Oct 20, 2021 - Nov 23, 2021
#13	-12.32% Jan 7, 2021 - Apr 12, 2021	-6.42% Dec 27, 2016 - Jan 25, 2017
#14	-11.80% Apr 29, 2019 - Jun 28, 2019	-6.25% Mar 17, 2015 - Apr 23, 2015
#15	-11.45% Feb 24, 2014 - Jun 19, 2014	-5.67% Jul 23, 2025 - Aug 22, 2025

Correlation

Correlation between XYL and CFG is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (2011 - 2026)

XYL vs CFG dividend yield comparison.

Year	XYL	CFG
2026	0.78%	1.44%
2025	1.17%	2.94%
2024	1.24%	3.84%
2023	1.15%	5.07%
2022	1.09%	4.11%
2021	0.93%	3.30%
2020	1.02%	4.36%
2019	1.22%	3.35%
2018	1.26%	3.30%
2017	1.06%	1.52%
2016	1.25%	1.29%
2015	1.54%	1.53%
2014	1.34%	0.40%
2013	1.35%	0.00%
2012	1.49%	0.00%
2011	0.39%	0.00%