XYL vs AFRM

Comparison between Xylem Inc (XYL, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

XYL is from the Industrials sector, while AFRM is from the Financial Services sector.

5-Year PerformanceAFRM has outperformed XYL, delivering a return of +4.2% compared to +0.7%

XYL vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYL(COMPANY)	AFRM(COMPANY)
Market Cap	$28B	$28B
Max Drawdown	47.18%	94.71%
Sharpe Ratio	-0.39	0.62
5Y Beta	0.87	2.47
Industry	Specialty Industrial Machinery	Credit Services
P/E Ratio	34.99	88.65
Forward P/E	21.14	41.84
PEG Ratio	2.62	0.83
Dividend Yield	1.38%	N/A
5Y Dividends CAGR	13.79%	N/A
5Y EPS CAGR	5.41%	N/A
Debt to Equity	17.66%	234.55%
Free Cash Flow Yield	4.62%	2.78%
P/S Ratio	3.07	7.07
P/B Ratio	2.54	7.42

Market Cap

Winner

XYL

$28B

AFRM

$28B

Max Drawdown

Winner

XYL

47.18%

AFRM

94.71%

Sharpe Ratio

XYL

-0.39

Winner

AFRM

0.62

5Y Beta

Winner

XYL

0.87

AFRM

2.47

Industry

XYL

Specialty Industrial Machinery

AFRM

Credit Services

P/E Ratio

Winner

XYL

34.99

AFRM

88.65

Forward P/E

Winner

XYL

21.14

AFRM

41.84

PEG Ratio

XYL

2.62

Winner

AFRM

0.83

Dividend Yield

XYL

1.38%

AFRM

N/A

5Y Dividends CAGR

XYL

13.79%

AFRM

N/A

5Y EPS CAGR

XYL

5.41%

AFRM

N/A

Debt to Equity

Winner

XYL

17.66%

AFRM

234.55%

Free Cash Flow Yield

Winner

XYL

4.62%

AFRM

2.78%

P/S Ratio

Winner

XYL

3.07

AFRM

7.07

P/B Ratio

Winner

XYL

2.54

AFRM

7.42

XYL vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	XYL	AFRM
1 month	+7.10%	+19.11%
3 months	-2.21%	+82.64%
6 months	-13.22%	+14.25%
1 year	-9.16%	+23.71%
5 years(CAGR)	+0.75%	+4.20%
10 years(CAGR)	+11.51%	N/A
Max(CAGR)	+12.86%	-2.52%

XYL

+7.10%

Winner

AFRM

+19.11%

XYL

-2.21%

Winner

AFRM

+82.64%

XYL

-13.22%

Winner

AFRM

+14.25%

XYL

-9.16%

Winner

AFRM

+23.71%

5Y(CAGR)

XYL

+0.75%

Winner

AFRM

+4.20%

10Y(CAGR)

XYL

+11.51%

AFRM

N/A

Max(CAGR)

Winner

XYL

+12.86%

AFRM

-2.52%

XYL vs AFRM - Annual Returns (2011 - 2026)

Returns include dividend reinvestment.

Year	XYL	AFRM
2026	-13.22%	+14.25%
2025	+18.85%	+19.07%
2024	+3.20%	+30.69%
2023	+4.60%	+440.00%
2022	-4.17%	-89.84%
2021	+21.44%	+3.41%
2020	+29.15%	N/A
2019	+19.96%	N/A
2018	-0.83%	N/A
2017	+39.14%	N/A
2016	+39.18%	N/A
2015	-2.61%	N/A
2014	+12.99%	N/A
2013	+27.96%	N/A
2012	+9.55%	N/A
2011	+6.39%	N/A

XYL vs AFRM Drawdown Comparison

The maximum drawdown for XYL was -46.69%, occurring on Jun 17, 2022. Recovery took 669 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current XYL drawdown is -21.99%. The current AFRM drawdown is -49.81%.

Rank	XYL	AFRM
#1	-46.69% Sep 2, 2021 - May 2, 2024	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-36.26% Feb 12, 2020 - Oct 8, 2020	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-30.04% Oct 29, 2025 - May 19, 2026	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-28.73% May 21, 2024 - Jul 31, 2025	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-24.79% Sep 18, 2018 - Apr 12, 2019	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-22.29% Jun 23, 2014 - Mar 17, 2016	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-19.05% Mar 15, 2012 - Feb 14, 2013	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-17.22% Mar 6, 2013 - Oct 25, 2013	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-16.38% Mar 9, 2018 - Sep 10, 2018	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-15.43% Nov 1, 2011 - Feb 7, 2012	N/A
#11	-14.16% Nov 15, 2016 - Jun 26, 2017	N/A
#12	-12.73% Jul 1, 2019 - Oct 29, 2019	N/A
#13	-12.32% Jan 7, 2021 - Apr 12, 2021	N/A
#14	-11.80% Apr 29, 2019 - Jun 28, 2019	N/A
#15	-11.45% Feb 24, 2014 - Jun 19, 2014	N/A