XYF vs INKA

Comparison between X Financial (XYF, Company) and Near Intelligence Inc - Class A (INKA, Company).

XYF vs INKA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	INKA(COMPANY)
Market Cap	$190M	$190M
Max Drawdown	95.82%	9.04%
Sharpe Ratio	-1.75	0.08
5Y Beta	0.74	N/A
Industry	Credit Services	N/A
P/E Ratio	0.91	-1.46
PEG Ratio	0.15	N/A
Dividend Yield	11.90%	N/A
5Y EPS CAGR	16.91%	N/A
Debt to Equity	5.23%	0.00%
Free Cash Flow Yield	N/A	-1.52%
P/S Ratio	0.02	12.81
P/B Ratio	0.16	-1.11

Market Cap

Winner

XYF

$190M

INKA

$190M

Max Drawdown

XYF

95.82%

Winner

INKA

9.04%

Sharpe Ratio

XYF

-1.75

Winner

INKA

0.08

5Y Beta

XYF

0.74

INKA

N/A

Industry

XYF

Credit Services

INKA

N/A

P/E Ratio

XYF

0.91

Winner

INKA

-1.46

PEG Ratio

XYF

0.15

INKA

N/A

Dividend Yield

XYF

11.90%

INKA

N/A

5Y EPS CAGR

XYF

16.91%

INKA

N/A

Debt to Equity

XYF

5.23%

Winner

INKA

0.00%

Free Cash Flow Yield

XYF

N/A

INKA

-1.52%

P/S Ratio

Winner

XYF

0.02

INKA

12.81

P/B Ratio

XYF

0.16

Winner

INKA

-1.11

XYF vs INKA - Historical Returns

Returns include dividend reinvestment.

Period	XYF	INKA
1 month	-5.23%	-1.85%
3 months	+3.09%	+1.89%
6 months	-28.52%	+3.72%
1 year	-73.44%	+5.08%
5 years(CAGR)	+0.99%	N/A
Max(CAGR)	-20.85%	+2.23%

XYF

-5.23%

Winner

INKA

-1.85%

Winner

XYF

+3.09%

INKA

+1.89%

XYF

-28.52%

Winner

INKA

+3.72%

XYF

-73.44%

Winner

INKA

+5.08%

5Y(CAGR)

XYF

+0.99%

INKA

N/A

Max(CAGR)

XYF

-20.85%

Winner

INKA

+2.23%

XYF vs INKA - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	XYF	INKA
2026	-13.67%	N/A
2025	-31.04%	N/A
2024	+139.08%	N/A
2023	+27.81%	+2.08%
2022	-3.51%	+3.64%
2021	+55.15%	-1.20%
2020	-62.12%	N/A
2019	-60.19%	N/A
2018	-64.33%	N/A

XYF vs INKA Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for INKA was -9.04%, occurring on Mar 21, 2023. This drawdown has not yet recovered.

The current XYF drawdown is -83.51%. The current INKA drawdown is -5.66%.

Rank	XYF	INKA
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-9.04% Feb 7, 2023 - Mar 21, 2023
#2	N/A	-3.60% Mar 2, 2021 - Jul 7, 2022
#3	N/A	-0.68% Dec 28, 2022 - Jan 19, 2023
#4	N/A	-0.60% Aug 23, 2022 - Oct 13, 2022
#5	N/A	-0.40% Jul 7, 2022 - Jul 22, 2022
#6	N/A	-0.40% Jul 25, 2022 - Aug 23, 2022
#7	N/A	-0.29% Jan 19, 2023 - Jan 27, 2023
#8	N/A	-0.29% Jan 27, 2023 - Feb 7, 2023
#9	N/A	-0.20% Oct 17, 2022 - Oct 20, 2022
#10	N/A	-0.20% Oct 25, 2022 - Nov 11, 2022
#11	N/A	-0.20% Nov 11, 2022 - Dec 1, 2022
#12	N/A	-0.20% Dec 1, 2022 - Dec 14, 2022
#13	N/A	-0.20% Dec 21, 2022 - Dec 28, 2022
#14	N/A	-0.10% Oct 20, 2022 - Oct 25, 2022
#15	N/A	-0.10% Dec 14, 2022 - Dec 16, 2022

Correlation

Correlation between XYF and INKA is -0.43 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.43

-101