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XYF vs CFBK

Comparison between X Financial (XYF, Company) and CF Bankshares Inc (CFBK, Company).

Both XYF and CFBK are from the Financial Services sector.

5-Year PerformanceCFBK has outperformed XYF, delivering a return of +11.4% compared to -2.5%

XYF vs CFBK - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
XYF
$190M
CFBK
$190M
Max Drawdown
Winner
XYF
95.82%
CFBK
98.67%
Sharpe Ratio
XYF
-1.57
Winner
CFBK
1.06
5Y Beta
XYF
0.75
Winner
CFBK
0.59
Industry
XYF
Credit Services
CFBK
Banks - Regional
P/E Ratio
Winner
XYF
0.91
CFBK
11.27
Forward P/E
XYF
N/A
CFBK
7.86
PEG Ratio
Winner
XYF
0.15
CFBK
0.37
Dividend Yield
Winner
XYF
11.50%
CFBK
1.07%
5Y Dividends CAGR
XYF
N/A
CFBK
46.87%
5Y EPS CAGR
Winner
XYF
16.91%
CFBK
13.56%
Debt to Equity
XYF
5.23%
Winner
CFBK
0.00%
Free Cash Flow Yield
XYF
N/A
CFBK
10.91%
P/S Ratio
Winner
XYF
0.02
CFBK
3.67
P/B Ratio
Winner
XYF
0.16
CFBK
1.03

XYF vs CFBK - Historical Returns

Returns include dividend reinvestment.

1M
XYF
+4.79%
Winner
CFBK
+16.04%
3M
Winner
XYF
+13.37%
CFBK
+8.65%
6M
XYF
-25.16%
Winner
CFBK
+32.17%
1Y
XYF
-71.54%
Winner
CFBK
+32.73%
5Y(CAGR)
XYF
-2.52%
Winner
CFBK
+11.36%
10Y(CAGR)
XYF
N/A
CFBK
+16.14%
Max(CAGR)
XYF
-20.12%
Winner
CFBK
-5.61%

XYF vs CFBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearXYFCFBK
2026-7.81%+28.29%
2025-31.04%+0.34%
2024+139.08%+31.27%
2023+27.81%-5.94%
2022-3.51%+2.21%
2021+55.15%+21.67%
2020-62.12%+27.09%
2019-60.19%+18.22%
2018-64.33%-20.16%
2017N/A+63.69%
2016N/A+33.59%
2015N/A+1.54%
2014N/A-10.95%
2013N/A-14.74%
2012N/A-55.12%
2011N/A-11.43%
2010N/A-63.57%
2009N/A-53.12%
2008N/A-16.48%
2007N/A-45.99%
2006N/A-1.65%
2005N/A-37.76%
2004N/A-12.78%
2003N/A+77.02%
2002N/A-1.21%
2001N/A-10.93%
2000N/A+35.90%
1999N/A+4.73%

XYF vs CFBK Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for CFBK was -98.31%, occurring on Mar 15, 2016. This drawdown has not yet recovered.

The current XYF drawdown is -82.39%. The current CFBK drawdown is -90.84%.

RankXYFCFBK
#1-95.75%
Sep 19, 2018 - Sep 24, 2020
-98.31%
Jun 15, 2004 - Mar 15, 2016
#2N/A-40.41%
Jan 19, 2001 - Sep 26, 2003
#3N/A-22.39%
Dec 23, 1999 - Aug 9, 2000
#4N/A-20.89%
Nov 24, 2003 - Jun 14, 2004
#5N/A-12.85%
Aug 9, 2000 - Oct 13, 2000
#6N/A-8.55%
Nov 17, 2000 - Dec 29, 2000
#7N/A-7.23%
Dec 14, 1999 - Dec 22, 1999
#8N/A-6.78%
Nov 5, 2003 - Nov 17, 2003
#9N/A-6.34%
Nov 1, 2000 - Nov 17, 2000
#10N/A-3.72%
Nov 19, 1999 - Dec 2, 1999
#11N/A-3.70%
Nov 2, 1999 - Nov 12, 1999
#12N/A-3.66%
Oct 13, 2000 - Oct 27, 2000
#13N/A-3.23%
Dec 7, 1999 - Dec 14, 1999
#14N/A-3.12%
Oct 2, 2003 - Nov 4, 2003
#15N/A-1.23%
Dec 3, 1999 - Dec 7, 1999

Correlation

Correlation between XYF and CFBK is 0.01 which considered as a very weak or no correlation - the stocks move independently of each other.

0.01
-101

Dividend Comparison (1999 - 2026)

XYF vs CFBK dividend yield comparison.

YearXYFCFBK
20265.57%0.58%
20259.46%1.20%
20244.08%0.98%
20234.64%1.18%
20220.00%0.85%
20210.00%0.63%
20200.00%0.17%
20195.92%0.00%
20080.00%8.39%
20070.00%5.96%
20060.00%4.89%
20050.00%4.59%
20040.00%3.36%
20030.00%1.68%
20020.00%4.80%
20010.00%2.95%
20000.00%54.31%
19990.00%0.44%

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