XRT vs UYG
Comparison between STATE STREET(R) SPDR(R) S&P(R) RETAIL ETF (XRT, ETF) and PROSHARES ULTRA FINANCIALS (UYG, ETF).
5-Year PerformanceUYG has outperformed XRT, delivering a return of +12.9% compared to +0.3%
XRT vs UYG - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
XRT
$693M
UYG
$693M
Expense Ratio
XRT
0.35%
UYG
N/A
Max Drawdown
Winner
XRT
66.23%
UYG
97.97%
Sharpe Ratio
Winner
XRT
0.57
UYG
0.29
5Y Beta
Winner
XRT
0.95
UYG
1.57
P/E Ratio
XRT
22.31
Winner
UYG
15.19
Forward P/E
Winner
XRT
13.68
UYG
15.72
5Y Dividends CAGR
XRT
1.61%
Winner
UYG
104.43%
5Y EPS CAGR
XRT
8.64%
Winner
UYG
11.58%
Debt to Equity
Winner
XRT
17.22%
UYG
71.44%
XRT vs UYG - Holdings Comparison
XRT and UYG have 1 common holdings. Overlap is 0.01%
XRT's top 25 holdings weight is 40.73%. UYG's top 25 holdings weight is 72.89%.
| Rank | XRT | UYG |
|---|---|---|
| #1 | VICTORIA'S SECRET & CO (VSXY) - 2.46% | FINANCIAL SELECT SECTOR INDEX SWAP (n/a) - 15.14% |
| #2 | SONIC AUTOMOTIVE INC CLASS A (SAH) - 1.91% | BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 7.44% |
| #3 | GROCERY OUTLET HOLDING CORP (GO) - 1.90% | JPMORGAN CHASE & CO (JPM) - 7.28% |
| #4 | ETSY INC (ETSY) - 1.84% | SP FINANCIAL SELECT SECTOR INDEX SWAP (n/a) - 5.07% |
| #5 | MACY'S INC (M) - 1.72% | PROSHARES GENIUS MONEY MARKET ETF (IQMM) - 5.01% |
| #6 | AMAZON.COM INC (AMZN) - 1.67% | VISA INC CLASS A (V) - 4.72% |
| #7 | MURPHY USA INC (MUSA) - 1.65% | MASTERCARD INC CLASS A (MA) - 3.53% |
| #8 | EBAY INC (EBAY) - 1.65% | BANK OF AMERICA CORP (BAC) - 3.07% |
| #9 | MARINEMAX INC (HZO) - 1.65% | THE GOLDMAN SACHS GROUP INC (GS) - 2.40% |
| #10 | PRICESMART INC (PSMT) - 1.61% | WELLS FARGO & CO (WFC) - 2.16% |
| #11 | BEST BUY CO INC (BBY) - 1.60% | MORGAN STANLEY (MS) - 1.99% |
| #12 | PENSKE AUTOMOTIVE GROUP INC (PAG) - 1.59% | CITIGROUP INC (C) - 1.95% |
| #13 | KOHL'S CORP (KSS) - 1.59% | AMERICAN EXPRESS CO (AXP) - 1.48% |
| #14 | LITHIA MOTORS INC CLASS A (LAD) - 1.55% | CHARLES SCHWAB CORP (SCHW) - 1.35% |
| #15 | URBAN OUTFITTERS INC (URBN) - 1.54% | BLACKROCK INC (BLK) - 1.32% |
| #16 | MAPLEBEAR INC (CART) - 1.53% | S&P GLOBAL INC (SPGI) - 1.13% |
| #17 | CASEY'S GENERAL STORES INC (CASY) - 1.53% | CAPITAL ONE FINANCIAL CORP (COF) - 1.03% |
| #18 | DICK'S SPORTING GOODS INC (DKS) - 1.52% | CHUBB LTD (CB) - 1.02% |
| #19 | ADVANCE AUTO PARTS INC (AAP) - 1.50% | PROGRESSIVE CORP (PGR) - 1.01% |
| #20 | BURLINGTON STORES INC (BURL) - 1.47% | CME GROUP INC CLASS A (CME) - 0.90% |
| #21 | CARVANA CO CLASS A (CVNA) - 1.47% | BLACKSTONE INC (BX) - 0.80% |
| #22 | ROSS STORES INC (ROST) - 1.46% | BANK OF NEW YORK MELLON CORP (BK) - 0.79% |
| #23 | INGLES MARKETS INC CLASS A (IMKTA) - 1.44% | PNC FINANCIAL SERVICES GROUP INC (PNC) - 0.78% |
| #24 | TARGET CORP (TGT) - 1.44% | INTERCONTINENTAL EXCHANGE INC (ICE) - 0.77% |
| #25 | SPROUTS FARMERS MARKET INC (SFM) - 1.44% | U.S. BANCORP (USB) - 0.75% |
| Total Holdings | 75 | 80 |
XRT vs UYG - Historical Returns
Returns include dividend reinvestment.
1M
Winner
XRT
+8.54%
UYG
+6.64%
3M
XRT
+9.66%
Winner
UYG
+18.75%
6M
Winner
XRT
-0.57%
UYG
-5.58%
1Y
Winner
XRT
+14.19%
UYG
+8.27%
5Y(CAGR)
XRT
+0.33%
Winner
UYG
+12.91%
10Y(CAGR)
XRT
+9.22%
Winner
UYG
+18.05%
Max(CAGR)
Winner
XRT
+9.96%
UYG
+0.81%
XRT vs UYG - Annual Returns (2006 - 2026)
Returns include dividend reinvestment.
| Year | XRT | UYG |
|---|---|---|
| 2026 | +0.84% | -7.40% |
| 2025 | +8.37% | +20.40% |
| 2024 | +11.87% | +54.90% |
| 2023 | +22.39% | +21.56% |
| 2022 | -32.60% | -33.20% |
| 2021 | +44.39% | +81.39% |
| 2020 | +43.03% | -21.03% |
| 2019 | +12.53% | +65.80% |
| 2018 | -9.69% | -22.15% |
| 2017 | +3.67% | +38.89% |
| 2016 | +3.96% | +39.01% |
| 2015 | -7.63% | -2.76% |
| 2014 | +11.57% | +32.96% |
| 2013 | +42.06% | +67.98% |
| 2012 | +22.76% | +54.75% |
| 2011 | +10.03% | -34.23% |
| 2010 | +37.55% | +13.98% |
| 2009 | +72.90% | -6.78% |
| 2008 | -35.93% | -84.66% |
| 2007 | -16.93% | -41.14% |
| 2006 | +9.83% | N/A |
XRT vs UYG Drawdown Comparison
The maximum drawdown for XRT was -65.39%, occurring on Nov 20, 2008. Recovery took 714 trading sessions.
The maximum drawdown for UYG was -97.93%, occurring on Mar 6, 2009. Recovery took 4460 trading sessions.
The current XRT drawdown is -10.68%. The current UYG drawdown is -12.17%.
| Rank | XRT | UYG |
|---|---|---|
| #1 | -65.39% Jun 1, 2007 - Apr 1, 2010 | -97.93% Feb 20, 2007 - Nov 6, 2024 |
| #2 | -47.00% Aug 23, 2018 - Aug 10, 2020 | -30.35% Feb 18, 2025 - Jul 3, 2025 |
| #3 | -44.57% Nov 16, 2021 - Sep 30, 2022 | -28.91% Jan 6, 2026 - Mar 27, 2026 |
| #4 | -24.17% Jul 16, 2015 - Jun 7, 2018 | -15.20% Nov 29, 2024 - Jan 30, 2025 |
| #5 | -22.20% Jul 7, 2011 - Jan 25, 2012 | -11.82% Sep 29, 2025 - Dec 11, 2025 |
| #6 | -21.67% Apr 26, 2010 - Nov 4, 2010 | -7.58% Jul 25, 2025 - Aug 22, 2025 |
| #7 | -16.54% Jan 27, 2021 - Mar 10, 2021 | -6.00% Jul 3, 2025 - Jul 25, 2025 |
| #8 | -12.21% Nov 27, 2013 - Jul 2, 2014 | -3.72% Sep 4, 2025 - Sep 19, 2025 |
| #9 | -10.65% Mar 12, 2021 - May 3, 2021 | -3.33% Nov 6, 2024 - Nov 11, 2024 |
| #10 | -10.08% Mar 26, 2012 - Sep 6, 2012 | -3.28% Dec 24, 2025 - Jan 5, 2026 |
| #11 | -9.18% Oct 15, 2020 - Nov 16, 2020 | -3.19% Feb 8, 2007 - Feb 14, 2007 |
| #12 | -9.14% Jul 1, 2021 - Nov 3, 2021 | -3.15% Feb 6, 2025 - Feb 18, 2025 |
| #13 | -9.04% May 12, 2011 - Jul 1, 2011 | -2.39% Jan 30, 2025 - Feb 6, 2025 |
| #14 | -8.66% Sep 2, 2020 - Oct 7, 2020 | -2.09% Sep 19, 2025 - Sep 29, 2025 |
| #15 | -8.45% Feb 20, 2007 - Apr 9, 2007 | -1.92% Dec 15, 2025 - Dec 22, 2025 |
Correlation
Correlation between XRT and UYG is 0.74 which considered as a strong positive correlation - the stocks tend to move together.
0.74
-101
Dividend Comparison (2006 - 2026)
XRT vs UYG dividend yield comparison.
| Year | XRT | UYG |
|---|---|---|
| 2026 | 0.25% | 0.24% |
| 2025 | 0.77% | 11.72% |
| 2024 | 1.52% | 0.51% |
| 2023 | 1.40% | 0.79% |
| 2022 | 2.15% | 0.77% |
| 2021 | 1.55% | 9.39% |
| 2020 | 1.01% | 0.66% |
| 2019 | 1.57% | 0.90% |
| 2018 | 1.51% | 1.56% |
| 2017 | 1.52% | 1.68% |
| 2016 | 1.36% | 2.27% |
| 2015 | 2.03% | 2.48% |
| 2014 | 1.48% | 3.41% |
| 2013 | 1.20% | 1.72% |
| 2012 | 3.32% | 5.16% |
| 2011 | 1.90% | 2.00% |
| 2010 | 1.97% | 0.10% |
| 2009 | 2.69% | 0.41% |
| 2008 | 5.21% | 3.27% |
| 2007 | 0.89% | 1.47% |
| 2006 | 0.40% | 0.00% |
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