XRPN vs CZFS

Comparison between Armada Acquisition Corp II - Class A (XRPN, Company) and Citizens Financial Services Inc (CZFS, Company).

Both XRPN and CZFS are from the Financial Services sector.

XRPN vs CZFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XRPN(COMPANY)	CZFS(COMPANY)
Market Cap	$329M	$329M
Max Drawdown	3.33%	56.28%
Sharpe Ratio	0.03	0.44
5Y Beta	-0.01	0.92
Industry	Shell Companies	Banks - Regional
P/E Ratio	185.41	9.02
Forward P/E	N/A	9.27
PEG Ratio	N/A	0.27
Dividend Yield	N/A	2.95%
5Y Dividends CAGR	N/A	6.87%
5Y EPS CAGR	N/A	8.69%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-0.11%	13.25%
P/S Ratio	N/A	2.92
P/B Ratio	1.46	0.94

Market Cap

XRPN

$329M

Winner

CZFS

$329M

Max Drawdown

Winner

XRPN

3.33%

CZFS

56.28%

Sharpe Ratio

XRPN

0.03

Winner

CZFS

0.44

5Y Beta

Winner

XRPN

-0.01

CZFS

0.92

Industry

XRPN

Shell Companies

CZFS

Banks - Regional

P/E Ratio

XRPN

185.41

Winner

CZFS

9.02

Forward P/E

XRPN

N/A

CZFS

9.27

PEG Ratio

XRPN

N/A

CZFS

0.27

Dividend Yield

XRPN

N/A

CZFS

2.95%

5Y Dividends CAGR

XRPN

N/A

CZFS

6.87%

5Y EPS CAGR

XRPN

N/A

CZFS

8.69%

Debt to Equity

XRPN

0.00%

CZFS

0.00%

Free Cash Flow Yield

XRPN

-0.11%

Winner

CZFS

13.25%

P/S Ratio

XRPN

N/A

CZFS

2.92

P/B Ratio

XRPN

1.46

Winner

CZFS

0.94

XRPN vs CZFS - Historical Returns

Returns include dividend reinvestment.

Period	XRPN	CZFS
1 month	-0.29%	+10.33%
3 months	+0.97%	+17.54%
6 months	+2.06%	+14.77%
1 year	+3.59%	+19.72%
5 years(CAGR)	N/A	+6.43%
10 years(CAGR)	N/A	+8.25%
Max(CAGR)	+3.71%	+12.15%

XRPN

-0.29%

Winner

CZFS

+10.33%

XRPN

+0.97%

Winner

CZFS

+17.54%

XRPN

+2.06%

Winner

CZFS

+14.77%

XRPN

+3.59%

Winner

CZFS

+19.72%

5Y(CAGR)

XRPN

N/A

CZFS

+6.43%

10Y(CAGR)

XRPN

N/A

CZFS

+8.25%

Max(CAGR)

XRPN

+3.71%

Winner

CZFS

+12.15%

XRPN vs CZFS - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	XRPN	CZFS
2026	+1.76%	+26.22%
2025	+1.99%	-3.27%
2024	N/A	+3.35%
2023	N/A	-12.16%
2022	N/A	+31.15%
2021	N/A	+14.87%
2020	N/A	-4.54%
2019	N/A	+12.77%
2018	N/A	-7.82%
2017	N/A	+34.26%
2016	N/A	+13.55%
2015	N/A	-3.03%
2014	N/A	+8.49%
2013	N/A	+38.27%
2012	N/A	+29.99%
2011	N/A	-3.11%
2010	N/A	+47.79%
2009	N/A	+39.87%
2008	N/A	+3.26%
2007	N/A	-7.53%
2006	N/A	+13.12%
2005	N/A	-8.95%
2004	N/A	+4.26%
2003	N/A	+13.19%
2002	N/A	+64.92%
2001	N/A	+25.02%

XRPN vs CZFS Drawdown Comparison

The maximum drawdown for XRPN was -3.33%, occurring on Nov 26, 2025. This drawdown has not yet recovered.

The maximum drawdown for CZFS was -54.99%, occurring on Apr 26, 2024. This drawdown has not yet recovered.

The current XRPN drawdown is -0.95%. The current CZFS drawdown is -15.18%.

Rank	XRPN	CZFS
#1	-3.33% Oct 14, 2025 - Nov 26, 2025	-54.99% Jun 12, 2023 - Apr 26, 2024
#2	-0.87% Aug 14, 2025 - Sep 19, 2025	-40.57% Feb 14, 2020 - Jul 6, 2021
#3	-0.76% Oct 2, 2025 - Oct 14, 2025	-25.83% Jul 31, 2008 - Jul 20, 2009
#4	-0.67% Sep 23, 2025 - Sep 29, 2025	-24.55% Apr 29, 2003 - Apr 5, 2007
#5	-0.59% Jul 21, 2025 - Aug 13, 2025	-22.37% Aug 29, 2022 - Feb 6, 2023
#6	-0.34% Sep 29, 2025 - Oct 2, 2025	-22.21% Apr 19, 2007 - May 7, 2008
#7	-0.20% Jun 30, 2025 - Jul 16, 2025	-18.25% Feb 10, 2023 - Apr 10, 2023
#8	-0.10% Jun 24, 2025 - Jun 30, 2025	-17.50% Jul 29, 2011 - May 8, 2012
#9	-0.10% Jul 16, 2025 - Jul 21, 2025	-17.23% Mar 19, 2014 - Oct 11, 2016
#10	N/A	-16.91% Apr 20, 2023 - Jun 7, 2023
#11	N/A	-13.27% Oct 2, 2018 - Mar 29, 2019
#12	N/A	-11.51% Jan 11, 2011 - Jul 29, 2011
#13	N/A	-11.11% Jul 31, 2009 - Oct 21, 2009
#14	N/A	-10.45% Aug 17, 2010 - Nov 3, 2010
#15	N/A	-10.17% Apr 30, 2010 - Jul 19, 2010