XPO vs AFRM

Comparison between XPO Inc (XPO, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

XPO is from the Industrials sector, while AFRM is from the Financial Services sector.

5-Year PerformanceXPO has outperformed AFRM, delivering a return of +33.8% compared to +3.7%

XPO vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XPO(COMPANY)	AFRM(COMPANY)
Market Cap	$25B	$25B
Max Drawdown	82.85%	94.71%
Sharpe Ratio	1.21	0.38
5Y Beta	1.49	2.47
Industry	Trucking	Credit Services
P/E Ratio	72.02	78.14
Forward P/E	45.05	38.02
PEG Ratio	2.33	0.75
5Y EPS CAGR	22.17%	N/A
Debt to Equity	171.37%	234.55%
Free Cash Flow Yield	1.12%	3.16%
P/S Ratio	3.02	6.23
P/B Ratio	13.63	6.61

Market Cap

Winner

XPO

$25B

AFRM

$25B

Max Drawdown

Winner

XPO

82.85%

AFRM

94.71%

Sharpe Ratio

Winner

XPO

1.21

AFRM

0.38

5Y Beta

Winner

XPO

1.49

AFRM

2.47

Industry

XPO

Trucking

AFRM

Credit Services

P/E Ratio

Winner

XPO

72.02

AFRM

78.14

Forward P/E

XPO

45.05

Winner

AFRM

38.02

PEG Ratio

XPO

2.33

Winner

AFRM

0.75

5Y EPS CAGR

XPO

22.17%

AFRM

N/A

Debt to Equity

Winner

XPO

171.37%

AFRM

234.55%

Free Cash Flow Yield

XPO

1.12%

Winner

AFRM

3.16%

P/S Ratio

Winner

XPO

3.02

AFRM

6.23

P/B Ratio

XPO

13.63

Winner

AFRM

6.61

XPO vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	XPO	AFRM
1 month	+8.22%	-9.57%
3 months	-4.77%	+10.22%
6 months	+44.64%	-1.68%
1 year	+56.98%	+6.70%
5 years(CAGR)	+33.78%	+3.65%
10 years(CAGR)	+36.09%	N/A
Max(CAGR)	+23.51%	-5.72%

Winner

XPO

+8.22%

AFRM

-9.57%

XPO

-4.77%

Winner

AFRM

+10.22%

Winner

XPO

+44.64%

AFRM

-1.68%

Winner

XPO

+56.98%

AFRM

+6.70%

5Y(CAGR)

Winner

XPO

+33.78%

AFRM

+3.65%

10Y(CAGR)

XPO

+36.09%

AFRM

N/A

Max(CAGR)

Winner

XPO

+23.51%

AFRM

-5.72%

XPO vs AFRM - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	XPO	AFRM
2026	+53.48%	-5.13%
2025	+2.57%	+19.07%
2024	+54.51%	+30.69%
2023	+170.76%	+440.00%
2022	-25.79%	-89.84%
2021	+14.16%	+3.41%
2020	+48.15%	N/A
2019	+38.25%	N/A
2018	-38.33%	N/A
2017	+109.59%	N/A
2016	+63.05%	N/A
2015	-32.93%	N/A
2014	+49.69%	N/A
2013	+52.14%	N/A
2012	+46.79%	N/A
2011	+17.40%	N/A
2010	+99.99%	N/A
2009	+18.52%	N/A
2008	+0.00%	N/A
2007	-3.15%	N/A
2006	+73.97%	N/A
2005	-52.78%	N/A
2004	+14.50%	N/A
2003	+10.40%	N/A

XPO vs AFRM Drawdown Comparison

The maximum drawdown for XPO was -82.85%, occurring on May 17, 2005. Recovery took 1708 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current XPO drawdown is -6.73%. The current AFRM drawdown is -58.33%.

Rank	XPO	AFRM
#1	-82.85% Jan 28, 2004 - Nov 8, 2010	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-64.48% Sep 27, 2018 - Dec 3, 2020	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-61.31% May 28, 2015 - Feb 27, 2017	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-58.94% Jul 21, 2011 - Mar 1, 2012	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-53.17% Aug 16, 2021 - Jun 27, 2023	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-42.19% Dec 16, 2024 - Feb 2, 2026	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-39.01% Jun 19, 2012 - Jul 11, 2013	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-31.68% Jan 31, 2011 - Jun 21, 2011	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-28.51% Mar 10, 2014 - Sep 8, 2014	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-25.29% Oct 20, 2003 - Jan 8, 2004	N/A
#11	-23.76% Nov 9, 2010 - Jan 18, 2011	N/A
#12	-23.26% Aug 2, 2013 - Dec 20, 2013	N/A
#13	-21.37% Apr 8, 2024 - Oct 30, 2024	N/A
#14	-21.15% Jan 6, 2014 - Feb 26, 2014	N/A
#15	-19.81% Sep 17, 2014 - Oct 28, 2014	N/A