XPAY vs VSMV

Comparison between ROUNDHILL S&P 500 TARGET 20 MANAGED DISTRIBUTION ETF (XPAY, ETF) and VICTORYSHARES US MULTI-FACTOR MINIMUM VOLATILITY ETF (VSMV, ETF).

XPAY vs VSMV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XPAY(ETF)	VSMV(ETF)
Net Assets	$155M	$156M
Expense Ratio	0.49%	0.35%
Max Drawdown	23.01%	31.45%
Sharpe Ratio	1.21	1.93
5Y Beta	0.94	0.57
P/E Ratio	N/A	19.25
Forward P/E	N/A	16.77
PEG Ratio	N/A	0.31
5Y Dividends CAGR	N/A	7.22%
5Y EPS CAGR	N/A	15.78%
Debt to Equity	N/A	50.76%
P/S Ratio	N/A	1.60
P/B Ratio	N/A	5.01

Net Assets

XPAY

$155M

Winner

VSMV

$156M

Expense Ratio

XPAY

0.49%

Winner

VSMV

0.35%

Max Drawdown

Winner

XPAY

23.01%

VSMV

31.45%

Sharpe Ratio

XPAY

1.21

Winner

VSMV

1.93

5Y Beta

XPAY

0.94

Winner

VSMV

0.57

P/E Ratio

XPAY

N/A

VSMV

19.25

Forward P/E

XPAY

N/A

VSMV

16.77

PEG Ratio

XPAY

N/A

VSMV

0.31

5Y Dividends CAGR

XPAY

N/A

VSMV

7.22%

5Y EPS CAGR

XPAY

N/A

VSMV

15.78%

Debt to Equity

XPAY

N/A

VSMV

50.76%

P/S Ratio

XPAY

N/A

VSMV

1.60

P/B Ratio

XPAY

N/A

VSMV

5.01

XPAY vs VSMV - Holdings Comparison

XPAY and VSMV have 0 common holdings. Overlap is 0.00%

XPAY's top 25 holdings weight is 4.73%. VSMV's top 25 holdings weight is 84.23%.

Rank	XPAY	VSMV
#1	FIRST AMERICAN GOVERNMENT OBLIGS X (FGXXX) - 4.73%	APPLE INC (AAPL) - 11.29%
#2	N/A	LAM RESEARCH CORP (LRCX) - 5.35%
#3	N/A	KLA CORP (KLAC) - 4.98%
#4	N/A	QUALCOMM INC (QCOM) - 4.25%
#5	N/A	JOHNSON & JOHNSON (JNJ) - 3.99%
#6	N/A	ALLSTATE CORP (ALL) - 3.56%
#7	N/A	WALMART INC (WMT) - 3.51%
#8	N/A	EXXONMOBIL HOLDINGS CORP (XOM) - 3.45%
#9	N/A	THE CIGNA GROUP (CI) - 3.39%
#10	N/A	ALTRIA GROUP INC (MO) - 3.24%
#11	N/A	TJX COMPANIES INC (TJX) - 2.98%
#12	N/A	TE CONNECTIVITY PLC REGISTERED SHARES (TEL) - 2.86%
#13	N/A	UNITEDHEALTH GROUP INC (UNH) - 2.85%
#14	N/A	SALESFORCE INC (CRM) - 2.83%
#15	N/A	COSTCO WHOLESALE CORP (COST) - 2.75%
#16	N/A	ADOBE INC (ADBE) - 2.75%
#17	N/A	LOCKHEED MARTIN CORP (LMT) - 2.64%
#18	N/A	VERIZON COMMUNICATIONS INC (VZ) - 2.44%
#19	N/A	THE KROGER CO (KR) - 2.38%
#20	N/A	REPUBLIC SERVICES INC (RSG) - 2.33%
#21	N/A	CBOE GLOBAL MARKETS INC (CBOE) - 2.29%
#22	N/A	DOLLAR GENERAL CORP (DG) - 2.13%
#23	N/A	BRISTOL-MYERS SQUIBB CO (BMY) - 2.05%
#24	N/A	INTUIT INC (INTU) - 2.00%
#25	N/A	T-MOBILE US INC (TMUS) - 1.94%
Total Holdings	1	62

XPAY vs VSMV - Historical Returns

Returns include dividend reinvestment.

Period	XPAY	VSMV
1 month	+0.27%	+1.18%
3 months	+6.46%	+3.32%
6 months	+9.43%	+6.64%
1 year	+19.68%	+23.48%
5 years(CAGR)	N/A	+10.85%
10 years(CAGR)	N/A	+12.17%
Max(CAGR)	+17.61%	+12.17%

XPAY

+0.27%

Winner

VSMV

+1.18%

Winner

XPAY

+6.46%

VSMV

+3.32%

Winner

XPAY

+9.43%

VSMV

+6.64%

XPAY

+19.68%

Winner

VSMV

+23.48%

5Y(CAGR)

XPAY

N/A

VSMV

+10.85%

10Y(CAGR)

XPAY

N/A

VSMV

+12.17%

Max(CAGR)

Winner

XPAY

+17.61%

VSMV

+12.17%

XPAY vs VSMV - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	XPAY	VSMV
2026	+9.74%	+9.04%
2025	+16.85%	+17.41%
2024	+3.12%	+15.49%
2023	N/A	+12.53%
2022	N/A	-7.18%
2021	N/A	+27.07%
2020	N/A	+5.38%
2019	N/A	+27.51%
2018	N/A	-1.12%
2017	N/A	+11.48%

XPAY vs VSMV Drawdown Comparison

The maximum drawdown for XPAY was -18.21%, occurring on Apr 8, 2025. Recovery took 88 trading sessions.

The maximum drawdown for VSMV was -31.33%, occurring on Mar 23, 2020. Recovery took 213 trading sessions.

The current XPAY drawdown is -1.39%. The current VSMV drawdown is -0.87%.

Rank	XPAY	VSMV
#1	-18.21% Feb 19, 2025 - Jun 26, 2025	-31.33% Feb 13, 2020 - Dec 16, 2020
#2	-9.33% Jan 28, 2026 - Apr 15, 2026	-17.96% Apr 8, 2022 - Jul 21, 2023
#3	-5.03% Oct 28, 2025 - Dec 11, 2025	-15.89% Oct 3, 2018 - Apr 23, 2019
#4	-4.40% Dec 6, 2024 - Jan 23, 2025	-13.22% Nov 26, 2024 - Jul 23, 2025
#5	-4.34% Jun 2, 2026 - Jun 10, 2026	-9.28% Dec 29, 2021 - Mar 29, 2022
#6	-2.87% Oct 8, 2025 - Oct 24, 2025	-7.65% Jan 29, 2018 - Aug 2, 2018
#7	-2.68% Dec 11, 2025 - Dec 24, 2025	-7.00% Jul 25, 2023 - Dec 1, 2023
#8	-2.56% Jan 12, 2026 - Jan 27, 2026	-5.34% Aug 16, 2021 - Oct 22, 2021
#9	-2.41% Jul 25, 2025 - Aug 12, 2025	-5.18% Feb 27, 2026 - Apr 30, 2026
#10	-2.35% Nov 11, 2024 - Nov 26, 2024	-5.14% Mar 28, 2024 - Jun 13, 2024
#11	-2.00% Jan 23, 2025 - Feb 19, 2025	-4.94% Jul 29, 2019 - Sep 5, 2019
#12	-1.84% May 14, 2026 - May 26, 2026	-4.94% Jan 26, 2021 - Mar 15, 2021
#13	-1.52% Aug 13, 2025 - Aug 22, 2025	-4.32% Jul 17, 2024 - Aug 16, 2024
#14	-1.40% Aug 28, 2025 - Sep 9, 2025	-3.49% May 6, 2019 - Jun 7, 2019
#15	-1.38% Sep 22, 2025 - Oct 1, 2025	-3.30% May 10, 2021 - Jul 1, 2021