XPAY vs EFFE

Comparison between ROUNDHILL S&P 500 TARGET 20 MANAGED DISTRIBUTION ETF (XPAY, ETF) and HARBOR OSMOSIS EMERGING MARKETS RESOURCE EFFICIENT ETF (EFFE, ETF).

XPAY vs EFFE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XPAY(ETF)	EFFE(ETF)
Net Assets	$148M	$148M
Expense Ratio	0.49%	0.69%
Max Drawdown	23.01%	33.56%
Sharpe Ratio	1.50	1.19
5Y Beta	0.94	0.77

Net Assets

Winner

XPAY

$148M

EFFE

$148M

Expense Ratio

Winner

XPAY

0.49%

EFFE

0.69%

Max Drawdown

Winner

XPAY

23.01%

EFFE

33.56%

Sharpe Ratio

Winner

XPAY

1.50

EFFE

1.19

5Y Beta

XPAY

0.94

Winner

EFFE

0.77

XPAY vs EFFE - Holdings Comparison

XPAY and EFFE have 0 common holdings. Overlap is 0.00%

XPAY's top 25 holdings weight is 6.15%. EFFE's top 25 holdings weight is 73.32%.

Rank	XPAY	EFFE
#1	FIRST AMERICAN GOVERNMENT OBLIGS X (FGXXX) - 6.15%	LG ELECTRONICS INC (n/a) - 5.39%
#2	N/A	SK HYNIX INC (n/a) - 4.97%
#3	N/A	LENOVO GROUP LTD (n/a) - 4.95%
#4	N/A	ALCHIP TECHNOLOGIES LTD (n/a) - 3.74%
#5	N/A	ACCTON TECHNOLOGY CORP (n/a) - 3.68%
#6	N/A	WIWYNN CORP ORDINARY SHARES (n/a) - 3.55%
#7	N/A	KIA CORP (n/a) - 3.38%
#8	N/A	WISTRON CORP (n/a) - 3.35%
#9	N/A	n/a (n/a) - 3.31%
#10	N/A	QUANTA COMPUTER INC (n/a) - 3.18%
#11	N/A	XIAOMI CORP CLASS B (n/a) - 3.17%
#12	N/A	CMOC GROUP LTD CLASS A (n/a) - 2.98%
#13	N/A	SAMSUNG C&T CORP (n/a) - 2.55%
#14	N/A	KUNLUN ENERGY CO LTD (n/a) - 2.42%
#15	N/A	n/a (n/a) - 2.40%
#16	N/A	ASIAN PAINTS LTD (n/a) - 2.38%
#17	N/A	BANK OF CHINA LTD CLASS H (n/a) - 2.33%
#18	N/A	GIGABYTE TECHNOLOGY CO LTD (n/a) - 2.29%
#19	N/A	CHINA CONSTRUCTION BANK CORP CLASS H (n/a) - 2.26%
#20	N/A	TIM SA ORDINARY SHARES (n/a) - 2.06%
#21	N/A	BHARTI AIRTEL LTD (n/a) - 1.93%
#22	N/A	OIL & NATURAL GAS CORP LTD (n/a) - 1.82%
#23	N/A	VODACOM GROUP LTD (n/a) - 1.81%
#24	N/A	n/a (n/a) - 1.78%
#25	N/A	SAUDI ARABIAN OIL CO (n/a) - 1.64%
Total Holdings	1	96

XPAY vs EFFE - Historical Returns

Returns include dividend reinvestment.

Period	XPAY	EFFE
1 month	+0.19%	+3.12%
3 months	+11.32%	+19.54%
6 months	+8.85%	+20.89%
1 year	+23.27%	+31.38%
5 years(CAGR)	N/A	+1.85%
10 years(CAGR)	N/A	+2.93%
Max(CAGR)	+17.98%	+2.45%

XPAY

+0.19%

Winner

EFFE

+3.12%

XPAY

+11.32%

Winner

EFFE

+19.54%

XPAY

+8.85%

Winner

EFFE

+20.89%

XPAY

+23.27%

Winner

EFFE

+31.38%

5Y(CAGR)

XPAY

N/A

EFFE

+1.85%

10Y(CAGR)

XPAY

N/A

EFFE

+2.93%

Max(CAGR)

Winner

XPAY

+17.98%

EFFE

+2.45%

XPAY vs EFFE - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	XPAY	EFFE
2026	+8.41%	+18.83%
2025	+16.85%	+22.70%
2024	+3.12%	-0.84%
2019	N/A	+5.04%
2018	N/A	-4.76%
2017	N/A	+14.12%
2016	N/A	+11.36%
2015	N/A	-9.58%
2014	N/A	+4.43%

XPAY vs EFFE Drawdown Comparison

The maximum drawdown for XPAY was -18.21%, occurring on Apr 8, 2025. Recovery took 88 trading sessions.

The maximum drawdown for EFFE was -32.35%, occurring on Apr 8, 2025. Recovery took 703 trading sessions.

The current XPAY drawdown is -2.59%. The current EFFE drawdown is -6.46%.

Rank	XPAY	EFFE
#1	-18.21% Feb 19, 2025 - Jun 26, 2025	-32.35% Jan 26, 2018 - May 5, 2026
#2	-9.33% Jan 28, 2026 - Apr 15, 2026	-15.96% Mar 23, 2015 - Apr 25, 2017
#3	-5.03% Oct 28, 2025 - Dec 11, 2025	-10.21% Jun 2, 2026 - Jun 10, 2026
#4	-4.40% Dec 6, 2024 - Jan 23, 2025	-7.24% May 14, 2026 - May 26, 2026
#5	-4.34% Jun 2, 2026 - Jun 10, 2026	-5.27% Sep 11, 2017 - Dec 26, 2017
#6	-2.87% Oct 8, 2025 - Oct 24, 2025	-3.55% Nov 26, 2014 - Dec 22, 2014
#7	-2.68% Dec 11, 2025 - Dec 24, 2025	-3.47% Feb 5, 2015 - Mar 18, 2015
#8	-2.56% Jan 12, 2026 - Jan 27, 2026	-1.84% Apr 26, 2017 - May 30, 2017
#9	-2.41% Jul 25, 2025 - Aug 12, 2025	-1.63% May 11, 2026 - May 14, 2026
#10	-2.35% Nov 11, 2024 - Nov 26, 2024	-1.48% Jun 19, 2017 - Jul 14, 2017
#11	-2.00% Jan 23, 2025 - Feb 19, 2025	-1.41% May 26, 2026 - May 29, 2026
#12	-1.84% May 14, 2026 - May 26, 2026	-1.31% Dec 28, 2017 - Jan 5, 2018
#13	-1.52% Aug 13, 2025 - Aug 22, 2025	-1.20% May 6, 2026 - May 8, 2026
#14	-1.40% Aug 28, 2025 - Sep 9, 2025	-0.85% Dec 29, 2014 - Jan 8, 2015
#15	-1.38% Sep 22, 2025 - Oct 1, 2025	-0.81% Jan 16, 2018 - Jan 23, 2018