XP vs WAL

Comparison between XP Inc - Class A (XP, Company) and Western Alliance Bancorp (WAL, Company).

Both XP and WAL are from the Financial Services sector.

5-Year PerformanceWAL has outperformed XP, delivering a return of -0.2% compared to -14.6%

XP vs WAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XP(COMPANY)	WAL(COMPANY)
Market Cap	$8.86B	$8.85B
Max Drawdown	79.19%	92.14%
Sharpe Ratio	0.01	0.24
5Y Beta	1.03	1.41
Industry	Capital Markets	Banks - Regional
P/E Ratio	9.22	10.29
Forward P/E	9.53	7.89
PEG Ratio	0.47	1.07
Dividend Yield	1.19%	1.96%
5Y Dividends CAGR	N/A	10.07%
5Y EPS CAGR	18.25%	11.00%
Debt to Equity	366.57%	73.67%
Free Cash Flow Yield	31.84%	-17.31%
P/S Ratio	0.48	2.60
P/B Ratio	1.92	1.20

Market Cap

Winner

$8.86B

WAL

$8.85B

Max Drawdown

Winner

79.19%

WAL

92.14%

Sharpe Ratio

0.01

Winner

WAL

0.24

5Y Beta

Winner

1.03

WAL

1.41

Industry

Capital Markets

WAL

Banks - Regional

P/E Ratio

Winner

9.22

WAL

10.29

Forward P/E

9.53

Winner

WAL

7.89

PEG Ratio

Winner

0.47

WAL

1.07

Dividend Yield

1.19%

Winner

WAL

1.96%

5Y Dividends CAGR

N/A

WAL

10.07%

5Y EPS CAGR

Winner

18.25%

WAL

11.00%

Debt to Equity

366.57%

Winner

WAL

73.67%

Free Cash Flow Yield

Winner

31.84%

WAL

-17.31%

P/S Ratio

Winner

0.48

WAL

2.60

P/B Ratio

1.92

Winner

WAL

1.20

XP vs WAL - Historical Returns

Returns include dividend reinvestment.

Period	XP	WAL
1 month	+6.38%	+3.08%
3 months	-19.97%	+9.27%
6 months	-2.85%	-4.00%
1 year	-6.60%	+4.03%
5 years(CAGR)	-14.62%	-0.20%
10 years(CAGR)	N/A	+10.84%
Max(CAGR)	-8.67%	+6.47%

Winner

+6.38%

WAL

+3.08%

-19.97%

Winner

WAL

+9.27%

Winner

-2.85%

WAL

-4.00%

-6.60%

Winner

WAL

+4.03%

5Y(CAGR)

-14.62%

Winner

WAL

-0.20%

10Y(CAGR)

N/A

WAL

+10.84%

Max(CAGR)

-8.67%

Winner

WAL

+6.47%

XP vs WAL - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	XP	WAL
2026	+4.47%	-0.74%
2025	+40.01%	+3.36%
2024	-51.35%	+31.83%
2023	+99.31%	+16.17%
2022	-47.09%	-44.64%
2021	-26.70%	+84.52%
2020	+2.80%	+6.36%
2019	+11.78%	+44.41%
2018	N/A	-30.56%
2017	N/A	+14.78%
2016	N/A	+38.66%
2015	N/A	+29.69%
2014	N/A	+19.11%
2013	N/A	+116.71%
2012	N/A	+60.52%
2011	N/A	-17.92%
2010	N/A	+87.28%
2009	N/A	-62.65%
2008	N/A	-42.01%
2007	N/A	-45.34%
2006	N/A	+15.29%
2005	N/A	+14.88%

XP vs WAL Drawdown Comparison

The maximum drawdown for XP was -79.19%, occurring on Mar 23, 2023. This drawdown has not yet recovered.

The maximum drawdown for WAL was -92.14%, occurring on Nov 11, 2009. Recovery took 2337 trading sessions.

The current XP drawdown is -62.97%. The current WAL drawdown is -24.16%.

Rank	XP	WAL
#1	-79.19% Sep 2, 2021 - Mar 23, 2023	-92.14% Jul 28, 2006 - Nov 9, 2015
#2	-60.55% Feb 20, 2020 - Jun 16, 2020	-84.79% Nov 3, 2021 - May 4, 2023
#3	-29.90% Sep 1, 2020 - Sep 2, 2021	-64.49% Jun 8, 2018 - Jan 6, 2021
#4	-15.01% Jun 23, 2020 - Aug 6, 2020	-29.41% Nov 30, 2015 - Oct 5, 2016
#5	-12.96% Aug 6, 2020 - Sep 1, 2020	-20.51% Aug 3, 2005 - Jan 31, 2006
#6	-12.15% Jan 22, 2020 - Feb 19, 2020	-17.26% Apr 27, 2021 - Sep 29, 2021
#7	-9.48% Dec 20, 2019 - Jan 21, 2020	-17.19% Apr 19, 2006 - Jul 28, 2006
#8	-9.04% Dec 13, 2019 - Dec 18, 2019	-15.64% Mar 1, 2017 - Oct 2, 2017
#9	-3.39% Jun 18, 2020 - Jun 23, 2020	-10.50% Mar 9, 2018 - Jun 6, 2018
#10	-0.89% Dec 18, 2019 - Dec 20, 2019	-8.18% Mar 19, 2021 - Apr 16, 2021
#11	N/A	-7.06% Oct 10, 2016 - Nov 9, 2016
#12	N/A	-6.37% Oct 22, 2021 - Nov 3, 2021
#13	N/A	-6.25% Feb 24, 2021 - Mar 12, 2021
#14	N/A	-5.89% Dec 8, 2016 - Jan 27, 2017
#15	N/A	-5.87% Jan 14, 2021 - Feb 4, 2021