XP vs PRS

Comparison between XP Inc - Class A (XP, Company) and Prudential Financial Inc (PRS, Company).

5-Year PerformancePRS has outperformed XP, delivering a return of +0.9% compared to -16.6%

XP vs PRS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XP(COMPANY)	PRS(COMPANY)
Market Cap	$7.85B	$7.84B
Max Drawdown	79.19%	30.84%
Sharpe Ratio	-0.33	-0.53
5Y Beta	1.03	0.16
Industry	Capital Markets	N/A
P/E Ratio	8.16	2.43
Forward P/E	9.53	N/A
PEG Ratio	0.41	0.04
Dividend Yield	1.34%	6.22%
5Y Dividends CAGR	N/A	4.54%
5Y EPS CAGR	18.25%	1.78%
Debt to Equity	366.57%	62.01%
Free Cash Flow Yield	35.95%	N/A
P/S Ratio	0.42	N/A
P/B Ratio	1.70	N/A

Market Cap

Winner

$7.85B

PRS

$7.84B

Max Drawdown

79.19%

Winner

PRS

30.84%

Sharpe Ratio

Winner

-0.33

PRS

-0.53

5Y Beta

1.03

Winner

PRS

0.16

Industry

Capital Markets

PRS

N/A

P/E Ratio

8.16

Winner

PRS

2.43

Forward P/E

9.53

PRS

N/A

PEG Ratio

0.41

Winner

PRS

0.04

Dividend Yield

1.34%

Winner

PRS

6.22%

5Y Dividends CAGR

N/A

PRS

4.54%

5Y EPS CAGR

Winner

18.25%

PRS

1.78%

Debt to Equity

366.57%

Winner

PRS

62.01%

Free Cash Flow Yield

35.95%

PRS

N/A

P/S Ratio

0.42

PRS

N/A

P/B Ratio

1.70

PRS

N/A

XP vs PRS - Historical Returns

Returns include dividend reinvestment.

Period	XP	PRS
1 month	-15.03%	-3.48%
3 months	-20.50%	-5.42%
6 months	-10.68%	-5.39%
1 year	-22.31%	-0.65%
5 years(CAGR)	-16.65%	+0.87%
Max(CAGR)	-9.68%	+3.88%

-15.03%

Winner

PRS

-3.48%

-20.50%

Winner

PRS

-5.42%

-10.68%

Winner

PRS

-5.39%

-22.31%

Winner

PRS

-0.65%

5Y(CAGR)

-16.65%

Winner

PRS

+0.87%

Max(CAGR)

-9.68%

Winner

PRS

+3.88%

XP vs PRS - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	XP	PRS
2026	-1.98%	-4.76%
2025	+40.01%	+6.75%
2024	-51.35%	-1.01%
2023	+99.31%	+8.84%
2022	-47.09%	-5.57%
2021	-26.70%	+1.38%
2020	+2.80%	+8.90%
2019	+11.78%	+19.08%
2018	N/A	-3.96%

XP vs PRS Drawdown Comparison

The maximum drawdown for XP was -79.19%, occurring on Mar 23, 2023. This drawdown has not yet recovered.

The maximum drawdown for PRS was -30.45%, occurring on Mar 18, 2020. Recovery took 111 trading sessions.

The current XP drawdown is -65.26%. The current PRS drawdown is -7.88%.

Rank	XP	PRS
#1	-79.19% Sep 2, 2021 - Mar 23, 2023	-30.45% Feb 7, 2020 - Jul 17, 2020
#2	-60.55% Feb 20, 2020 - Jun 16, 2020	-15.12% Nov 8, 2021 - Dec 27, 2023
#3	-29.90% Sep 1, 2020 - Sep 2, 2021	-8.92% Sep 15, 2025 - Jun 8, 2026
#4	-15.01% Jun 23, 2020 - Aug 6, 2020	-8.50% Oct 16, 2024 - Jul 10, 2025
#5	-12.96% Aug 6, 2020 - Sep 1, 2020	-7.30% Dec 29, 2020 - Apr 26, 2021
#6	-12.15% Jan 22, 2020 - Feb 19, 2020	-7.29% Aug 31, 2018 - Jan 17, 2019
#7	-9.48% Dec 20, 2019 - Jan 21, 2020	-4.60% Oct 14, 2019 - Jan 9, 2020
#8	-9.04% Dec 13, 2019 - Dec 18, 2019	-4.23% Feb 12, 2024 - Jul 11, 2024
#9	-3.39% Jun 18, 2020 - Jun 23, 2020	-3.73% Jul 7, 2021 - Nov 1, 2021
#10	-0.89% Dec 18, 2019 - Dec 20, 2019	-2.84% Jul 31, 2019 - Sep 23, 2019
#11	N/A	-2.59% Oct 13, 2020 - Nov 16, 2020
#12	N/A	-2.35% Apr 26, 2021 - Jun 2, 2021
#13	N/A	-1.97% Aug 31, 2020 - Oct 2, 2020
#14	N/A	-1.79% Jan 31, 2019 - Feb 28, 2019
#15	N/A	-1.60% Jul 10, 2025 - Jul 31, 2025

Correlation

Correlation between XP and PRS is -0.31 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.31

-101