XOVR vs USTB

Comparison between ERSHARES PRIVATE-PUBLIC CROSSOVER ETF (XOVR, ETF) and VICTORYSHARES SHORT-TERM BOND ETF FORMERLY VICTORYSHARES USAA CORE SHORT-TERM BOND ETF VICTORYSHARES SHORT-TERM BOND ETF (USTB, ETF).

5-Year PerformanceXOVR has outperformed USTB, delivering a return of +4.1% compared to +3.6%

XOVR vs USTB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XOVR(ETF)	USTB(ETF)
Net Assets	$2.20B	$2.30B
Expense Ratio	0.75%	0.34%
Max Drawdown	72.78%	7.56%
Sharpe Ratio	-0.03	0.10
5Y Beta	1.26	0.01
P/E Ratio	37.30	N/A
Forward P/E	24.54	N/A
PEG Ratio	0.21	N/A
5Y Dividends CAGR	N/A	16.23%
Debt to Equity	34.19%	N/A
P/S Ratio	7.86	N/A
P/B Ratio	8.40	N/A

Net Assets

XOVR

$2.20B

Winner

USTB

$2.30B

Expense Ratio

XOVR

0.75%

Winner

USTB

0.34%

Max Drawdown

XOVR

72.78%

Winner

USTB

7.56%

Sharpe Ratio

XOVR

-0.03

Winner

USTB

0.10

5Y Beta

XOVR

1.26

Winner

USTB

0.01

P/E Ratio

XOVR

37.30

USTB

N/A

Forward P/E

XOVR

24.54

USTB

N/A

PEG Ratio

XOVR

0.21

USTB

N/A

5Y Dividends CAGR

XOVR

N/A

USTB

16.23%

Debt to Equity

XOVR

34.19%

USTB

N/A

P/S Ratio

XOVR

7.86

USTB

N/A

P/B Ratio

XOVR

8.40

USTB

N/A

XOVR vs USTB - Historical Returns

Returns include dividend reinvestment.

Period	XOVR	USTB
1 month	-3.31%	+0.35%
3 months	+6.62%	+0.86%
6 months	+15.09%	+1.36%
1 year	-0.25%	+4.00%
5 years(CAGR)	+4.11%	+3.58%
10 years(CAGR)	+10.15%	+3.47%
Max(CAGR)	+10.15%	+3.47%

XOVR

-3.31%

Winner

USTB

+0.35%

Winner

XOVR

+6.62%

USTB

+0.86%

Winner

XOVR

+15.09%

USTB

+1.36%

XOVR

-0.25%

Winner

USTB

+4.00%

5Y(CAGR)

Winner

XOVR

+4.11%

USTB

+3.58%

10Y(CAGR)

Winner

XOVR

+10.15%

USTB

+3.47%

Max(CAGR)

Winner

XOVR

+10.15%

USTB

+3.47%

XOVR vs USTB - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	XOVR	USTB
2026	+0.80%	+1.87%
2025	+10.72%	+6.13%
2024	+37.69%	+6.81%
2023	+53.31%	+6.57%
2022	-40.54%	-2.72%
2021	-8.04%	+0.89%
2020	+47.73%	+5.00%
2019	+30.94%	+4.99%
2018	-6.28%	+1.12%
2017	+1.68%	+0.35%

XOVR vs USTB Drawdown Comparison

The maximum drawdown for XOVR was -56.89%, occurring on Dec 28, 2022. Recovery took 1124 trading sessions.

The maximum drawdown for USTB was -5.32%, occurring on Mar 24, 2020. Recovery took 65 trading sessions.

The current XOVR drawdown is -7.28%.

Rank	XOVR	USTB
#1	-56.89% Feb 12, 2021 - Aug 6, 2025	-5.32% Mar 4, 2020 - Jun 5, 2020
#2	-29.58% Feb 19, 2020 - Jun 5, 2020	-4.96% Sep 9, 2021 - Jul 13, 2023
#3	-28.37% Aug 29, 2018 - Apr 29, 2019	-1.02% Aug 30, 2023 - Nov 3, 2023
#4	-24.32% Oct 27, 2025 - Mar 30, 2026	-0.84% Feb 27, 2026 - May 1, 2026
#5	-12.49% Apr 29, 2019 - Jul 26, 2019	-0.81% Dec 29, 2017 - Aug 6, 2018
#6	-11.84% Sep 2, 2020 - Oct 9, 2020	-0.68% Sep 27, 2024 - Dec 3, 2024
#7	-11.72% Oct 13, 2020 - Dec 4, 2020	-0.67% Jul 13, 2023 - Aug 4, 2023
#8	-10.56% Jul 26, 2019 - Nov 27, 2019	-0.65% Apr 3, 2025 - Apr 28, 2025
#9	-9.45% Mar 12, 2018 - Jun 1, 2018	-0.62% Sep 4, 2019 - Oct 2, 2019
#10	-8.56% Jan 29, 2018 - Mar 8, 2018	-0.48% Apr 4, 2024 - May 2, 2024
#11	-7.86% Dec 22, 2020 - Jan 8, 2021	-0.46% Jan 31, 2024 - Mar 1, 2024
#12	-7.65% Jan 20, 2021 - Feb 4, 2021	-0.43% Aug 8, 2023 - Aug 25, 2023
#13	-5.38% Jul 25, 2018 - Aug 29, 2018	-0.40% Sep 21, 2018 - Nov 16, 2018
#14	-5.06% Aug 5, 2020 - Aug 18, 2020	-0.40% Oct 4, 2019 - Nov 22, 2019
#15	-5.05% Jun 10, 2020 - Jun 22, 2020	-0.38% Aug 2, 2024 - Aug 21, 2024