XLF vs SPYG
Comparison between THE FINANCIAL SELECT SECTOR SPDR FUND (XLF, ETF) and SPDR(R) PORTFOLIO S&P 500 GROWTH ETF (SPYG, ETF).
5-Year PerformanceSPYG has outperformed XLF, delivering a return of +16.5% compared to +8.3%
XLF vs SPYG - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
Winner
XLF
$52B
SPYG
$50B
Expense Ratio
XLF
0.08%
Winner
SPYG
0.04%
Max Drawdown
XLF
83.75%
Winner
SPYG
69.53%
Sharpe Ratio
XLF
0.16
Winner
SPYG
1.93
5Y Beta
Winner
XLF
0.81
SPYG
1.21
P/E Ratio
Winner
XLF
16.19
SPYG
31.78
Forward P/E
Winner
XLF
14.87
SPYG
25.72
PEG Ratio
Winner
XLF
0.55
SPYG
0.62
5Y Dividends CAGR
Winner
XLF
5.32%
SPYG
2.19%
5Y EPS CAGR
XLF
11.41%
Winner
SPYG
33.79%
Debt to Equity
XLF
71.14%
Winner
SPYG
30.76%
P/S Ratio
Winner
XLF
3.34
SPYG
6.16
P/B Ratio
Winner
XLF
2.21
SPYG
8.73
XLF vs SPYG - Holdings Comparison
XLF and SPYG have 37 common holdings. Overlap is 10.76%
XLF's top 25 holdings weight is 77.18%. SPYG's top 25 holdings weight is 72.71%.
| Rank | XLF | SPYG |
|---|---|---|
| #1 | BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 11.58% | NVIDIA CORP (NVDA) - 13.47% |
| #2 | JPMORGAN CHASE & CO (JPM) - 11.32% | APPLE INC (AAPL) - 5.99% |
| #3 | VISA INC CLASS A (V) - 7.35% | MICROSOFT CORP (MSFT) - 5.94% |
| #4 | MASTERCARD INC CLASS A (MA) - 5.49% | ALPHABET INC CLASS A (GOOGL) - 5.57% |
| #5 | BANK OF AMERICA CORP (BAC) - 4.78% | BROADCOM INC (AVGO) - 4.95% |
| #6 | THE GOLDMAN SACHS GROUP INC (GS) - 3.74% | META PLATFORMS INC CLASS A (META) - 4.55% |
| #7 | WELLS FARGO & CO (WFC) - 3.35% | ALPHABET INC CLASS C (GOOG) - 4.50% |
| #8 | MORGAN STANLEY (MS) - 3.09% | TESLA INC (TSLA) - 4.23% |
| #9 | CITIGROUP INC (C) - 3.04% | AMAZON.COM INC (AMZN) - 4.02% |
| #10 | AMERICAN EXPRESS CO (AXP) - 2.30% | ELI LILLY AND CO (LLY) - 2.68% |
| #11 | CHARLES SCHWAB CORP (SCHW) - 2.09% | VISA INC CLASS A (V) - 1.89% |
| #12 | BLACKROCK INC (BLK) - 2.05% | JPMORGAN CHASE & CO (JPM) - 1.59% |
| #13 | S&P GLOBAL INC (SPGI) - 1.76% | MASTERCARD INC CLASS A (MA) - 1.51% |
| #14 | CAPITAL ONE FINANCIAL CORP (COF) - 1.61% | BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 1.46% |
| #15 | CHUBB LTD (CB) - 1.59% | NETFLIX INC (NFLX) - 1.30% |
| #16 | PROGRESSIVE CORP (PGR) - 1.57% | n/a (PLTR) - 1.30% |
| #17 | CME GROUP INC CLASS A (CME) - 1.40% | COSTCO WHOLESALE CORP (COST) - 1.24% |
| #18 | BLACKSTONE INC (BX) - 1.25% | WALMART INC (WMT) - 1.10% |
| #19 | BANK OF NEW YORK MELLON CORP (BK) - 1.24% | ORACLE CORP (ORCL) - 0.96% |
| #20 | PNC FINANCIAL SERVICES GROUP INC (PNC) - 1.21% | INTERNATIONAL BUSINESS MACHINES CORP (IBM) - 0.91% |
| #21 | INTERCONTINENTAL EXCHANGE INC (ICE) - 1.20% | CATERPILLAR INC (CAT) - 0.85% |
| #22 | U.S. BANCORP (USB) - 1.17% | SALESFORCE INC (CRM) - 0.80% |
| #23 | MARSH (MRSH) - 1.10% | AMERICAN EXPRESS CO (AXP) - 0.66% |
| #24 | KKR & CO INC ORDINARY SHARES (KKR) - 0.95% | INTUITIVE SURGICAL INC (ISRG) - 0.64% |
| #25 | MOODYS CORP (MCO) - 0.95% | INTUIT INC (INTU) - 0.60% |
| Total Holdings | 80 | 217 |
XLF vs SPYG - Historical Returns
Returns include dividend reinvestment.
1M
XLF
-1.30%
Winner
SPYG
+12.37%
3M
XLF
-0.77%
Winner
SPYG
+15.51%
6M
XLF
-2.93%
Winner
SPYG
+13.80%
1Y
XLF
+1.35%
Winner
SPYG
+34.58%
5Y(CAGR)
XLF
+8.32%
Winner
SPYG
+16.46%
10Y(CAGR)
XLF
+12.70%
Winner
SPYG
+18.26%
Max(CAGR)
XLF
+5.55%
Winner
SPYG
+7.57%
XLF vs SPYG - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | XLF | SPYG |
|---|---|---|
| 2026 | -6.70% | +11.46% |
| 2025 | +15.17% | +22.14% |
| 2024 | +29.99% | +38.20% |
| 2023 | +11.63% | +31.60% |
| 2022 | -11.69% | -29.96% |
| 2021 | +36.68% | +33.93% |
| 2020 | -2.62% | +31.62% |
| 2019 | +30.78% | +31.17% |
| 2018 | -13.07% | -0.94% |
| 2017 | +20.65% | +26.39% |
| 2016 | +24.85% | +9.02% |
| 2015 | -1.74% | +5.36% |
| 2014 | +15.69% | +16.12% |
| 2013 | +31.71% | +29.29% |
| 2012 | +25.14% | +12.92% |
| 2011 | -18.93% | +3.55% |
| 2010 | +9.70% | +14.41% |
| 2009 | +16.31% | +32.10% |
| 2008 | -54.06% | -36.63% |
| 2007 | -19.59% | +11.12% |
| 2006 | +17.23% | +7.47% |
| 2005 | +6.58% | +3.63% |
| 2004 | +11.02% | +5.84% |
| 2003 | +25.90% | +25.42% |
| 2002 | -14.65% | -31.07% |
| 2001 | -6.80% | -19.84% |
| 2000 | +30.76% | -24.10% |
| 1999 | -5.52% | N/A |
XLF vs SPYG Drawdown Comparison
The maximum drawdown for XLF was -82.72%, occurring on Mar 6, 2009. Recovery took 2555 trading sessions.
The maximum drawdown for SPYG was -67.63%, occurring on Mar 9, 2009. Recovery took 3326 trading sessions.
The current XLF drawdown is -9.13%.
| Rank | XLF | SPYG |
|---|---|---|
| #1 | -82.72% Jun 1, 2007 - Jul 25, 2017 | -67.63% Oct 2, 2000 - Dec 23, 2013 |
| #2 | -42.83% Feb 14, 2020 - Jan 6, 2021 | -32.67% Dec 27, 2021 - Mar 1, 2024 |
| #3 | -36.64% Jan 3, 2001 - Jan 15, 2004 | -31.26% Feb 19, 2020 - Jun 10, 2020 |
| #4 | -25.82% Jan 12, 2022 - Feb 22, 2024 | -22.15% Feb 19, 2025 - Jun 24, 2025 |
| #5 | -25.34% Nov 16, 1999 - Jun 2, 2000 | -20.60% Oct 1, 2018 - Apr 23, 2019 |
| #6 | -24.66% Jan 26, 2018 - Nov 4, 2019 | -13.76% Oct 29, 2025 - Apr 15, 2026 |
| #7 | -15.55% Feb 19, 2025 - Jun 27, 2025 | -13.33% Nov 3, 2015 - Jul 8, 2016 |
| #8 | -14.80% Jan 6, 2026 - Mar 27, 2026 | -12.75% Jul 10, 2024 - Oct 14, 2024 |
| #9 | -14.09% Sep 11, 2000 - Dec 26, 2000 | -11.79% Jul 20, 2015 - Oct 29, 2015 |
| #10 | -11.52% Jun 2, 2000 - Aug 4, 2000 | -11.02% Sep 2, 2020 - Dec 1, 2020 |
| #11 | -10.19% Mar 5, 2004 - Dec 1, 2004 | -9.87% Jan 26, 2018 - Jun 4, 2018 |
| #12 | -9.13% Feb 15, 2005 - Jul 14, 2005 | -8.70% Feb 12, 2021 - Apr 5, 2021 |
| #13 | -8.42% Jun 4, 2021 - Aug 10, 2021 | -7.39% Sep 19, 2014 - Oct 31, 2014 |
| #14 | -8.32% Feb 20, 2007 - May 9, 2007 | -7.24% Sep 3, 2021 - Oct 26, 2021 |
| #15 | -7.98% Jan 14, 2021 - Feb 12, 2021 | -6.81% Mar 22, 2024 - May 14, 2024 |
Correlation
Correlation between XLF and SPYG is 0.96 which considered as a very strong positive correlation - the stocks move almost identically together.
0.96
-101
Dividend Comparison (1999 - 2026)
XLF vs SPYG dividend yield comparison.
| Year | XLF | SPYG |
|---|---|---|
| 2026 | 0.49% | 0.11% |
| 2025 | 1.31% | 0.52% |
| 2024 | 1.42% | 0.60% |
| 2023 | 1.71% | 1.15% |
| 2022 | 2.04% | 1.03% |
| 2021 | 1.63% | 0.62% |
| 2020 | 2.03% | 0.90% |
| 2019 | 1.87% | 1.37% |
| 2018 | 2.08% | 1.51% |
| 2017 | 1.48% | 1.41% |
| 2016 | 21.10% | 1.55% |
| 2015 | 1.95% | 1.57% |
| 2014 | 1.60% | 1.37% |
| 2013 | 1.47% | 1.42% |
| 2012 | 1.76% | 1.81% |
| 2011 | 1.73% | 1.64% |
| 2010 | 0.98% | 0.71% |
| 2009 | 1.71% | 0.90% |
| 2008 | 6.15% | 1.35% |
| 2007 | 3.00% | 0.82% |
| 2006 | 2.52% | 0.74% |
| 2005 | 2.24% | 0.73% |
| 2004 | 2.05% | 1.33% |
| 2003 | 1.84% | 0.50% |
| 2002 | 2.03% | 0.47% |
| 2001 | 1.53% | 0.22% |
| 2000 | 1.23% | 0.03% |
| 1999 | 0.35% | 0.00% |
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