XLF vs IWR
Comparison between THE FINANCIAL SELECT SECTOR SPDR FUND (XLF, ETF) and ISHARES RUSSELL MID-CAP ETF (IWR, ETF).
5-Year PerformanceXLF has outperformed IWR, delivering a return of +8.1% compared to +7.6%
XLF vs IWR - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
XLF
$48B
Winner
IWR
$48B
Expense Ratio
Winner
XLF
0.08%
IWR
0.18%
Max Drawdown
XLF
83.75%
Winner
IWR
59.73%
Sharpe Ratio
XLF
0.17
Winner
IWR
1.39
5Y Beta
Winner
XLF
0.81
IWR
0.91
P/E Ratio
Winner
XLF
16.19
IWR
28.28
Forward P/E
Winner
XLF
15.09
IWR
17.63
PEG Ratio
XLF
0.55
IWR
N/A
5Y Dividends CAGR
XLF
5.32%
Winner
IWR
11.39%
5Y EPS CAGR
XLF
11.46%
Winner
IWR
12.91%
Debt to Equity
XLF
71.70%
Winner
IWR
6.50%
P/S Ratio
XLF
3.36
Winner
IWR
1.83
P/B Ratio
Winner
XLF
2.19
IWR
3.08
XLF vs IWR - Holdings Comparison
XLF and IWR have 36 common holdings. Overlap is 7.14%
XLF's top 25 holdings weight is 77.53%. IWR's top 25 holdings weight is 14.64%.
| Rank | XLF | IWR |
|---|---|---|
| #1 | BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 11.75% | SANDISK CORP ORDINARY SHARES (SNDK) - 1.14% |
| #2 | JPMORGAN CHASE & CO (JPM) - 11.24% | WESTERN DIGITAL CORP (WDC) - 1.02% |
| #3 | VISA INC CLASS A (V) - 7.59% | CORNING INC (GLW) - 0.98% |
| #4 | MASTERCARD INC CLASS A (MA) - 5.77% | VERTIV HOLDINGS CO CLASS A (VRT) - 0.91% |
| #5 | BANK OF AMERICA CORP (BAC) - 4.73% | HOWMET AEROSPACE INC (HWM) - 0.72% |
| #6 | THE GOLDMAN SACHS GROUP INC (GS) - 3.66% | QUANTA SERVICES INC (PWR) - 0.70% |
| #7 | WELLS FARGO & CO (WFC) - 3.40% | BANK OF NEW YORK MELLON CORP (BK) - 0.69% |
| #8 | MORGAN STANLEY (MS) - 3.03% | CUMMINS INC (CMI) - 0.68% |
| #9 | CITIGROUP INC (C) - 3.01% | HILTON WORLDWIDE HOLDINGS INC (HLT) - 0.57% |
| #10 | AMERICAN EXPRESS CO (AXP) - 2.28% | MONOLITHIC POWER SYSTEMS INC (MPWR) - 0.55% |
| #11 | CHARLES SCHWAB CORP (SCHW) - 2.05% | ROSS STORES INC (ROST) - 0.54% |
| #12 | BLACKROCK INC (BLK) - 2.02% | VALERO ENERGY CORP (VLO) - 0.54% |
| #13 | S&P GLOBAL INC (SPGI) - 1.79% | CIENA CORP (CIEN) - 0.53% |
| #14 | CAPITAL ONE FINANCIAL CORP (COF) - 1.61% | BAKER HUGHES CO CLASS A (BKR) - 0.51% |
| #15 | CHUBB LTD (CB) - 1.60% | MARATHON PETROLEUM CORP (MPC) - 0.51% |
| #16 | PROGRESSIVE CORP (PGR) - 1.59% | DIGITAL REALTY TRUST INC (DLR) - 0.50% |
| #17 | CME GROUP INC CLASS A (CME) - 1.40% | CLOUDFLARE INC (NET) - 0.50% |
| #18 | BANK OF NEW YORK MELLON CORP (BK) - 1.23% | PHILLIPS 66 (PSX) - 0.49% |
| #19 | BLACKSTONE INC (BX) - 1.21% | ROYAL CARIBBEAN GROUP (RCL) - 0.49% |
| #20 | INTERCONTINENTAL EXCHANGE INC (ICE) - 1.20% | SIMON PROPERTY GROUP INC (SPG) - 0.49% |
| #21 | PNC FINANCIAL SERVICES GROUP INC (PNC) - 1.19% | YUM BRANDS INC (YUM) - 0.32% |
| #22 | U.S. BANCORP (USB) - 1.18% | AMERIPRISE FINANCIAL INC (AMP) - 0.32% |
| #23 | MARSH (MRSH) - 1.12% | STATE STREET CORP (STT) - 0.32% |
| #24 | MOODYS CORP (MCO) - 0.95% | NASDAQ INC (NDAQ) - 0.31% |
| #25 | AON PLC CLASS A (AON) - 0.93% | D.R. HORTON INC (DHI) - 0.31% |
| Total Holdings | 80 | 759 |
XLF vs IWR - Historical Returns
Returns include dividend reinvestment.
1M
XLF
+0.08%
Winner
IWR
+3.90%
3M
XLF
-4.52%
Winner
IWR
+3.30%
6M
XLF
-2.09%
Winner
IWR
+11.00%
1Y
XLF
+4.34%
Winner
IWR
+22.95%
5Y(CAGR)
Winner
XLF
+8.14%
IWR
+7.57%
10Y(CAGR)
Winner
XLF
+12.67%
IWR
+11.57%
Max(CAGR)
XLF
+5.57%
Winner
IWR
+9.85%
XLF vs IWR - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | XLF | IWR |
|---|---|---|
| 2026 | -6.24% | +8.38% |
| 2025 | +15.17% | +10.50% |
| 2024 | +29.99% | +15.85% |
| 2023 | +11.63% | +17.57% |
| 2022 | -11.69% | -17.15% |
| 2021 | +36.68% | +24.43% |
| 2020 | -2.62% | +16.54% |
| 2019 | +30.78% | +30.71% |
| 2018 | -13.07% | -9.72% |
| 2017 | +20.65% | +17.37% |
| 2016 | +24.85% | +15.08% |
| 2015 | -1.74% | -2.62% |
| 2014 | +15.69% | +14.16% |
| 2013 | +31.71% | +31.20% |
| 2012 | +25.14% | +15.74% |
| 2011 | -18.93% | -2.81% |
| 2010 | +9.70% | +23.51% |
| 2009 | +16.31% | +35.99% |
| 2008 | -54.06% | -40.68% |
| 2007 | -19.59% | +4.90% |
| 2006 | +17.23% | +13.43% |
| 2005 | +6.58% | +14.09% |
| 2004 | +11.02% | +20.21% |
| 2003 | +25.90% | +35.79% |
| 2002 | -14.65% | -15.46% |
| 2001 | -6.80% | +0.35% |
| 2000 | +30.76% | N/A |
| 1999 | -5.52% | N/A |
XLF vs IWR Drawdown Comparison
The maximum drawdown for XLF was -82.72%, occurring on Mar 6, 2009. Recovery took 2555 trading sessions.
The maximum drawdown for IWR was -58.78%, occurring on Mar 9, 2009. Recovery took 900 trading sessions.
The current XLF drawdown is -8.69%. The current IWR drawdown is -0.86%.
| Rank | XLF | IWR |
|---|---|---|
| #1 | -82.72% Jun 1, 2007 - Jul 25, 2017 | -58.78% Jul 13, 2007 - Feb 7, 2011 |
| #2 | -42.83% Feb 14, 2020 - Jan 6, 2021 | -40.59% Feb 20, 2020 - Oct 12, 2020 |
| #3 | -36.64% Jan 3, 2001 - Jan 15, 2004 | -32.26% Mar 19, 2002 - Sep 2, 2003 |
| #4 | -25.82% Jan 12, 2022 - Feb 22, 2024 | -26.17% Nov 16, 2021 - Mar 20, 2024 |
| #5 | -25.34% Nov 16, 1999 - Jun 2, 2000 | -24.17% Jul 7, 2011 - Mar 15, 2012 |
| #6 | -24.66% Jan 26, 2018 - Nov 4, 2019 | -21.21% Aug 29, 2018 - Apr 8, 2019 |
| #7 | -15.55% Feb 19, 2025 - Jun 27, 2025 | -21.09% Nov 25, 2024 - Jul 23, 2025 |
| #8 | -14.80% Jan 6, 2026 - Mar 27, 2026 | -20.33% Aug 2, 2001 - Jan 4, 2002 |
| #9 | -14.09% Sep 11, 2000 - Dec 26, 2000 | -19.42% Apr 23, 2015 - Jul 12, 2016 |
| #10 | -11.52% Jun 2, 2000 - Aug 4, 2000 | -10.82% Apr 2, 2012 - Sep 6, 2012 |
| #11 | -10.19% Mar 5, 2004 - Dec 1, 2004 | -10.11% May 5, 2006 - Oct 16, 2006 |
| #12 | -9.13% Feb 15, 2005 - Jul 14, 2005 | -9.68% Jan 26, 2018 - Jul 26, 2018 |
| #13 | -8.42% Jun 4, 2021 - Aug 10, 2021 | -9.33% Sep 5, 2014 - Nov 7, 2014 |
| #14 | -8.32% Feb 20, 2007 - May 9, 2007 | -8.91% Apr 5, 2004 - Oct 1, 2004 |
| #15 | -7.98% Jan 14, 2021 - Feb 12, 2021 | -8.17% Feb 26, 2026 - Apr 17, 2026 |
Correlation
Correlation between XLF and IWR is 0.94 which considered as a very strong positive correlation - the stocks move almost identically together.
0.94
-101
Dividend Comparison (1999 - 2026)
XLF vs IWR dividend yield comparison.
| Year | XLF | IWR |
|---|---|---|
| 2026 | 0.49% | 0.25% |
| 2025 | 1.31% | 1.29% |
| 2024 | 1.42% | 1.27% |
| 2023 | 1.71% | 1.43% |
| 2022 | 2.04% | 1.59% |
| 2021 | 1.63% | 1.05% |
| 2020 | 2.03% | 1.28% |
| 2019 | 1.87% | 1.43% |
| 2018 | 2.08% | 1.98% |
| 2017 | 1.48% | 1.52% |
| 2016 | 21.10% | 1.72% |
| 2015 | 1.95% | 1.59% |
| 2014 | 1.60% | 1.45% |
| 2013 | 1.47% | 1.31% |
| 2012 | 1.76% | 1.81% |
| 2011 | 1.73% | 1.58% |
| 2010 | 0.98% | 1.45% |
| 2009 | 1.71% | 1.50% |
| 2008 | 6.15% | 2.09% |
| 2007 | 3.00% | 1.37% |
| 2006 | 2.52% | 1.31% |
| 2005 | 2.24% | 1.40% |
| 2004 | 2.05% | 1.11% |
| 2003 | 1.84% | 1.08% |
| 2002 | 2.03% | 1.08% |
| 2001 | 1.53% | 0.59% |
| 2000 | 1.23% | 0.00% |
| 1999 | 0.35% | 0.00% |
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